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BMW X3 Lease Questions



  • Hi Car_man and kyfdx,

    Would you provide November lease rates for X3 xDrive35i and X3 xDrive28i for 10k/12k miles per year when they are available? I see BMW is offering a $1,000 Holiday credit.


  • I'd also love to see the residual and MF on 2013 X3 28i. Now that they've announced holiday cash.

  • ken954ken954 Posts: 13
    I'm looking at a 2013 X3 xDrive35i in Michigan, well optioned (premium, sport activity, tech, cold weather, bronze / beige). It has about 11K miles, I'm told driven by a BMW sales rep. MSRP was $54,095, invoice $49,740, being offered by dealer as certified pre-owned asking $48.8. I can't find any guidance on used pricing for 2013's. I had been looking at leasing a 28i, but seems like this 'might' be a good deal. Any suggestions on a reasonable offer? With the $1500 holiday cash, would leasing a new vs CPO be better? Also looking for residual / MF for new x35i's to compare. Appreciate any guidance anyone can provide.
  • with dealer incentives right now.expect to get about 8% off msrp
    so on that car about 4500 off a "new" car
    that dealer bought that car back for at most 44..

    I would pass thats way to high..
  • 1 quote i got this was just with a email
    Vehicle Price: $51,695.00
    Market Savings: - $4,040.00
    SmartChoice Price: $47,655.00
  • ken954ken954 Posts: 13
    Thanks Chaozz1 - I'm working with the dealer via email right now, just got more info. When I pressed for details, he now says it's a 2012 not a 2013, 13800 miles. No major work done, says they're doing the first oil change as they're prepping it for the lot, also claims tires, etc are all in great shape. Would $47K still be reasonable for a CPO 2012 with MSRP of $54,295? Not much savings given the $1500 holiday cash available on new 2013's...
  • chaozz1chaozz1 Posts: 49
    edited November 2012
    With all they are doing they are adding to the price of the car.
    If your willing to pay 47k you could get that same car new for 50k or less.
    BMW is known for huge discounts last 2 months so they can beat Mercedes.

    I would pick 4 or 5 dealers with in 100 miles of you..find the car on the web site from each dealer.That you like.Email saying I'm ready to buy whats the best price.
    now once all 5 come back with a price and start hounding you to come in.
    you can say well the other dealer is 500 less..

    I bet you will get a offer under 50k

    Example I leased X5D msrp was 68k agreed price 58K after a year and 13001 miles. I sold it for 51k.I owed 53k.That diesel sound was driving me crazy,
    BMW's take big hits in resale.Take your time.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    edited November 2012
    Hi Lee. BMW Financial Services' November buy rate lease money factor and residual value for a 36-month lease of a 2013 X3 xDrive35i with 12,000 miles per year are .00135 and 59% for consumers who qualify for its top credit tier.

    The numbers for an otherwise identical lease of a '13 X3 xDrive28i are .00125 and 58%.

    The residual values for leases with only 10,000 miles per year are 1% higher.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi sharkfighter. Please see my previous post for the information that you're looking for. Thanks.

    Prices Paid: Buying & Leasing Experiences Forum
  • Just wondering if the deal my dealer is offering sounds ok.

    2013 x3 28i msrp is 51,145 With incentives the lease is based on 46,000
    36 months, 15k miles/year no money down, sales taxes of 8.375 included in payment.
    Lease payment comes to 649.54/month

    Thank you
  • Hi Car_man

    Is this BMW Factory lease a good one? I am looking at 15k mile/year, how will the residual change?

    Well-equipped with Premium Package (Moonroof, Leather, Auto-dimming Mirrors, Lumbar Support, Ambient Lighting), Heated Front Seats, Power Tailgate and Destination charges.
    $429*/month for 36 months. $1,000 Holiday Credit and $750 Loyalty Cash included in payment.
    • $429 First months payment
    • $2,750 Down payment
    • $0 Security Deposit
    • $725 Acquisition fee
    • $3,904 Cash due at signing
  • Try to get it with First payment and tags only..

