2015 Audi Q5 Lease Questions

rmbQ5

Wanted to find out if this was a good deal or if I'm missing something:
New Q5 2015 msrp 42K
10,000 miles
42 months
$0 down(in reality 400+ because of tax, license, etc)
Trading in my current Q5(has 1 yr left on the lease) - i owe 25K, they offered 25k
$529 a month plus tax, so should be about 581/mth(includes audi care)

Let me know - thanks!

rmb

kyfdx

a6ricardo said:

Hi…can I have your comments as to this deal I signed today?

2015 Q5 2.0 premium, with options, and audi care, selling price $41,443.00.

salesman said they won’t do less than $750. over invoice, which is what he’s charging.

upfront cost = $2,051, less $1,000 loyaty rebate, so $1,051 out of pocket

lease @ 36 mo/15K

MF @.00134

Residual 57%

As part of deal... the dealer will absorb my last month lease payment from my expiring lease of $560., and he’ll eat the $500.00 or so of excess mileage charge on my outgoing car.

Q5 monthly lease will be $583…including NJ tax

How’d I do?

a6ricardo said:

btw, the msrp on the Q5 I just asked about, with audi care, is $43,235.00

I get $555/mo plus tax.... but, AudiCare should add 1% to the residual for 58%.. $543/mo+tax, if we increase the residual to 58%....

kyfdx

rmbQ5 said:

Wanted to find out if this was a good deal or if I'm missing something:
New Q5 2015 msrp 42K
10,000 miles
42 months
$0 down(in reality 400+ because of tax, license, etc)
Trading in my current Q5(has 1 yr left on the lease) - i owe 25K, they offered 25k
$529 a month plus tax, so should be about 581/mth(includes audi care)

Let me know - thanks!

rmb

2.0? 3.0? TDI? Premium, Premium Plus or Prestige?

rmbQ5

2.0 premium

kyfdx

rmbQ5 said:

Wanted to find out if this was a good deal or if I'm missing something:
New Q5 2015 msrp 42K
10,000 miles
42 months
$0 down(in reality 400+ because of tax, license, etc)
Trading in my current Q5(has 1 yr left on the lease) - i owe 25K, they offered 25k
$529 a month plus tax, so should be about 581/mth(includes audi care)

Let me know - thanks!

rmb

rmbQ5 said:

2.0 premium

.00154 MF and 57% with AudiCare..

But, can't really calculate a payment without the selling price..

rmbQ5

Ok - this is what i got:
msrp of Q5 2.0 Premium $42,855
adjusted selling price $39,961
10k miles a year
42 months
Audi care included
Trading in your Q5
Inception fees $1,768 (minimum drive off)
Total cash out of pocket $450
Money factor 0.001540
Residual 53%
Financed thru Audi financial Services.

535.00/month(includes tax) - this seem like a good deal? Also, why would the residual and MF be different than 57% and .00156?

Thanks!

kyfdx

Answered in the other discussion..

eurocarlov1

Hi! Looking for October MF and Residual for 2015 Q5 Premium - 36 months/15k miles per year. Thanks!

Michaell

eurocarlov1 said:

Hi! Looking for October MF and Residual for 2015 Q5 Premium - 36 months/15k miles per year. Thanks!

.00134 and 57% for 2.0T

eurocarlov1

Hello! I am negotiating with a local Audi dealer on a lease for a 2015 Q5 Premium - Ibis White, Chestnut leather, Panoramic Roof, Heated Seats. They are also going to swap out the standard wheels for the 19” double spoke wheel upgrade since there aren’t any that have that wheel package. They are giving me the requisite runaround about limited supply, having to get it from another dealer, several hundred dollars in transportation costs, etc… They are also only discounting the car $1,000, which is an Audi Loyalty rebate. In my opinion, not a discount on the actual car. Can someone please tell me whether this is even close to a reasonable deal?

