Edmunds dealer partner, Bayway Leasing, is now offering transparent lease deals via these forums. Click here to see the latest vehicles!
2014 Audi A6 Lease Questions
This discussion has been closed.
Popular New Cars
Popular Used Sedans
Popular Used SUVs
Popular Used Pickup Trucks
Popular Used Hatchbacks
Popular Used Minivans
Popular Used Coupes
Popular Used Wagons
Comments
Thanks a lot. Very very helpful.
Michaell,
Can you explain this a little more? My current car is paid off and worth about $14k trade-in. I was thinking of just putting that down on the lease so my payment would be very small, then paying off whatever was left in a check (just to avoid the hassle of paying the bill for 3 years). Apparently, this is a very bad idea?!
Am I better off just agreeing to whatever the payment is, ($573/mo), putting the cash in an account and then auto-paying from that account for the next 3 years? I was thinking there would be interest and/or tax advantages to just paying it off all at once but certainly don't want the risk of it being totaled and losing the whole thing. Thanks for the info.
-Jason
Michael, I am looking at a 2014 3.0T A6 Premium Plus, 30kmi, 36mo lease. Can you please tell me what you think the MF and residual would be?
.00011 MF and 55% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank you so much for your timely response. One follow up question. when i have had this conversation with dealers they have really refused to agree with these rates and questioned where I was getting my info from and questioned its credibility. I am getting MF quotes of .0011 (10x what audi financial is really charging). I don't mind the dealership making a profit but this is $3-4k of extra lease payments. Any suggestions on what to tell them? Where do you get your data? Just trying to make it clear that i really do have the dealer's cost info just like i have the dealers invoice on the car.
The way I understand it, money down on a lease does reduce your payments by reducing the cap cost, but if the vehicle is totaled, the GAP coverage only covers the difference between the value of the car and the outstanding obligation to the financial institution (the remaining lease payments).
Here is a good article at Edmunds that explains this:
edmunds.com/car-leasing/dissecting-the-deal-how-to-spot-a-good-lease.html
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Hi
I'm looking to lease an A6 2.0 Premium AWD in Northern Virginia.
The dealer told me $579/month on a 42 month lease with $2000 cash due at signing. This also includes Audi Care. The MSRP is $52,735. Is this a good deal?
I don't know what MF and residual he is applying.
Any help is appreciated.
Thank you
Also, its for 10,000 miles/month.
mcollins34 post about dealers disputing money factors sources is spot on. How do we counter that?
The base MF is .00038 and the residual is 50% for 42 mo / 10K miles per year. MF can be marked up by the dealer, but the residual cannot be changed.
We would need to know the selling price and how much of the $2000 is for start up fees and how much is cap cost reduction before we can comment on this deal.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
The selling price is $45,000
"When you say that's not the money factor, are you saying that isn't the buy rate from Audi? Or, are you marking it up for extra profit? I'd like to know exactly what you mean."
If they say the former, then say: "Well, then I'll have to check my sources, because someone isn't telling the truth.." Then, walk out the door.. If they say it's the latter, then say: "I don't lease cars with marked-up money factors".
At least, that's how I do it... Sometimes, I don't make a deal.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
When I plug your numbers in with the residual of 53% and MF of .00015, I get a pre-tax payment of $512.17. 8.5% sales tax takes the payment to $555.70.
Is the $45,000 selling price after the $4500 down payment? If so, I would try to negotiate a lower selling price - you should be able to get a few percent off.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Hi, The dealer is also including Road Hazard Warranty which costs $650 and Wear and tera warranty for $600 as well in suggested price . Does that make this deal better?
I'm not familiar with either of those options. Only you can decide if they are right for you, based on your driving habits and environment.
If you decline them, will your payment be lower?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Total out of pocket is $1908 due at inception, consisting of first payment, tax, tag, title, registration, dealer fee, and bank fee.
Monthly payment on a 10K/36 month lease is 486.94 + interest of 10.68 + tax of 37.32 = $534.94 monthly.
All in.
Does this sound like a good deal. I'm a little worried because there was no negotiation. They just agreed to it.
Selling price is $49,500. There's also a $1500 loyalty bonus that he is applying.
My calculations work out just a bit different, but not so much to matter - my pre-tax payment works out to $490.11.
If you're happy with the selling price - and, with over $5K off sticker, why wouldn't you be - then it looks like a pretty good deal.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Using the MF and residual I quoted you earlier, with your MSRP and selling price, I get a pre-tax payment of $579.60 for 42mo at 10K miles per year.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
My dealer gave me 45% Residual Value on an A6 Prestige (MSRP = ~$63K, Residual = ~$28K) for 15K miles & 36 Months. Seemed awfully low to me, have others had similar experiences?
I'm showing 48% for 36/15 on the A6 3.0T Prestige, 49% for TDI.
It could be this is not an Audi Finance lease program.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thanks Michael, very timely and helpful...much appreciated!
