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My car was hit in a hit and run. It's a 2005 Subaru Impreza Outback Sport and I love it. Anyway, there's damage down the whole driver's side.
Long story short, they left behind pieces of their car, from which I discerned it was a maroon 86-91 oldsmobile with chrome (hubcap and pieces of bumper), and I spent three days riding my bike around looking for the car that hit me and actually found them! The police talked to them and they admitted doing it. They also admitted it to their insurance company because the police officer told them if they didn't he would start working on a warrant for hit and run. I wish he would do that anyway.
I think I should be compensated for the time and energy I spent finding the jerk who smashed my car up and tried to get away with it. The insurance rep I talked to said they only pay for repairs. Does anyone think I have any kind of chance at being compensated, no matter how small, for this? This whole thing has really pissed me off. This guy smashed my car up, no doubt drunkenly driving by my house, and just drove away and never came back, and he is getting the same consequences as if he had stopped and given his info to me when it happened. He's not even getting a ticket. The cop said 3 days was too long of a gap to give him a ticket, even though he has his confession on video tape as well as physical evidence from the scene the day it happened. Any advice? Maybe I should just be glad I found the guy
You could try calling the cop's supervisor or make a stink with the mayor or city/county attorney. Doubt that you'd get any money damages from the guy but you could give him "three days of grief" if his license gets suspended or his insurance gets cancelled.
you ARE lucky you found the guy. Most people never do. I agree with Steve, a hit and run event should be a ticket-able offense---although the guy will probably be punished financially through his insurance company. I trust someone verified that he HAS insurance? Usually that's why they skip in the first place--they are not insured.
When no insurance, the state Financial Responsibility Law comes into play & the state revokes his license. Usually, a step in the process of keeping a license the guy has to get a "Release" from you. Before signing the Release, tell him to pay you for your cost in finding him & any other related expenses not covered by your insurance.
Hey I live in New York City and some guy rear ended me and scratched up my bumper paint, not too serious, some scratches were kind of deep, others shallow. I told the guy hey look for $100 we can just let this go. The guy refused; since it wasn't too serious I was honestly thinking about just dropping it entirely rather than deal with the hassle but then this guy files a claim with his smartphone right away; although he gives me a claim number. I have absolutely no idea what he wrote. So now just to be safe I had to call for a police report; waited over two hours.
So my question is Do i contact his insurance company and provide the police report once it is available or do I first have to contact my own? Keep in mind this guy was speeding to change lanes and side swiped by rear bumper as he was merging into my lane. The police report is going to indicate this as well. Now I haven't been in accidents so I am clueless on how to proceed. Will this raise my premium even though it is absolutely not my fault?
Similar situation, wife was hit by driver with no insurance or license but police not called because we were given $500 for our deductible. Not sure where to go now since vehicle is old with over 120k and a wonkey a/c unit? Just not sure what to do here!!!
2014 Hyundai Tuscon SE/2005 Mazda 3s/2008 Hyundai Accent GLS/2009 Nissan Versa SL hatch
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I was wondering if anyone here can help me/ give me some guidance. I am not a mechanic and do not know the correct terms so please forgive the ignorance. I will try to describe my best the situation.
I had a major car accident this past weekend. I was driving on the intestate and a car cut into my lane and in my attempt to avoid being hit by the car I ended up smashing into the retaining wall. I lost control of the car but thankfully did not flip or turned over. Both front and back axles (sp?) broke. My car is a 2005 jeep liberty limited 4WD, leather seats, sun roof, under 90000 miles. When I was able to stop the car in a safe spot (shoulder) I got off the car and saw that both front and back tires were gone, no rims, i could only see the metal parts (what you see when you get brakes fixed), there was yellow/green fluid leaking, my door (driver) cant close correctly, air bags did not come off since i did not have a collision front or back it was all on the left side of the car. Some of the car body - i guess bender around tires was gone. Both tow companies that arrived to the scene said it was total loss. Police and firefighters could not believe we were safe and had not caused major accident (THANK GOD!).
So, my question is now that i released my car to the towing company that will take the car to the auto repair shop as per my insurance company instructions the guy in the tow truck says they will probably be able to repair it. Can you trust that a car with both axles broken, front door cant shut and fluid leakage be repaired and be safe to drive in highly congested interstate highways and freeways? Is there anything I can do to refute if the insurance company determine it is not a total loss. Dont get me wrong i do not want a car payment but i do want to be safe driving around town with my kids.
Any help/guidance is much appreciated!
After discovering "hidden" damage, your Liberty will be a total.
Hi guys. I have a BMW 3-series and I'm 1 year into my 3-year lease. Yesterday, someone scratched by bumper in the parking lot (don't know who, won't know)
The question is: Should I (or Do I have to) file an insurance claim now to fix it? Or should I wait to right before returning the car to the dealer to fix it once-and-for-all? It's very likely that something will happen again to the bumper in the next 2 years and I'll have to fix it again regarless if I fix it now or not.
Visually, I'm not too bothered with the scratches but the dealer will certainly charge if I don't fix it before returning the car.
I have a question regarding a accident I was involved here in NYC where a car rear ended my car. We did exchange insurance information and did not call the cops because it was rush hour and did not want to cause major traffic jam. I filed a claim with their insurance (Nationwide). Now the adjuster already inspected my car but they can not get in touch with their insured and the insurance agent says she needs to speak to her manager about handling this situation.
What can the outcome be on this claim? I have their address from the info we exchanged and I was thinking on going to their address to speak to the insured, even though the person who hit me wasn't on the insurance policy.
If the damage is over $1000, I think you are required to report this to DMV, so ask your insurance agent/claims person about this as well.
"If the property damage of any person is $1,001 or more, all the involved drivers are required by the NYS Vehicle and Traffic Law to file a Report of Motor Vehicle Accident (MV-104). File form MV-104 with the DMV no more than 10 days after the accident. The DMV can suspend your driver license if you fail to report an accident."
Your insurance company deals with the other person's insurance company. You shouldn't have to be tracking them down.
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