2015 Audi Q5 Premium
Panoramic Roof
Heated Seats
Audi Guard Trunk Liner
Audi Guard Protection Kit
They are also swapping the standard wheels for the 19” wheel upgrade

MSRP: $42,340
Audi Loyalty: $1,000
Acquisition Fee: $695
Adjusted Cap Cost: $42,035

Misc. Fees: $268.55

Base payment: $585.93
Tax (10%): $ 58.59
------------------------------
Total: $644.52 (They are “throwing in” the wheel package)

Due at signing: $913.07 (incl. 1st month payment)


36 months
15k miles/year

Residual value: 57%
Money Factor: .00137

Does this look anything close to a good deal? My guess is no since they are only discounting the car $1,000, which is the Audi Loyalty rebate.

Closing in on something soon so any advice is greatly appreciated!

Matt

eurocarlov1

eurocarlov1 said:

Hello! I am negotiating with a local Audi dealer on a lease for a 2015 Q5 Premium - Ibis White, Chestnut leather, Panoramic Roof, Heated Seats. They are also going to swap out the standard wheels for the 19” double spoke wheel upgrade since there aren’t any that have that wheel package. They are giving me the requisite runaround about limited supply, having to get it from another dealer, several hundred dollars in transportation costs, etc… They are also only discounting the car $1,000, which is an Audi Loyalty rebate. In my opinion, not a discount on the actual car. Can someone please tell me whether this is even close to a reasonable deal?

2015 Audi Q5 Premium
Panoramic Roof
Heated Seats
Audi Guard Trunk Liner
Audi Guard Protection Kit
They are also swapping the standard wheels for the 19” wheel upgrade

MSRP: $42,340
Audi Loyalty: $1,000
Acquisition Fee: $695
Adjusted Cap Cost: $42,035

Misc. Fees: $268.55

Base payment: $585.93
Tax (10%): $ 58.59
------------------------------
Total: $644.52 (They are “throwing in” the wheel package)

Due at signing: $913.07 (incl. 1st month payment)


36 months
15k miles/year

Residual value: 57%
Money Factor: .00137

Does this look anything close to a good deal? My guess is no since they are only discounting the car $1,000, which is the Audi Loyalty rebate.

Closing in on something soon so any advice is greatly appreciated!

Matt

I should also mention that I currently have a Q5, hence the $1,000 loyalty rebate. Thanks!

kyfdx

The 19" wheels are skewing your numbers.. that's probably a $2000 upgrade, and if they can't residualize it, that is eating up any discount you might get..

I show the base MF as .00134, but the residual is correct at 57%.

eurocarlov1

Thank you. He said the wheels are about an $800 option. Originally he said he could add them after for an additional $10/month, which would have taken it up to about $654/month. We're back to $644 but I still feel like thats too high. You were correct. It is .00134. Any other guidance or requests I could make? Thank you!

eurocarlov1

Hello! I am closing in on a deal on a new Q5. My preferred dealer does not have this vehicle on the lot and will have to get it from another dealer (possibly trading one Q5 for another). They have given me the line about limited availability... they still sell really well so no reason to discount much by Audi.. will cost several hundred dollars to transport the car to my dealership... blah blah. They are basically only discounting the car $1000, which is an Audi Loyalty rebate, so nothing else of the sale price. Can someone advise whether this is anywhere close to a decent deal?

2015 Q5 Premium
White with chestnut leather
Panoramic Roof
Heated Seats
Audi Guard Trunk Liner
Audi Guard Protection Kit
They are also going to swap out the standard wheels and replace them with the 19" 5 spoke wheels because they cannot find a Premium model with the 19" wheel option.

MSRP: $42,340
Audi Loyalty: $1,000
Acquisition Fee: $695
Adjusted Cap Cost: $42,035
Misc. Fees: $268.35

36 month lease
15k miles/year

Base amount: $585.93
Tax (10%) 58.59
----------------------------
Total pmt: $644.52

$913.07 due at signing (includes 1st month payment)

I feel like there should be a little more off the MSRP, even with the Audi Loyalty Rebate. Maybe I am crazy. I don't know.

