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Ford C-Max Lease Questions

kyfdx@Edmundskyfdx@Edmunds Posts: 25,906
Ask your C-Max lease questions here!

Moderator - Prices Paid, Lease Questions, SUVs



  • Does anyone have residual and money factor for a 36 month/12K & 15K miles per year for a C-Max Energi? This is for Virginia.

    Also anyone know if Ford requires GAP insurance for their leases through Ford Credit?

  • Hi gspringer. Ford Credit's December base lease rate and residual value for a 36-month lease of a 2013 C-Max HEV SE with 15,000 miles per year are 1.75% and 52% for consumers who qualify for its top credit tier.

    The numbers for an otherwise identical lease of a '13 C-Max PHEV are 5.0% and 51%.

    The residual values for leases with 12,000 miles per year would be 2% higher.

    There is currently a $750 cash incentive on leases of the HEV and $3,750 on leases of the PHEV.

    Prices Paid: Buying & Leasing Experiences Forum
  • margibmargib Posts: 1
    I am new to leasing. I have the X-plan and want to know if a) this is a good deal; b) if I should take the 24 month lease or the 36 month lease and c) if the money factor is negotiable on the x-plan. I am looking at a C-Max SEL Hybrid -my pref is for a 36 month lease and the dealer is offering me a money factor if 2.25 and 56% residual on a 13,500/year lease. The 24 month lease has a 1.0 money factor and a 65% residual.

    Based on Edmunds advice, I plan to put 0 down. Is this still the current thinking? Is there any interest rate reduction if I prepay some or all of the lease. Thanks.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,518
    Welcome margib. Ford's X-Plan is indeed a good deal. Having said that, it's strange that those are the lease rates that the dealer is quoting you because they look slightly high. On the 2013 C-Max Hybrid they should range from 0.5% for 24 months to 1.25%-1.75% for 36 months (the exact rate varies by region). You should definitely ask the dealer about that.

    Prices Paid: Buying & Leasing Experiences Forum
  • ntlwhslentlwhsle Posts: 19
    Hi Car_Man,

    Can you please tell me the Money Factor / residual on 24 and 36 mos 15,000 miles per year on a C-Max Energi Plug in.

    Also is there dealer cash avail on these and do you know if there is going to be any dealer cash for the 4th of July

  • ntlwhslentlwhsle Posts: 19
    Hi Car_Man or Kdyfx,

    Can you please tell me the Money Factor / residual on 24 and 36 mos 15,000 miles per year on a C-Max Energi Plug in.

    I think there is dealer cash avail on these can you please verify this

  • I'm looking to lease the base model C-Max Energi in Pennsylvania.

    For a 24 month lease w/ 15k miles per year and $0 down I've been quoted $352.

    For a 36 month lease w/ 15 miles per year and $0 down, $345.

    How do these numbers look?

  • any chance to get the numbers on a 24month 10.5 miles lease? residual / interest. Thanks. Looking to lease one soon.
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,906
    2013 C-Max SE 24mo, 10.5K/yr
    64% residual for October

    Last month the MF was 3.25% with $1000 customer cash... but, I don't have updated numbers for October....


    Moderator - Prices Paid, Lease Questions, SUVs

  • opfreakopfreak Posts: 8
    edited October 2013
    i'll update the numbers a later. But I should have been clearer I was looking for the energi.

    I ended up leasing one yesterday.

    350/month 24 months, 840 due at signing (includes first month, plates, fee's).

    10.5k miles/year. no benefit to increasing the miles upfront, as upfront miles were the same 20cents/mile as the penalty.

    I did roll in ~1500 in negative equity from a trade in. otherwise the payment would be ~290month.

    The model included the navigation option, and sunroof.
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,906
    Congrats on the new car!

    I will note that your comment on mileage is not really accurate...

    You can go from 10.5K/yr to 15K/yr for a 3% decrease in the residual.. So, on a $35K vehicle, you'll pay $1050 more for 9K more miles (30K vs. 21K over 24 months).