Would you mind double-checking my math?
MSRP: $63,290
Purchase Price: $58,227
Trade-In + Rebate: $3,500
Net Cap Cost: $54,727
Residual (@48%): $30,379
Depreciation Amount: $24,348
Monthly Depreciation (36 Mos.): $676.33
Rent Charge: $85,106 (54,727 + 30,979)
Monthly Rent: $85.11 (85,106 * 0.001 MF)
Monthly pre-tax total: $761.43
You missed a 0 in the MF .. I'm showing it as .00011, which calculates to a pre-tax payment of 685.69. Everything else is spot on.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
.00011, are you sure? I thought MF was interest rate / 2400. If the MF is .00011, that suggests that the APR = 2400 * 0.00011 = 0.264%.
Yes - I'm looking at the April numbers from AFS, and yes, that does translate into an interest rate of .26%.
Gotta love those subsidized leases - at least, on the MF side. Audi doesn't tend to inflate their residuals like, say, Infiniti or MB.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Wow, that's unreal. Great information , thanks!
Hi Guys,
Could you give me the current MF and residuals for both A6 prestige and S6? 36 mo. 12k/year. Thanks,
Silent Drone
Hi
What is the current MF and Residual for a 10k/yr lease for an A4 AWD 2.0 Premium Plus at 36 months and 42 months? Does adding Audi Care change the residual?
Thanks
Sorry, I meant A6 not A4.
A6 3.0T Prestige - .00011 and 50%
S6 - .00125 and 50%
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
54% for 36 months; 50% for 42 months. Add 1% for Audi Care
.00007 MF for 36 months; .00027 MF for 42 months.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
A6 Prestige: .00011 MF and 50% residual.
S6: .00125 MF and 50% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00007 MF and 56% residual.
.00027 MF and 52% residual.
Adding AudiCare adds 1% to the residual.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
need help to figure out lease price
audi A6 2.0 Quattro premium plus,sport package,cold weather etc
msrp 55765...invoice 52403.35...getting car for invoice 52403.35
12K miles/year 36 mnths
Lease given by dealer $652.83 including taxes with $1500 drive off
what is the MF on this car?? what would the correct lease price be??
residual listed is 30670.75...zip code 95765
Thanks
With the base money factor of .00007, I get a payment of $609/mo. + tax.. Assuming the $1500 is 1st payment, and acq.fee, title/license fees, that looks to be pretty close.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
just to clarify 52403 + 695 (acquisition fee) brings total to 53098..
I have 607.28 + tax bringing it to 652.83??
is that accurate??
I don't know exactly what 1500 covers?? I am assuming 1st mnth and DMV title registration
Thanks
Thank you for all your help.
I ended up getting a fully loaded A6 AWD 2.0 Premium Plus (MSRP $53,935) with Audi Care from a dealer in Maryland for $549 (42mon/10k) with all tax and tags rolled in. No money down.
I couldn't have done it without the great folks on this forum.
Hello! Can I your thoughts on the following deal in Los Angeles. I plan on picking up the car this week.
Thanks for your help!!!
Is this lease through Audi Finance? I ask as the MF (.00018) and residual (53%), when used with your MSRP and adjusted cap cost, get me a pre-tax payment of $571.02.
Base residual is 50% - add 2% for 12K, and another 1% for AudiCare.
You should ask the dealer to provide the numbers they are using.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Yes, this is through Audi Finance. The MF they used was 0.00057. The total monthly payment plus taxes was $551. However, after adding the Audi Care, Term Care and Excess Wear and Tear it came out to be $586 after- taxes ($542 pre-tax).
Does this sound right to you? What questions should I be asking them?
There are two possible reasons why the MF is marked up:
1) Extra profit for the dealer
2) Less than tier 1 credit score
I would find out from them which it is.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
What should the MF be on a car with these options? Residual? And what type of monthly payment is reasonable. My credit score is over 800. Thanks for your help.
The numbers I quoted originally should be the ones your dealer should be using - $571.02 pre-tax payment.
Residual cannot be modified by the dealer.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
any thoughts onmy earlier questions..Thanks for the help..need to close this one today..
My co-host answered this .. he calculated $609/mo + tax using the base MF from Audi. So, pretty close to your numbers. If you're comfortable with the selling price - and, at invoice, there is no reason not to be - then you should be good to go.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I assumed the acq, fee was paid in the $1500. I got the $609/mo, just from the selling price you provided.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Could you provide the April MF and residual for an A6 Premium Plus 3.0 TFSI and Premium Plus 2.0 TFSI? 12000 miles/36 months for both. Thanks.
2.0 Quattro: .00007 MF and 55% residual
3.0 : .00011 MF and 54% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Looking at leasing a 2014 A6 2.0 w/Premium Plus package. Wondering what the MF and residual % would be. Trying to get it for $550/mo. $0 drive off for 36 mo. @ 15k miles/yr. Sound feasible? Thanks!