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From Giant to Economy Size - Couples Choosing

124

Comments

  • euphoniumeuphonium Great Northwest, West of the Cascades.Posts: 3,305
    Filing for bankruptcy is the Genesis for compounding their problem by ruining their Credit rating. The next time they apply for credit for anything, they are sunk.

    When you sign a "Promissary Note" & grant the loan company a mortage, you are legally obligated to satisfy the agreement. Why trust a divorcee who walked away from her marriage, when things got tough, her mortage, when things got tough, and her car payments, when things got tough? Where is the committment to promises these days?

    And, why should frugal conservatives be taxed to bail out the reckless liberals? :mad:
  • fintailfintail Posts: 32,885
    Seems the reckless old conservatives who gained any means via cronyism and ingeritance (yes, you) who are more than happy to bend over to neocon cowardice in hopes of making a few bucks have created more ruin than the wildest "liberal".

    Please take your illiterate and credential-free political slop elsewhere.
  • 1stpik1stpik Posts: 495
    Yikes! Where did THAT come from?
  • euphoniumeuphonium Great Northwest, West of the Cascades.Posts: 3,305
    That came from a member of the Peoples Republic of Puget Sound. It's the noise you get when a nerve is struck. ;)
  • fintailfintail Posts: 32,885
    Just giving the whine a taste of its own medicine ;)

    The mismanaged disaster of Puget Sound or the inbred methland of SW WA...decisions, decisions
  • jchan2jchan2 Posts: 4,956
    I think we've strayed quite a bit off topic, but I'll throw in my own two cents:

    I agree w/ the person who remarked that if you can afford a 'slade, you can afford to pick up another car and leave the Escalade in the garage most of the time.

    And who said you had to buy new? There are plenty of used Ford Focuses, Honda Civics, Mazda Proteges, and Toyota Corollas available on the used market... I would imagine that if you drive an Escalade, even getting a CR-V or Escape as a daily driver would ease up on the gas consumption quite a bit... (stick with the 4-cyl. Escape though)

    Better to just pick up another car than take a bath on trade-in..
  • tidestertidester Posts: 10,110
    This is not the huffingtonpost.com or anncoulter.com. Let's drop the incendiary political jabs and stick to the topic.

    tidester, host
    SUVs and Smart Shopper
  • lemkolemko Posts: 15,067
    Shoot, if you can afford a 'Slade just buy a hooptie! Geeze, I know it was HORRIBLE timing on my behalf to buy the DTS. If I had a crystal ball and had known gas prices would rise to these psychotic levels, I'd have instead purchased a CTS or a V-6 Lucerne. However, I'm happy with the car and really enjoy it on the days I actually drive it. To tell the truth, the weather or to which neighborhood I am travelling more often affects whether or not I drive the DTS versus the fuel costs.

    What's a decent hooptie cost these days? Maybe $4K-$5K? I paid a lot less for my Park Ave. Trouble is, a lot of people don't even have the little bit of money to put toward a hooptie. Sad.
  • gagricegagrice San DiegoPosts: 28,678
    The price of gas made buying the Sequoia an easier choice. With $10k off of MSRP there is room to buy a lot of $5 gas. Even if I take it on a cross country trip it won't be that big of a deal. Many bought the 2008 Sequoia at MSRP when it first arrived. Now they are going to lose their shorts if they decide it was a bad mistake. If they keep it for 10 years no big deal.

    I would not recommend a Sequoia for someone needing a commuter for work. As you say there are a lot of 3-5 year old cars that are a lot less money and get decent mileage. Find a friend that is trading in their low mileage CamCord on a new one. You can offer them more than the dealer will give them and still buy it under BB trade-in value.
  • fezofezo Posts: 9,195
    One little fallacy in the Escalade discussion comes from the "if you can afford the Escalade you can afford".... whatever. My guess is that there are a lot of people that own Escalades but can't afford them. That is their problem for living that close to the edge but it's out there.

    Oh, and frugal conservatives and reckless liberals are about as sad a stereotype as I've heard. You'll find as many frugals and reckless folks on either side of the fence.
  • au1994au1994 Posts: 732
    We currently have 2 vehicles:

    an 06 Ram 1500 Regular Cab
    an 07 VW Passat Wagon

    Passat was purchased for my wife and I had the truck. Late last year she decides she wants to quit working and be a housewife. Fine by me, luckily we could swing this financially.

    So, I start driving the Passat to work and the truck would stay idle for weeks at a time. I swore I would never get rid of it since it is paid for and we do use the "truck" functionality from time to time. Plus, I'd rather park that at the airport when I travel rather than the nicer Passat.