I am moving in on a new vehicle very soon so I appreciate your review and response!

Matt

kyfdx

eurocarlov1 said:

Thank you. He said the wheels are about an $800 option. Originally he said he could add them after for an additional $10/month, which would have taken it up to about $654/month. We're back to $644 but I still feel like thats too high. You were correct. It is .00134. Any other guidance or requests I could make? Thank you!

Given the parameters, the payment is correct.. Even on a 2015, I'd want at lease $2K off MSRP, plus any incentives.. So.. outside of the wheels, another $1200? That would knock $35/mo. off the pre-tax payment.

eurocarlov1

kyfdx said:

eurocarlov1 said:

Thank you. He said the wheels are about an $800 option. Originally he said he could add them after for an additional $10/month, which would have taken it up to about $654/month. We're back to $644 but I still feel like thats too high. You were correct. It is .00134. Any other guidance or requests I could make? Thank you!

Given the parameters, the payment is correct.. Even on a 2015, I'd want at lease $2K off MSRP, plus any incentives.. So.. outside of the wheels, another $1200? That would knock $35/mo. off the pre-tax payment.

Thanks for your guidance. I told them I was at my limit and I am willing to walk away. I just dont think I'm getting any incentive to lease this car. The dealer said he would check with his manager and call me this morning so we will see. But as it stands, I am not taking it. Thanks!

eurocarlov1

eurocarlov1 said:

kyfdx said:

eurocarlov1 said:

Thank you. He said the wheels are about an $800 option. Originally he said he could add them after for an additional $10/month, which would have taken it up to about $654/month. We're back to $644 but I still feel like thats too high. You were correct. It is .00134. Any other guidance or requests I could make? Thank you!

Given the parameters, the payment is correct.. Even on a 2015, I'd want at lease $2K off MSRP, plus any incentives.. So.. outside of the wheels, another $1200? That would knock $35/mo. off the pre-tax payment.

Thanks for your guidance. I told them I was at my limit and I am willing to walk away. I just dont think I'm getting any incentive to lease this car. The dealer said he would check with his manager and call me this morning so we will see. But as it stands, I am not taking it. Thanks!

Thanks KYFDX. The sales guy said theres nothing more he can do. He offered to throw in free inspections (which I feel they should do anyway) and valet/loaner service (which they already do), but that does not translate into my monthly payment. I am holding steady and seeing if they budge, but I am willing to walk away.

brstealth

I'm confused and need some help. I asked about MF and RV for Q5, Premium Plus with 36mth/12mi and was told .00134 and 56% but another person posted and requested data for a Q5 Premium (not Premium Plus) with 36mth/15mi and got a better residual of 57%. Why doesn't the higher end vehicle with fewer miles/year get a better (higher) residual?

Thanks


brstealth said:


What is October MF and RV for a 2015 Audi Q5, 2.0 Premium Plus, 36mth, 12K/yr

.00134 MF and 56% residual.



Hi! Looking for October MF and Residual for 2015 Q5 Premium - 36 months/15k miles per year. Thanks!
.00134 and 57% for 2.0T

Michaell

brstealth said:

I'm confused and need some help. I asked about MF and RV for Q5, Premium Plus with 36mth/12mi and was told .00134 and 56% but another person posted and requested data for a Q5 Premium (not Premium Plus) with 36mth/15mi and got a better residual of 57%. Why doesn't the higher end vehicle with fewer miles/year get a better (higher) residual?

Thanks


brstealth said:


What is October MF and RV for a 2015 Audi Q5, 2.0 Premium Plus, 36mth, 12K/yr

.00134 MF and 56% residual.