    That works out to less than $0.12/mile, assuming you'll use 15K/yr.. The numbers work out even better on a 36 month lease...


    Moderator - Prices Paid, Lease Questions, SUVs

  • Hmm. I only asked about going from 10.5 to 12k miles a year. and was quoted a $25/month increase in payment.
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,906
    It should have been closer to $15/mo, I think..

    But, as I noted above, the mileage bump is a better deal on the 36 month leases, because it's the same reduction in residual as the 24 month lease..

    What sort of MSRP does a C-Max Engergi go for?

    Moderator - Prices Paid, Lease Questions, SUVs

  • Hi kydfx,

    I'd like to lease a C-Max, but I've never leased a car before so I could use some help. I've read up a bit on it and my understanding is that my goal should be to get as low a capitalized value and money factor as possible, as high a residual value as possible.

    Do you have October numbers for residual value and money factor for a C-MAX SEL (base SEL with no additional equipment)?

    Also, how does trading a car in work with a lease? We have a 2006 Saab 9-3 that's worth about $5,500 in trade according to Kelly BlueBook.

    The Ford lease offer on is capitalized cost of $29,160, down payment of $2,916, adjusted cap of $24,994 and monthly payment of $261. This is just the web offer in my zip (94708); I haven't gone to the dealer yet.

    Thanks for your help!
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,906
    2013 C-Max SEL 36mo, 15K/yr lease
    The residual is 53% for October..

    Again, I don't the October money factors, but last month the rate was 3.25%

    If you want to trade in a car on a leased vehicle, it's best to keep the transactions relatively separate. If the dealer will give you $5500 for your vehicle, then just have them cut you a check.

    You are correct... you want the lowest selling price possible, just as in purchasing a vehicle. The bank sets the residual, and the dealer can't change that... but, the money factor rate can be increased by the dealer for extra profit, so you'll need to watch out for that..

    Good luck!

    Moderator - Prices Paid, Lease Questions, SUVs

  • I am planning to purchase a CMAX Energie by Nov.11 ( I intend to cash in on the $5827 tax credits Federal$4077, State $1500, County $250). The incentive is $3,000 plus 60 months @ 0%.
    any other hidden incentive, like maybe an extra $1000 for Veterans day ?
    The lease has $7000 in incentives but it disqualifies the consumer from the tax credits.
    I will once again use my Xplan, which is nice and transparent I also got Costco executive which I never tried, which is better?
  • cdr_acdr_a Posts: 2
    We're about ready to pull the trigger on leasing a C-MAX Energi. Looking at 302A package, black on black. Terms are:
    $33,891 invoice
    $7,500 rebates
    51% residual -- purchase option at end of $18.4k
    1.75% rate
    10.5k miles/year
    3 years
    --> $342/month with tax

    Looking for any feedback.
  • I bought a CMAX Energi, Ruby Red with the 302A package yesterday ( Nav and power liftgate). It came out at $34390 plus CA. tax.
    $3000 in rebates with zero percent financing for 60 months.
    I will file my taxes by February and expect to get $4077 Federal and $1500 California tax credits.
    If you lease the reason you get $7,000 in rebates is because you will not be allowed to get the tax credits.
    To sum It up it is a great deal I computed that it is $4,000 cheaper overall to buy the CMAX Energi over the regular CMAX with the tax credits or lease rebates.
  • cdr_acdr_a Posts: 2
    Thanks ozztruck. We just finalized our lease today and went with a 303A package based on availability and color combinations. Against my inclination, we also got the maintenance pacakge. In the end it was about $380/month with nothing down for 3 years and 10.5k miles. Also note that in California the tax credit goes to the lease holder.
  • Congrats on your Energi with the 303A, and good to hear that you can get the $1500 from the Franchise tax board. I have to confess I got an extra 3 years bumper to bumper myself for $750 extra . My is a purchase so my total DP is $10000 and my payment is $470 month for 60 months. I just got the downloaded the App and registered with myford for the CMAX lots of neat stuff you can remotely monitor your car
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