    Also if your not 100% your going to drive 15k a year, prior to lease end you can log on to your account,They will allow you to purchase extra miles at 16 cents, They add this amount to your remaining payments.This way if the higher mileage alters the residual value in negative way, You can keep that from happening.
  • Dont forget to take advantage of the MSD's.. they can easily bring your monthly payment down by $30/40 a month by lowering your money factor!

    Lease I just got:

    2013 x3 2.8 (M Sport package) 10k/36m

    MSRP 50,700
    Holiday Cash
    Loyalty Discount
    BMW Apps
    $0 down
    $550 (everything rolled into payment; TAX/Bank Fee/DMV)

    Due at signing: 1st payment and MSD's ($4200 which you get back at the end of lease)
    :) :shades:
  • hithit Posts: 26

    Many thanks for this forum for the help - this is my 3rd car that I'm getting with the help of Edmunds forums. I'm looking to get a 36 month lease on a x3 3.5, can you please provide residual rates, money factor, and any applicable discounts? I have a 5series lease expiring, so I should qualify for loyalty discount as well.

    Please advise..

    Thank you!
  • Hi all,

    Got several dealerships to compete and am down to the following options:

    all are with the following parameters: 15k mi/year, 56% residual, MF 0.00125, 36 months.

    Option 1: Base X3 white/black with Premium Pkg and Roof Rail: MSRP $43,095, Selling Price $39,445. Due at signing $1,849.54, monthly payment incl tax: $512.65

    Option 2: Base X3 white/black with Navigation, Panoramic Moonroof, Roof Rail: MSRP $43,145, Selling Price $39,850. Due at signing $1,862.40, monthly payment incl tax: $524.51

    Option 3: Base X3 white/black with Panoramic Moonroof, Roof Rail: MSRP $40,995, Selling Price $37,705. Due at signing $1,833.29, monthly payment incl tax: $496.40

    From internet research option1 is $100 below invoice, option 2 $120 below invoice and option 3 $240 below invoice.

    I think these deals are good. Anyone agree or disagree? What else am I missing or need to ask the dealership?

    trying to decide between Option 1 vs Option 2 which comes down to a trade off between the Premium Pkg vs Navigation. My thoughts are Premium Pkg is comfort I would enjoy everytime I am in the car, while with Nav ... I am afraid after a few weeks it becomes a while elephant for me since I don't even bother with a portable Nav.

    Your thoughts guys and gals.
  • OK, all you lease experts...what are your thoughts on the following lease offer? I'm in Iowa, by the way.

    MSRP: $47,545 (2013 x3 2.8 + premium/cold/tech)
    Selling price: $44,595 (includes $1k BMW factory rebate)
    Trade-in allowance: $5,000
    Acquisition fee: $925 (seems high?)
    Miles/year: 10,000
    Lease length: 36 months
    Money factor: 0.00195 (seems high?)
    Residual value: $28,051.55 (59%)
    Sales tax: 6%
    Payment: $547.78 (seems high considering the $5k trade-in?)
  • flightnurseflightnurse 35K feetPosts: 1,590
    The money factor is tied directly to your credit score, so either the dealership is screwing with you and trying to make money on the deal, or your credit score isn't to the point to get top tier money factor. You might want to rethink the 5K down, that is a lot and for a lease it is not advisable.
  • Hi 1stbeemer1. Savvy consumers who are in an area that have a decent level of competition ad have good credit ratings can usually beat manufacturers' advertised lease payments by negotiating lower selling prices than the ones that were used to calculate the advertised payment. I wouldn't be surprised if you were able to beat this deal by a little bit by shopping around.

    Prices Paid: Buying & Leasing Experiences Forum
  • Welcome back hit. BMW Financial Services' November buy rate lease money factor and residual value for a 36-month lease of a 2013 X3 3.5 with 15,000 miles per year are .00125 and 59% for consumers who qualify for its top credit tiers.

    There is a $1,000 holiday cash and $750 loyalty cash incentive on leases of this truck right now.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thanks, flightnurse. Interestingly, I don't think they've even checked my credit score, which is actually about as good as you can get. Looks like the dealer will have some 'splaining to do on Monday! I will also rethink the $5k down. Thanks for the advice!
This discussion has been closed.