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10Thanks.

38,515Specifically, I need you to provide me with the full MSRP and approximate selling price of the Terrain that you want...or at least its MSRP and dealer invoice price. You can look up this data over in the New Vehicle Pricing section of this site.

Car_manHost

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1The TMV pricing report lists the MSRP (including destination charge) at $24,995 while the invoice is $23,661. However, the TMV price is $24,995 for my area (southern california).

GMC is also currently offering $1500 in incentives on the terrain ($500 (waiving 60 day trial period) + $1000 ("conquest" - customer with 1999 or more recent non-GM car/truck)). Can these incentives be used to lower the net cap cost for calculating the lease?

What sort of payment can I expect for a 36 month lease with 12k miles a year? What is the current money factor and residual GMC is offering on the terrain?

I know that it is better to put less down if possible, but I also want manageable payments. Therefore I am willing to put some money down if necessary.

Thanks!

538,515I would be happy to work up a sample lease payment on this truck for you. For now I will assume that you will be able to negotiate a selling price of $500 over invoice minus the aforementioned incentives.

According to my calculations, if you were to lease a 2010 GMC Terrain SLE-1 that has an MSRP of $24,995 and a capitalized cost of $23,161 through GMAC right now for 36 months with 12,000 miles per year, your zero down, pre-tax monthly payment would be around $425.

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38,515Car_manHost

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5Justin, due to the area we are in GMAC has deferred all leases to US Bank, and the "sub-vented" lease factor (by GM) for the Terrain is well below the published interest rate you mentioned. The bottom line is that the lease rates in this area are better than what GMAC is offering elsewhere.

So if I'm being quoted 2.65% how is 2.35% better??? Am i misreading this some how?

538,515was2.35% in October. It's new November base rate for this truck is 2.65%.Car_manHost

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42I'm looking to lease a GMC Terrain for my wife, the 2010 SLE 3.0L AWD, what are the December and January leasing terms being offered by GMAC?

1What is GMAC's current lease rate and residual value for a 36 month lease of a 2010 Terrain SLT-2 2WD,15,000 miles per year in South Florida?

If you can calculate the estimated monthly payment, the MSRP is $30,190, Invoice $29,292 and I am assuming $1500 factory incentives.

Thanks in advance!

52What are the current residuals and money factor for GMC Terrain SLT-2. 39 months, 12,000 miles.

Thanks

38,515When negotiating your lease on this truck, make sure to take the $400 cash incentive that General Motors is currently providing on leases of it through GMAC into account.

Also, this lease program is only scheduled to run through today, February 1st. I would be happy to provide you with an update on what the new program is like if you check back with me in a couple of days.

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7I was looking for the current rates for the 2010 Terrain SLT 2 AWD, 36 and 39 months, 12,000 or 15,000 miles, as you mentioned the current program ended back on Feb 1st. As well, any new incentives?

Thank you

12Please provide March's residual and money factor for a 2010 Terrain SLT2 with 12000mi/yr, as well as, an SLT1 with the same mileage.

Thank you!!

38,515The numbers for an otherwise identical 39 month lease are 2.8% and 40%.

If you were to lease this truck with only 12,000 miles per year, I believe that its residual values would be 2% higher.

Unfortunately, General Motors is only providing a cash incentive of $250 on leases of this model through GMAC right now. I guess that it's better than nothing.

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38,515Car_manHost

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2If I buy 5.5% with monthly payment of $610.00. The salesman said GMC price for employees is $29532, but wholesale # at bottom of page read $27,953. What is the difference on these numbers? Good deal on the lease? What would be the downside on lease because I want to keep this car after 39 months?

5Thanks

38,515You never mentioned the exact trim level that you're interested in, so I had to make an assumption. Let me know if you want something different.

As you can see, GMAC publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.

When negotiating your deal on the Terrain, make sure to take advantage of the $250 cash incentive that is currently available on leases of it through GMAC.

Car_manHost

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79Thanks in advance

38,515When negotiating your deal on this truck, make sure to take advantage of the (measly ) $250 cash incentive that is available on leases of it through GMAC.

As you can see, GMAC publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.

Car_manHost

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14Low Mileage Lease for Well-Qualified Lessees

$319 Per Month

39 Months§§

$2,039 Due at Signing After all Offers

Includes Security Deposit. Tax, title license

and dealer fees extra. Mileage charge of

$0.18/mile over 39,000

I assume this is the very base model. 39 months at 1000 miles a month. Is this a good deal? What if I need more miles, how do I figure that?

Could I get similar pricing for a 36 month lease?

38,515If I was interested in leasing a 2010 GMC Terrain right now, I personally would shoot for a selling price of $500 to $1,000 over dealer invoice minus the $500 cash incentive that General Motors is currently providing on leases of this model through GMAC.

Car_manHost

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1MSRP = $31,385

Invoice = $29,659

$1,500 incentive offer for current Ally customers plus GM employee discount. Can you please tell me what a lease payment would be on a 39-month low mileage lease? Or, what the residual value would be after the lease term?

Thanks!

Cincinnati OH

1039 month lease 10k miles.

I am in NY

I am trying to decide between a Terrain or an SRX. From what I am reading a lease of a SRX AWD with Nav as only option is pretty close to what a fully loaded Terrain would lease out to.

thanks for the help

38,515According to my calculations, if you were to lease a 2011 GMC Terrain SLT1 FWD that has an MSRP of $31,385 and a selling price of $425.

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38,515Ally's October base lease rate and residual value for a 39 month lease of a 2011 GMC Terrain SLT2 AWD with 10,000 miles per year are 3.4% and 49%, respectively.

Car_manHost

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10If my math is right its really only like $10 or so more a month to lease out a SRX AWD. It seems that the Cadillacs are leasing better then the Terrain. And from what i heard the Terrain is in big demand and dealers wont work that much with you on the MSRP. Whereas there are tons of SRX's on dealer lots. More wiggle room to work with.

thanks again.