Hi! Looking for October MF and Residual for 2015 Q5 Premium - 36 months/15k miles per year. Thanks!
.00134 and 57% for 2.0T

In general, higher trim levels have lower residuals due to the extra features that are standard. Better to get a lower trim level and add the options you want.

jedwards038

Can you please provide residual value and MF for a 2015 Q5 premium. 7500/yr, 36 months with Audi Care. Thank you

Michaell

jedwards038 said:

Can you please provide residual value and MF for a 2015 Q5 premium. 7500/yr, 36 months with Audi Care. Thank you

.00134 and 62% for 36/7.5 with AudiCare

my15audiq5

Assistance please with monthly payment calculations for a 2015 Q5 3.0 lease for 36 months and 12K miles.

$49,475 MSRP including options and $925 destination charge
$860 Audi Care
$625 Acquisition Fee
$240 Doc Fees & Lic Tags
8.25% MO sales Tax
Minus 6% discount for ACNA Discount
Zero Down.

Please provide Mo Pmt, MF, and RV.
Thanks in advance!

Michaell

my15audiq5 said:

Assistance please with monthly payment calculations for a 2015 Q5 3.0 lease for 36 months and 12K miles.

$49,475 MSRP including options and $925 destination charge
$860 Audi Care
$625 Acquisition Fee
$240 Doc Fees & Lic Tags
8.25% MO sales Tax
Minus 6% discount for ACNA Discount
Zero Down.

Please provide Mo Pmt, MF, and RV.
Thanks in advance!

Which trim level is this?

my15audiq5

Michaell said:

my15audiq5 said:

Assistance please with monthly payment calculations for a 2015 Q5 3.0 lease for 36 months and 12K miles.

$49,475 MSRP including options and $925 destination charge
$860 Audi Care
$625 Acquisition Fee
$240 Doc Fees & Lic Tags
8.25% MO sales Tax
Minus 6% discount for ACNA Discount
Zero Down.

Please provide Mo Pmt, MF, and RV.
Thanks in advance!

Which trim level is this?

Premium Plus.

Michaell

my15audiq5 said:

Assistance please with monthly payment calculations for a 2015 Q5 3.0 Premium Plus lease for 36 months and 12K miles.

$49,475 MSRP including options and $925 destination charge
$860 Audi Care
$625 Acquisition Fee
$240 Doc Fees & Lic Tags
8.25% MO sales Tax
Minus 6% discount for ACNA Discount
Zero Down.

Please provide Mo Pmt, MF, and RV.
Thanks in advance!

.00129 and 59% with AudiCare. Using the $49,475 MSRP and net cap cost of $49,156 (MSRP - 6% plus fees), I get a pre-tax payment of $655.67/mo - with tax, $709.76/mo.

my15audiq5

TY

brstealth

Can I get MF and RV for 2015 Q5 Premium Plus, 42mth, 12 mi/yr. With and without Audi Care.

Thanks

Michaell

brstealth said:

Can I get MF and RV for 2015 Q5 Premium Plus, 42mth, 12 mi/yr. With and without Audi Care.

Thanks

2.0T - .00154 and 52%

3.0T - .00149 and 54%

Add 1% for AudiCare.

tgb260

May I please have the MF and Residual for a 2015 2.0 Premium Plus? MSRP is $48,000. Also, is 6% percent off MSRP about the maximumu discount I can shoot for? Any potential incentives expected bewtween now and year end? Thanks!

Michaell

tgb260 said:

May I please have the MF and Residual for a 2015 2.0 Premium Plus? MSRP is $48,000. Also, is 6% percent off MSRP about the maximumu discount I can shoot for? Any potential incentives expected bewtween now and year end? Thanks!

.00134 and 54% for 36/15.

5-7% off MSRP is a good discount.

Hard tp predict what, if any, incentives will be added by Audi between now and the end of the year.

tgb260

Thanks Michael, but I wasn't clear in my post. We are looking at 10K miles instead of 15K, 36 months. Thanks.

Michaell

tgb260 said:

Thanks Michael, but I wasn't clear in my post. We are looking at 10K miles instead of 15K, 36 months. Thanks.

