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2015 Mazda6 Lease Questions

baciu2014baciu2014 Posts: 6
edited June 3 in Mazda

Hi ,

i am looking into details of a lease .

2015 mazda 6 touring , 3 yrs 10k and 4 yrs 10k , Boston area , ma

mf , residual ? please .

also i see "rent charge" line in my old contract ? how do i find more about that value?

thank you

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Comments

  • kyfdxkyfdx Posts: 30,476

    Mazda comes out with new lease numbers tomorrow..

    The numbers for May were .00001 MF and 58% residual for 36mo, 10K/yr. (Automatic). Of course, the new numbers may be different.

    The "rent charge" is the finance portion of the lease.. when you see that line, it's usually the amount for the full lease term. If the money factors stay the same for June, that line will be very, very small. (less than $1.00 per month)

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  • baciu2014baciu2014 Posts: 6

    thank you , my wife paid 1574$ rent charge for a cx5, 48 mo . seems a lot ? no?

    does everybody pays this charge ?

    thank you

  • kyfdxkyfdx Posts: 30,476

    There are two portions to a lease payment.. Depreciation and Finance (aka rent charge). $1574 over 48 months is just $33/mo. On a popular vehicle like the CX-5, they don't have to subsidize the finance portion (like paying interest on a loan) as much, to get the payment where people will lease it. Even at $33/mo, the money factor was still pretty low.. Equivalent to 2% APR or less..

    Generally, 36 month leases are a better deal, even if the payment is slightly higher.... Less wear and tear to pay for (tires, etc.).

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  • baciu2014baciu2014 Posts: 6

    if you have the new numbers for june , please provide .

    2015 mazda 6 touring , 3 yrs 10k and 4 yrs 10k , Boston area , ma mf , residual ? please .

  • kyfdxkyfdx Posts: 30,476

    @baciu2014 said: if you have the new numbers for june , please provide .

    2015 mazda 6 touring , 3 yrs 10k and 4 yrs 10k , Boston area , ma mf , residual ? please .

    .00001 MF and 61% residual for 36mo, 10K/yr (automatic)

    .00037 MF and 53% residual for 48mo, 10K/yr.

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  • sbarraclsbarracl Posts: 5

    Hi, I'm going to look at a 2015 Mazda6 Grand Touring this weekend. Do you have the MF and residual for a 3 year / 36K mile lease in PA? Thanks in advance.

  • sbarraclsbarracl Posts: 5

    Also, would they be any different in NC? I'm getting transferred there in the near future. Sorry for the double post.

  • baciu2014baciu2014 Posts: 6

    thank you much for ur info

    I'm trying to calculate my lease for a mazda6 touring

    is this website formulas sound ?

    https://leaseguide.com/lease08/

    with an MF at 0.00001 my finance is very low ..... 4$ per month also it says "The finance fee that you pay with a car lease depends on your credit score. " so the 0.00001 is based on a perfect score ? over 800?

    thank you

  • icherub1icherub1 Posts: 11

    Could you please post the MF and residual for a 2015 iTouring (w/ automatic and Bose/Sunroof) in Massachusetts for 36/12k and 36/15k? Thanks.

  • kyfdxkyfdx Posts: 30,476

    @sbarracl said: Hi, I'm going to look at a 2015 Mazda6 Grand Touring this weekend. Do you have the MF and residual for a 3 year / 36K mile lease in PA? Thanks in advance.

    .00001 MF and 58% residual

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  • kyfdxkyfdx Posts: 30,476

    @sbarracl said: Also, would they be any different in NC? I'm getting transferred there in the near future. Sorry for the double post.

    .00029 MF and 58% residual

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  • kyfdxkyfdx Posts: 30,476

    @baciu2014 said: thank you much for ur info

    I'm trying to calculate my lease for a mazda6 touring

    is this website formulas sound ?

    https://leaseguide.com/lease08/

    with an MF at 0.00001 my finance is very low ..... 4$ per month also it says "The finance fee that you pay with a car lease depends on your credit score. " so the 0.00001 is based on a perfect score ? over 800?

    thank you

    At .00001 MF it should be less than $4/mo... More like $0.40/mo.. To qualify for Mazda's best rate, you only need a score of 680 or above... Good credit, but nowhere near perfect.

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  • kyfdxkyfdx Posts: 30,476

    @icherub1 said: Could you please post the MF and residual for a 2015 iTouring (w/ automatic and Bose/Sunroof) in Massachusetts for 36/12k and 36/15k? Thanks.

    .00001 MF and 60%/59% residual.

