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2013 and earlier BMW 3-Series Prices Paid and Buying Experience



  • jsamsonjsamson Posts: 23
    good question,
    i didnt request the breakdown of the 7k difference before i left.

    of the 7k difference
    - $4700 difference between my trade and the bmw MSRP
    -i believe a 6.5 to 7 percent sales tax , lets say 2,000
    - im assuming a dealer fee of 3 to 500???

    to me it sounded fair at the time,
    my only concern is the longer i wait then my Lexus will just continue to depreciate, or is this the right mentality????
  • dl7265dl7265 Posts: 1,381
    More than likely your SA would rather give a good trade that does not eat into his commission than discount on the new model. Having said ,that i agree i would want to know what all those out the door includes.

    What its worth to you or not of course we can't answer. Like you said 2 entirely different vehicles. In CA you should have a lot of dealer options.

  • dl7265dl7265 Posts: 1,381
    Ops we were posting same time and i missed your numbers. Id say looks pretty good. My only extra fees were $50.00 document fee, and TX license and inspection was $130.55.No MAKO or any of that stuff.

    I don't think you car will depreciate rapidly. Its a fuel efficient model. Now my gas hog , with high miles was another story..

    Is this Auto only car a special order or in stock ?
  • unouno Posts: 15
    This will be my very first new car. I got an offer from a dealer.
    [2006 BMW 330i]
    Sparkling Graphite Metallic with Black Leather interior, equipped with:
    - Premium Package
    - Heated Front Seats
    - Automatic Transmission
    Priced at $40,750.00

    MSRP and Invoice from are $41,445 and $38,005

    Will this be a ok price or there be space to go down further?
    Thanks a lot for help.

  • amt7565amt7565 Posts: 165
    Did you get the 2006 325 or 330?

  • cindy17cindy17 Posts: 3
    Thanks tksung. I am also interested in 2006 325i. Would you please send me the dealer info. you mentioned?
  • jsamsonjsamson Posts: 23
    I hope the lexus doesnt depreciate too much,
    at the end of the visit to the dealership, the salesman gave me the speech about the appraisal value would change when the odometer goes past 10,000 miles (im at 9820) and when the month changes over to June.

    but at the same time he did tell me if 2k was the only thing holding me back from buying the car then that shouldnt be a factor since he got the impression i was unhappy with the Lexus.

    your question about the Automatic only car being a special order?

    i was actually surprised they had about 3 to 5 base 325is with auto only in stock,
    when he told me the difference to buy the bmw was 7k i told him, i wanted the base auto in electric red, he said they had 2 in stock! i told him lets look, at this point all i had to do was see that car in red and i was ready to buy, but it turns out they didnt have any in electric red,

    so i left , called the salesman about an hour later and asked when he can get me a red one, he said 1 to 2 wks, it turned out the 2 electric red base cars were incoming.

    he also told me not to worry about the lexus passing the 10,000 mile mark as he'll honor our deal.

    i told him id call him tomorrow to confirm, im thinking i might call him, and offer him 6k for the difference, i guess ill sleep on it for now.
  • psyranpsyran Posts: 30
    Can't decide whether to lease or purchase my 2006 330i arriving in about two weeks. Getting a whopping $500 of MSRP so price (ZSP and ZPP) is at $40,770.
    Really want payment to be around $575 or so. Can finance at 72 months with around 8k down (Capital One Auto) to get the payment there, or lease with little down and have a higher payment. Credit score may be an issue (640ish) What are the present lease factors on the e90, and is it too high to consider the lease?
  • jajjaj Posts: 55
    FYI, your sales tax should be based on the difference between new car and trade, not on the value or price of the new car. That amounts to somewhere in the $300 range, nowhere near $2000. I'd also try to "decline" paying any "dealer fee" (translation: additional dealer profit). Good luck.
  • kyfdxkyfdx Posts: 27,704
    1) Find out the breakdown of the extra $2300..If it is sales tax, and that is the car you want, I feel their trade-in offer on your Lexus is fairly strong..

    2) You will be giving up quite a few amenities, going from an ES300 to a "stripped" 325i... Make sure you are okay with that... The BMW will be a great driving car, but you'll have a $30K+ car without power seats, six disc CD, leather, etc, etc... That bothers some people...

    Good luck..