    Now, I have never been a car driving type of guy. Always driven a truck or SUV except for a brief lease on an Accord. I enjoy the functionality and ride height of the trucks and SUV's. So this past weekend we're bored and hit a few car dealers. We happen upon a Chrysler T&C mini van. Wow! What a nice ride. I had driven a Grand Caravan recently as a rental and was pleased with the ride, mileage etc. So we begin talking about it and last night go to take a closer look. With the Stow and Go feature there is still plenty of room for cargo. On the few occasions when we haul the dirty landscaping type supplies we figure and old sheet will give us plenty of protection.

    So our plan is to go to the dealer this weekend and trade the Ram and Passat for the T&C and a used PT Cruiser. If my numbers are met we will actually be paying less on the car note in this situation.

    I'll drive the van everyday and the PT will serve my wife well for quick trips around town. I'll use it as my airport vehicle as well to cut down on the risk of parking lot dings.

    While neither of the "new" vehicles will get as good of MPG as the Passat, we're getting 2 vehicles that are more useful and functional for our lifestyle now.

    My wife did not mind driving the Ram, but it is not the most sensible choice for quick trips to the grocery store. I believe the mini van is more than adequate for the Home Depot runs and should be an absolute pleasure on road trips.

    2013 335i Sport Line Alpine White over Coral Red w/Black Trim

    2005 330cic ZHP Monaco Blue over Natural Brown w/Black Trim

  • gagricegagrice San DiegoPosts: 28,678
    Oh, and frugal conservatives and reckless liberals are about as sad a stereotype as I've heard.

    I know you are right. In fact all three of the folks I know losing their homes are conservative Republicans. Conservative can mean so many things. Same as Liberal.

    When I think of Liberal car buyers I think of a Yugo. When really a fiscal Conservative should probably be buying the Yugo.
  • Kirstie@EdmundsKirstie@Edmunds Posts: 10,674
    Ahem... again... let's just leave politics out of it since nothing in the title of this discussion implies that ideology conversation is relevant.

    Need help navigating? kirstie_h@edmunds.com - or send a private message by clicking on my name.

  • 1stpik1stpik Posts: 495
    I sent Edmunds.com an email a few days ago asking them to write an article about the surging demand for hybrids and the disappearing demand for SUVs.

    No response yet, but I hope they follow up.

    They have a top 10 list of cars with the highest residual value. No hybrids listed, and the highest of the 10 is the Mini Cooper with about 60% after 5 years / 60K miles. But I know that used Priuses are retaining more than that, and I suspect that used Insights are, as well.

    Used '06 and '07 Civic Hybrids are selling for almost full MSRP. I did a search on autotrader.com, and I had to click "500 mile radius" just to find some. Only found six for sale, and they range in price from $23,000 to $18,000.

    The $18,000 one is a 2006 with 48,000 miles. Now, how many cars could you drive for 2 years and 48K miles, then sell for 80% of their retail prices? Plus, have the federal gov't pay you $2,100 for buying them in the first place?
    .
  • jchan2jchan2 Posts: 4,956
    The tax credits are running out at Honda, and they've expired at Toyota for a while; the only hybrids that still have small tax credits left are GM, Chrysler, and Ford...

    I'm pretty sure the less well off Escalade drivers are on leases that they can't get out of..

    Only more reason to find a clean, old Honda or Toyota to use as a daily driver and finish out the Escalade lease..

    On the flip side, my neighbor just traded a QX56 for a Sequoia.. They're small business owners, though, and probably write a little bit of the cost off for the cars, and they don't seem to mind the extra in gas.. (their other car is a GX470.. I sometimes wonder why they think they "need" 2 SUVs for 2 small kids)
  • euphoniumeuphonium Great Northwest, West of the Cascades.Posts: 3,305
    What will $7 gas put you in around 2010? :mad:
  • lemkolemko Posts: 15,067
    A 72-passenger bus?

    Of course if fuel costs rise to that ridiculous level, I don't think you'd have to worry about commuting to work as you most likely will be unemployed as the oil barons and speculators ran the economy off a cliff. :sick:
  • lemkolemko Posts: 15,067
    Better yet, get a nice 20 year-old Buick Park Avenue with the 3.8 V-6!
  • 1stpik1stpik Posts: 495
    Or a nice 15-year-old Geo Metro with a 1.0 3-cylinder!
  • irnmdnirnmdn Posts: 240
    So our plan is to go to the dealer this weekend and trade the Ram and Passat for the T&C and a used PT Cruiser. If my numbers are met we will actually be paying less

    You will never pay less when you trade in, for two vehicles you are taking a hit of 4-5 grand - that is enough gas to driver Ram for a year.
This discussion has been closed.