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BMW 3-Series 2005 and earlier



  • blueguydotcomblueguydotcom Posts: 6,257
    Go to BMWUSA and build the car...the msrp is 43,070: BMW 330i, Xenons, Moon, Leather, ZHP. I just looked at the contract this morning while changing my insurance. BTW, is just plain wrong about the car's MSRP. I've got the sticker, my contract and BMW to back that up.

    My CAP was about $800 - because my out the door was 40,775. Residual is .59% based on the MSRP, so it's $25,411. MF ended up at 0.0003. 15k per year, 36 months. Sales tax in CA is 7.75.
  • victord1victord1 Posts: 94
    That is one tight package! But, correct me if I'm wrong for I thought the performance package is only available with imola(sp?)red exterior?
    I love the 3series, especially the 330i. In fact I've been thinking about trading in my new ('03) car for a 330 sedan w/sport package. It's financially unwise, but I'm willing to take a few hits if the deal is right.
    On a side note, can someone explain to me briefly what is the money factor (MF) in leasing???
  • asleepyasleepy Posts: 70
    The money factor in leasing is equivalent to the interest rate when you borrow money to purchase a car. The leasing company is the one actually purchasing the car and they rent to you. Because they are putting up the money upfront to buy the car, they charge you interest on it.

    To calculate the interest rate, multiply the MF by 2400 (for example, a MF of .0012 would be approx. 2.88%).
  • blueguydotcomblueguydotcom Posts: 6,257
    You can get the ZHP with any color, i believe. Not sure. I know I've seen white, red, black, silver and silver gray so far.
  • bluebeastbluebeast Posts: 261
    is available in ANY 3 series color + the Imola Red which is usually exclusive to the M3. I have the Titanium Silver, Black leather interior.
  • victord1victord1 Posts: 94
    Now where can you get MF info on a particular car besides the dealer? I'm thinking of either leasing a new bare bone 330i(w/ step., xenon, heated seats), or buying a CPO. Now how does trading in a vehicle work in leasing?
    Is there a cap on how much you can put down in leasing?
    Blueguy,'re right. I tried to build one on today and was successful with other color combinations beside imola red.
  • asleepyasleepy Posts: 70
    Take a look at the discussion called "leasing a 330i using Multiple Security Deposits". According to the discussion, the MF for 330i is .0012 (until June 3, I think) but I don't know if that is the "buy rate" or what the dealer will charge you. BMW Finance sets the "buy rate" and the dealer is free to tack on his profit. For example, when I picked up my 325i two months ago, the buy rate was .0015 and dealer wanted to charge .0019 and we settled on .0017.

    The above discussion also talks about using multiple security deposits, which I was not aware of. Apparently, you can put up to 10 security deposits (which is returned to you at the end of the lease) and each deposit is supposed to lower the MF by .0001.

    There is no cap on how much you can put down on leasing but generally you want to put down as little as possible b/c that is $ you won't see. The multiple security deposit idea sounds better b/c the deposit is returned at the end of the lease.

    Trading in a vehicle is the same in leasing as in purchasing. One of the factors in determining the lease payment is the final cost of the car. So if your trade-in lowers the final cost of the car or if you can use the trade-in value towards the cap cost reduction or the multiple security deposit, ultimately you will lower the monthly payments, all other things being equal. has a good reading on leasing -- go to Tips and Advice. Like purchasing a car, you will want to try and get the best "final" price of the car and then talk leasing terms/payments, etc. If the dealer knows you are a "payment buyer" they can make those numbers jump every which way so nail down the price of the car first.

    You might also want to check out after you have all the numbers, just to keep the dealer honest.
  • blueguydotcomblueguydotcom Posts: 6,257
    I'm not sure if bmw will let you trade in say a 5k car and use that 5k credit for Multiple Security Deposists. Seems they might.