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  • colby04colby04 Posts: 4
    Dealer in AZ is telling me that for a lease on a 2014 there is an inception fee that is separate from the acquisition fee. Says in order to do lease at same sale price that would be offered to customers on a financed vehicle I would have to pay $2400 up front to cover "inception fees". Sound odd?
  • kyfdxkyfdx Posts: 30,476

    @colby04 said: Dealer in AZ is telling me that for a lease on a 2014 there is an inception fee that is separate from the acquisition fee. Says in order to do lease at same sale price that would be offered to customers on a financed vehicle I would have to pay $2400 up front to cover "inception fees". Sound odd?

    Yes... sounds odd. There could be a rebate that is good on a purchase, but not a lease. Considering how good the Mazda lease numbers are, that is a possibility. But, a Mazda lease shouldn't have any fees, other than the normal.

    I will say... some Mazda dealers are starting to charge an "origination" fee on a Mazda financing.. Which I think is a scheme by Mazda Finance to get the consumer to pay the financing kickback to the dealer, so they don't have to. Once they start making up fees, there is no going back... :(

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  • raj2014raj2014 Posts: 19
    edited June 9

    Hello,

    I noticed that 2015 Mazda Mazda6 Sedan i Grand Touring, has different MF in different states. Can you please provide the MF and RV for NY on 7.5/10K Miles on 27 (if have)/36 months.

    Also are they offering any incentives?

    Would like to know what people have also paid in past.

    Thanks

  • kyfdxkyfdx Posts: 30,476

    @raj2014 said: Hello,

    I noticed that 2015 Mazda Mazda6 Sedan i Grand Touring, has different MF in different states. Can you please provide the MF and RV for NY on 7.5/10K Miles on 27 (if have)/36 months.

    Also are they offering any incentives?

    Would like to know what people have also paid in past.

    Thanks

    .00001 MF and 59% residual for 36mo, 10K/yr.

    No 27 month or 7.5K/yr plans listed

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  • raj2014raj2014 Posts: 19

    @kyfdx Thank for all the information

  • tauziggtauzigg Posts: 4

    Hi,

    Can you please provide the MF and RV for MI on 12k miles and 36 months on 2015 Mazda6 Grand Touring?

    Thanks!

  • kyfdxkyfdx Posts: 30,476

    @tauzigg said: Hi,

    Can you please provide the MF and RV for MI on 12k miles and 36 months on 2015 Mazda6 Grand Touring?

    Thanks!

    .00001 MF and 58% residual

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  • tauziggtauzigg Posts: 4

    @kyfdx@Edmunds said: .00001 MF and 58% residual

    Great, thanks for the information, I very much appreciate it!

  • icherub1icherub1 Posts: 11
    edited June 11

    @kyfdx@Edmunds said: .00001 MF and 60%/59% residual.

    Only 1% difference to go from 12k/year to 15k/year over 36 months? How can it be so little? I would think there would be more of a difference (9k miles over the lease period).

  • kyfdxkyfdx Posts: 30,476

    Mazda only gives a 1% bump... for 42 months and longer they give 2%.

    Most manufacturers give 2%.. Mazda, Nissan and Subaru give 1% (off the top of my head)

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  • delousa06delousa06 Northern CAPosts: 1

    Hello,

    I'm heading to the dealer next week - could you provide the MF and residual on a 2015 Mazda 6 GT (Auto) for CA. My current Mazda lease is up next month and it looks like Mazda Capital Services has $750.00 loyalty cash on a new lease. Could you verify that? Thanks in advance.

  • kyfdxkyfdx Posts: 30,476

    @delousa06 said: Hello,

    I'm heading to the dealer next week - could you provide the MF and residual on a 2015 Mazda 6 GT (Auto) for CA. My current Mazda lease is up next month and it looks like Mazda Capital Services has $750.00 loyalty cash on a new lease. Could you verify that? Thanks in advance.

    .00001 MF and 57% residual for 36mo, 15K/yr.

    I don't have the loyalty cash information.

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  • volnedanvolnedan Posts: 3

    Residual and MF for 2015 Touring with 6sp manual transmission?

  • MichaellMichaell ColoradoPosts: 7,253

    @volnedan said: Residual and MF for 2015 Touring with 6sp manual transmission?

    Lease term, miles per year and state?

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  • volnedanvolnedan Posts: 3

    12k miles/year, 24 and 36 month terms, Michigan

  • MichaellMichaell ColoradoPosts: 7,253

    @volnedan said: Residual and MF for 2015 Touring with 6sp manual transmission? 12k miles/year, 24 and 36 month terms. michigan.

    36/12 - 58% and .00001

    24/12 - 65% and .00012

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  • aschugeraschuger Posts: 15

    I'd appreciate it if you could post this month's residual and MF for both a 2014 and 2015 Mazda 6 Grand Touring with 15k miles/yr in California.

    Also, when do you expect to get next month's numbers?

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