Add 3% to the residual for 10K

ucjjg

Hello, may I please have the MF and residual for an sQ5 Premium Plus at 36 / 15,000. Thank you!

Michaell

ucjjg said:

Hello, may I please have the MF and residual for an sQ5 Premium Plus at 36 / 15,000. Thank you!

.00126 and 57%

jrmstr33

Can you please provide the MF and residual on a 2015 Q5 TDI Premium Plus with 36/10,000 and 36/12,000? Might also be interested in 24 month numbers as well. MSRP is $49,805 and selling price is $46,823. Thanks in advance!

kyfdx

jrmstr33 said:

Can you please provide the MF and residual on a 2015 Q5 TDI Premium Plus with 36/10,000 and 36/12,000? Might also be interested in 24 month numbers as well. MSRP is $49,805 and selling price is $46,823. Thanks in advance!

.00127 MF and 60%/59% residual. Add 7% for 24 month residuals.

jrmstr33

Thanks kyfdx! Do these change for the 2.0T/3.0T?

kyfdx

jrmstr33 said:

Thanks kyfdx! Do these change for the 2.0T/3.0T?

2.0T Premium Plus: .00134 MF and 57%/56% residual.
3.0T Premium Plus: .00129 MF and 59%/58% residual.

Add 7% for 24 month residual.

flightnurse

Ok peeps got some questions, never bought a Audi before... Does Audi have MSD (Multi Security Deposits) like BMW? Does Audi have a finance option like BMW with a balloon payment at the end?

Looking at a Q5 Premium + 3.0 TDI, MSRP $54K Haven't talked numbers just trying to figure everything out... We were really taken how well the interior was as well as how it road. Was thinking of doing a Euro Del too, how much off is the ED?

kyfdx

flightnurse said:

Ok peeps got some questions, never bought a Audi before... Does Audi have MSD (Multi Security Deposits) like BMW? Does Audi have a finance option like BMW with a balloon payment at the end?

Looking at a Q5 Premium + 3.0 TDI, MSRP $54K Haven't talked numbers just trying to figure everything out... We were really taken how well the interior was as well as how it road. Was thinking of doing a Euro Del too, how much off is the ED?

Yes.. Audi has MSD and balloon note programs.

.00127 MF and 57% residual for 36mo, 15K/yr.

Not familiar with the ED program for Audi.

flightnurse

kyfdx said:

Yes.. Audi has MSD and balloon note programs.

.00127 MF and 57% residual for 36mo, 15K/yr.

Not familiar with the ED program for Audi.

Thank you for getting back to me so quick, is there some place on the web I can go and read about the Balloon Note Program, the sales person we spoke with had no idea what we were talking about, he even went in and spoke to his manager.. How many MSD's are allowed with Audi?

kyfdx

flightnurse said:

kyfdx said:

Yes.. Audi has MSD and balloon note programs.

.00127 MF and 57% residual for 36mo, 15K/yr.

Not familiar with the ED program for Audi.

Thank you for getting back to me so quick, is there some place on the web I can go and read about the Balloon Note Program, the sales person we spoke with had no idea what we were talking about, he even went in and spoke to his manager.. How many MSD's are allowed with Audi?

I'm sorry, but I don't have details on either... The balloon note programs are more popular in states that tax the full selling price of a leased vehicle (TX, IL, GA, etc..). It's possible that your local dealer has never used the program.

Michaell

kyfdx said:

flightnurse said:

kyfdx said:

Yes.. Audi has MSD and balloon note programs.

.00127 MF and 57% residual for 36mo, 15K/yr.

Not familiar with the ED program for Audi.

Thank you for getting back to me so quick, is there some place on the web I can go and read about the Balloon Note Program, the sales person we spoke with had no idea what we were talking about, he even went in and spoke to his manager.. How many MSD's are allowed with Audi?