    BTW, the 330i's special lease rates (0.0012) end at the beginning of June and the awesome MSDs deal gets cut in half at the end of June. You should be able to snap up a lease on a 330i with step, xenons and such pretty easily. Remember to negotiate the price first and only after that's settled go for the lease and finally spring the MSDs on them. Their eyebrows go up on that one. :)

    Oh and the dealer may claim they're charging 0.0015 for a MF but you don't have to pay that. Tell them no. most people just roll over for them.
  • riezriez Posts: 2,361
    victord1... Does anyone know if you can lease CPO cars thru BMW FS? Thinking I once saw something at BMW NA's web site about leasing CPO cars. If you can, that might be a good deal.
  • asleepyasleepy Posts: 70
    victord1...blueguydotcom is the one who got the incredible deal on the lease using the 10 msd so he knows what he's talking about!
  • blueguydotcomblueguydotcom Posts: 6,257 has tons of information. That's where I learned the most about MSDs. A Beverly Hills sales consultant told me about them but I thought it sounded fishy. What he said panned out.
  • scipio1scipio1 Posts: 142
    How was your experience with Beverly Hills? My service guy left Bob Smith BMW and my experience there went from absolutely excellent to below-par. BH BMW is the closest competitor to Santa Monica and Manhattan Beach for me, so I was wondering what your impression of them is? (I've never even been on their lot before)
  • blueguydotcomblueguydotcom Posts: 6,257
    It was a telephone thing. I emailed about 15 dealers in so cal. I made my deal with a local dealer before 95% of them even bothered to email/call me back.
  • ximloeximloe Posts: 3
    Hello everyone.
    I'm new to and wanted to say hello and to thank you all for the wealth of knowledge I have learned from everyone.
    I was fortunate enough to purchase my first BMW last August; 99 328i Orient Blue 5spd/PP. I just wanted to say hello! I'm looking forward to continued chats!
  • eoseos Posts: 27
    FWIW, I was in Garching (near Munich) on Tuesday, and saw what I think was an E60 5-er drive past. My first reaction was "Infiniti" -- the tail light cues especially seemed reminiscent of the G35. Anyhow, not sure I liked it much.

  • victord1victord1 Posts: 94
    for extremely helpful responses.

    The idea has been lingering on my mind for the past few days, but I haven't had the time to materialize it yet.....been pulling the midnight shift all week at the hospital. I'm thinking of emailing/stopping by the local dealers to see what kinda deal I can get. I hate wheeling and dealing. I got my recent car at the price I wanted with just one email and less than 15min on the phone with the internet sale supervisor.

    Riez, I'm pretty sure I can lease a CPO, but then again the deal might be less desirable than on a new one.
  • asleepyasleepy Posts: 70
    Good luck in your quest. I think the Internet sales supervisor/manager is the way to go. I walked into my local BMW dealer and no one gave me a second look. I used a car pricing service available at my credit union and it just happened that this particular dealership offered the best deal. I negotiated the price and ordered my car on the phone with their Internet sales manager. After the 8 long weeks, when the car arrived, I showed up at the dealer and met the Internet sales manager for the first time, signed the papers and drove off -- fairly painless dealing with the Internet sales manager.
  • wooldoggwooldogg Posts: 1
    After 2 years of lurking this board and saving, i finally ordered my BMW 325i last nite (Silver Grey Metallic, Manual, Black Leatherette, Sport and Premium Packages.) Getting the car i want, and the hardest part i think is now gonna be the wait for it (Estimated delivery time: mid-July! Still not too bad though...) Did the request though e-mail, got a great price back from the dealer (Internet Manager), walked in and was finished with the deal in less than half an hour..never thought it would be that easy. Thanks to everyone for the good tips and comments on this board, i'm sure i'll be back with questions once i get the car!
  • nyccarguynyccarguy Stamford, CTPosts: 7,401
    Does anybody know if there is a date when you cannot pickup a car at the Munich ED center (ie factory closed)? Just curious. If and when I decide to get a BMW via ED, the only time I'd be able to go would be within the last 2 weeks in July (4-5 years from now).

    2001 Honda Prelude Type SH/ 2011 BMW 328xi / 2011 Honda Pilot EX-L w/ Navigation

  • blueguydotcomblueguydotcom Posts: 6,257
    nothing like planning ahead! 4-5 years?
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