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2013 and earlier BMW 3-Series Prices Paid and Buying Experience



  • mowermower Posts: 16
    Thank you for your information on the 90 day hold. I am right now in negotiations with my dealer for a new car lease. Much appreciated for the info.

  • Research what the Money Factor is for the car you want to purchase. Convert the money factor into an interest rate and then your work is done. Also, what is this "balloon payment" you are talking about?
  • mowermower Posts: 16

    In the 328-C info is the VALUE PACKAGE. What is this package. Also, where does the dealer get the $1,760 to assist with the lease price of $459 per month?


  • i am planning to buy 328i or 328xi. can u advise me wht is best price for this car with following options
    msrp -32850
    mettalic paint -550
    premium package 4100
    automatic tramsmission 1325
    comfort access system 500
    total comes out 39650
    invoice on edmunds 36535 including destinatino charge 825 plus i am gonna get 1500 holiday credit.
    can somebody tell me how much price I should offer to dealers?
  • Research what the Money Factor is for the car you want to purchase. Convert the money factor into an interest rate and then your work is done. Also, what is this "balloon payment" you are talking about?

    It starts back from this message:

    My BMW dealer is trying to talk me into the BMWSelect for the 09 328i. Can someone PLEASE help me understand this payment. They are saying the payment is $410 per month which equates to financing $24k for 5 years at 1.9%. The balloon is 12,290.85. So that equals a price of $37k, which is the sticker price.

    They claim to be giving me $4,500 in incentives so I think that the financing should look like this. $32,745 (price)- 12,290 (balloon)= $20,454 financed which brings payments to $360 ish per month.

    Is my BMW trying to pull one over on me?? I have talked to them and they claim that their figures are correct. Thanks in advance for your help!!

    So, from all appearances, BMWSelect looks like a loan with a balloon payment at the end. However, looking at the BMW financing site, the idea of the balloon payment at the end seems to be a way of avoiding calling it a lease, except instead of the car belonging to BMW, it belongs to you, with a big giant lien on the title, held by BMW--hence the balloon payment to fully pay off the car at the end of the term.

    However, looking at the BMW site, googling BMW select, etc, almost no detailed information seems to be available. I might be interested in using this type of financing, but would like to see a lot more detail concerning the program from BMW itself. It seems like this might be a good option for people who might want to split their cash outlay for a car, say $5k upfront, and $10k at the end of the loan term, or something like that.
  • I have been offered a 2009 BMW 3 series sedan lease for total down $3500 and $460 a month including tax. Is this a good deal?

    The car has the Sports Premium & Packages with a MSRP of $42,600

    I would appreciate if anyone could let me know if this a good deal or not. I guess this includes Holiday Cash from BMW. and due to year end.
  • This site really needs a "how to negotiate a lease" sticky.

    1. Get the sale price (just like on a purchase)
    2. Get the money factor
    3. Get the residual
    4. Get any fees (acquisition fees, doc fees, etc)
    5. Enter the numbers in the lease calculator at
  • They have a used CPO 09 BMW 335i sedan at the local BMW dealership. It has navi,sports, premium packages and has 9K miles. Looking at the car fax it seems to be a demo or loaner since it has never been registered. They had it for $43K, then went down to $40K and now it is listed for $38K. It this a good deal even if it was a loaner?
  • Here are some good reasons on why you shouldn't buy one. :)
  • does the holiday cash back apply to Euro Delivery cars? Plan to get a 3 series on April 1st so was going to do the order on 1/3 so hopefully the 90 day lock applies if I can get the cash back deal!!
  • I am negotiating with local dealer for 328i, demo, under 5k miles, sport package and premium package.
    Can someone please guide me as to what would be a suitable price to pay?
  • You should expect quotes around Invoice+few hundred $$ - $1500 rebate.
  • Thank you. How can I find out the true invoice price? It is my understaning that sticker and invoice prices are different.
  • pdude1pdude1 Posts: 47
    Try There are other sites too. At kbb, you can add your options and compare invoice to retail.
  • jayriderjayrider Posts: 3,252
    You need to include every leasing discussion on edmunds. I've stopped repeating that info -- most don't listen. Nice thought though.
  • mowermower Posts: 16
    I used the car lease guide and also the Edmunds basic lease guide. Both gave me the monthly payment I was looking for with this car. The dealer agreed to 500 over invoice. However, he is asking for $750 acq fee. I am doing the title and lic on my own.
    He advised me that BMW sets the acq fee. I called the 800 number and they advised me to check with the dealer.
    QUESTION: How do I discover the correct acq fee. The above seems high to me.

    I need an answer within two days. Sorry, but I have to put down money inorder to order this car this month. THANKS, mower
  • jpfivejpfive Posts: 37
    I would say several thousand under invoice for demo 328, at least 5k less if not more
  • jpfivejpfive Posts: 37
    725 is BMW acquisition fee for a lease, if I'm not mistaken, so it's either risen to 750 or they've marked it up a tad
  • Not sure if you've already purchased one or not. I bought a 328i 2010, metallic paint, premium, sport, auto, xenon, heated seats for invoice (before taxes) and they took the $1500 holiday credit off AFTER the taxes were added. Not sure there's any other way to apply the credit but wanted to mention it.
    So: 39,025. invoice w/taxes, fees, 42,847.

    Not sure if I got the best deal but asking for invoice price and getting it, I felt pretty good. The only thing I would have liked to ask for in retrospect is more accessories thrown in (they gave me rubber slush mats).

    Good luck.
  • mowermower Posts: 16
    Thanks for your response to my question concerning the acq fee of $750.00.
    I will work on this with the dealer. Take care. mower
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