I'm sorry, but I don't have details on either... The balloon note programs are more popular in states that tax the full selling price of a leased vehicle (TX, IL, GA, etc..). It's possible that your local dealer has never used the program.

@flightnurse‌ - you are in AZ, right? Don't think the balloon program exists there, as the lease payment is taxed monthly.

flightnurse

@flightnurse‌ - you are in AZ, right? Don't think the balloon program exists there, as the lease payment is taxed monthly.

Yup AZ, so this is why the salesman didn't know about it. I find interesting that both BMW and MB offer it but not Audi.

digamma16

I am being offered the following on a 2015 Q5 2.0, with Premium Plus and Technology Package.

MSRP: 48,225
Offered Price: $46,258

at 36 months $660 /mo for 10k miles at $2,500 drive off
or 48 months $623 /mo for 10 miles with same drive off

Could I get the MF and residual and any thoughts on if I should be able to do better?

kyfdx

digamma16 said:

I am being offered the following on a 2015 Q5 2.0, with Premium Plus and Technology Package.

MSRP: 48,225
Offered Price: $46,258

at 36 months $660 /mo for 10k miles at $2,500 drive off
or 48 months $623 /mo for 10 miles with same drive off

Could I get the MF and residual and any thoughts on if I should be able to do better?

.00134 MF and 57% residual for 36/10
Standard MF and 50% residual for 48/10

I don't know the standard MF, but it's significantly higher... Probably in the .0018 - .0020 range..

I'd say you have another $500-$800 to work with on price... Can't really comment on the rest of the deal without a CAP cost and/or a breakdown of the $2500.

puchumuch

Hi, appreciate your input on the deal i've been negotiating thus far and if you think I can do better.

2015 Q5 Premium
Black with black leather
Panoramic Roof
Heated Seats

MSRP: $41,825
Sticker price: $38,446
$0 down payment
RV: 60%
Money factor: .00134
Taxes and fees: $3,289 (buying in NY)

36 month lease
10k miles/year

Monthly payments: $478

Thanks in advance

Michaell

puchumuch said:

Hi, appreciate your input on the deal i've been negotiating thus far and if you think I can do better.

2015 Q5 Premium
Black with black leather
Panoramic Roof
Heated Seats

MSRP: $41,825
Sticker price: $38,446
$0 down payment
RV: 60%
Money factor: .00134
Taxes and fees: $3,289 (buying in NY)

36 month lease
10k miles/year

Monthly payments: $478

Thanks in advance

I'm getting $456.01/mo pre-tax - are you paying the $3289 at inception or rolling it into the lease?

I confirm the MF and RV you've cited. The taxes may account for the difference.

puchumuch

Michaell said:

puchumuch said:

I'm getting $456.01/mo pre-tax - are you paying the $3289 at inception or rolling it into the lease?

I confirm the MF and RV you've cited. The taxes may account for the difference.

It's inception (I think)
$1,598.75 - Sales tax
$441.50 - DMV Fees (estimated)
$75 - Doc. Fee
$695 - Aquisition Fee (bank fee)
$478 - 1st month
-------------------------------------
$3,289

I also get $456 at 60% RV. I think the $478 is based on 58% RV.
With taxes I should be at $496

You thinks it' a good deal?

Michaell

puchumuch said:

Michaell said:

puchumuch said:

I'm getting $456.01/mo pre-tax - are you paying the $3289 at inception or rolling it into the lease?

I confirm the MF and RV you've cited. The taxes may account for the difference.

It's inception (I think)
$1,598.75 - Sales tax
$441.50 - DMV Fees (estimated)
$75 - Doc. Fee
$695 - Aquisition Fee (bank fee)
$478 - 1st month
-------------------------------------
$3,289

I also get $456 at 60% RV. I think the $478 is based on 58% RV.
With taxes I should be at $496

You thinks it' a good deal?

I would confirm with the dealer which RV they are using ... 60% is for 36 months, 10K miles per year.

And, how can you pay taxes both up front as well as on the monthly payment? What state is this?