    Prices Paid, Lease Questions, SUVs

  • kyfdxkyfdx Posts: 27,704
    1) Money factor is .00255 and the residual for 3yr/36K is 60%..

    2) With 1st pymt, sec.deposit and acq.fee upfront, payment is $612/mo.+tax

    3) Financing $40,770 for 60 mo. at 4.9% is $768/mo.... To get that down to $575/mo. for 60 months, you would need a little over $10K down...

    4) Your credit score may be an issue for a BMWFS lease.. Even if you qualify, your dealer may mark-up the money factor and acquisition fee.. The base money factor is equivalent to a little over 6%, which isn't terrible.. If you can get the base money factor, I would lease, rather than finance for six years..


    Prices Paid, Lease Questions, SUVs

  • amt7565amt7565 Posts: 165
    Are you a member of a credit union? Or ask your bank. Then ask the dealer if they would beat it.
  • dl7265dl7265 Posts: 1,381
    325i. Perhaps another time I can fit a ED in and get a 330i. Honestly the power increase in the 325i is incredible . Are you honoring your 1250 mile break in period ? :shades:
  • dl7265dl7265 Posts: 1,381
    I took some friends for a ride in my New 325i. We stopped at my dealer as they wanted to window shop when they were closed. They had about 3 330i's and 4 325i. I was shocked to see a Electric Red behind the fence that had just arrived. Honesty i can't say i ever loved a E46 model in red. The E90 did look better tho. I think since its more monocromatic and no black belt line trim They had 1 325i in Silver/Black ette with only Met, Step and sat radio prep as options.

  • rydog1818rydog1818 Posts: 3
    hello there, could i please get some feedback on this lease deal?

    2005 Bmw 330ci equipped with-
    sport package
    prem package
    cold weather package
    xenon headlights

    3 year/36k
    selling price-42120
    money factor-0.00095
    residual factor-57%
    cap cost reduction-$3000

    monthly payment of-$518

    any thought would be greatly appreciated. thank you
  • amt7565amt7565 Posts: 165
    I did drive the new 325i too and yes the power is a big step up!
    And Yes, I am honoring the break in period, except a few times when I was trying to test the manual mode of the steptronic transmission. But I promise to behave now, until I reach the 1250 milestone.

    Good luck with the new car!
  • kyfdxkyfdx Posts: 27,704
    Is it a $3000 cap cost reduction? Or is it $3000 due at signing?

    Because if the entire $3000 is cap cost reduction, there is something seriously wrong with the numbers...

    Also... the residual should be 59% for a 3yr/36K lease, not 57%..

    And.. Does your payment include sales tax? If so, what is the rate?

    Prices Paid, Lease Questions, SUVs

  • rydog1818rydog1818 Posts: 3
    The cap cost reduction is about $1900 with 1100 due at signing.

    The payment does not include tax, which i beleive to be around 8.25%

  • kyfdxkyfdx Posts: 27,704
    I added a $625 acquisition fee into the cap cost, and subtracted the $1900 cap cost reduction to come up with a net cap cost of $40,845.. That gave me a payment of about $453/mo.+ tax.. That is with the proper residual of 59%.. If I use the residual of 57% (36mo/45K residual?), then I get $477/mo.+ tax, which puts me right around your payment.. So, do you think maybe the payment includes tax? If not, something is wrong..

    Do you have negative equity from a trade-in that is being rolled into the lease?

    Also, instead of making a cap cost reduction, you should take about $550 of that money, and make a security deposit... that will reduce your money factor to .0008... and, you get the security deposit back at the end of the lease..

    If you already are making a security deposit, or if your upfront money includes the acquisition fee, then the numbers are even farther off, and not in your favor..


    Prices Paid, Lease Questions, SUVs

  • kyfdxkyfdx Posts: 27,704
    First... I wonder if the $42,120 is actually the selling price, or just the net cap cost after the cap cost reduction?

    Assuming that it is the selling price, it should look this way..

    $45,550 MSRP
    $42,120 selling price
    $42,745 Cap cost (selling price + acq.fee)

    3yr/36K lease
    Money factor .0008
    Residual 59%

    payment = $497/mo.+ tax

    Due at signing: 1st payment, security deposit, title, license fees.. ($1500 max)


    Prices Paid, Lease Questions, SUVs

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