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Lease and Discount Question
Going to get a 2015 X50i. Will order around 4/15/15. Built out on the bmwusa website it $80250. From what I have read here 5% of the MSRP seems good. Would you agree? So, that would make my price $76,238
Waiting to run my credit but have a strong feeling will be just above 675. I keep reading .0013 is the base rate but is that the base rate for my FICO? A BMW salesperson said it would be .0017 if my FICO was just above 675. Is this true or what money factor should I fight for if I am let's say a 680 FICO?
I have also seen here residuals of anywhere from 56-60%. Can that we lowered so the dealer makes more money or can I trust whatever number they give me?
Finally, can you help me figure my lease payment roughly using lowest possible drive off and the 5% off the above MSRP and current residual pre-tax., and both money factors?
Waiting to run my credit but have a strong feeling will be just above 675. I keep reading .0013 is the base rate but is that the base rate for my FICO? A BMW salesperson said it would be .0017 if my FICO was just above 675. Is this true or what money factor should I fight for if I am let's say a 680 FICO?
I have also seen here residuals of anywhere from 56-60%. Can that we lowered so the dealer makes more money or can I trust whatever number they give me?
Finally, can you help me figure my lease payment roughly using lowest possible drive off and the 5% off the above MSRP and current residual pre-tax., and both money factors?
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Comments
The dealer can't alter the residual. 57% is for 36mo, 15K/yr.
With that term, adding a $795 acquisition fee to the CAP cost, the payment is $1027 + tax.
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