2015 Infiniti Q50 Lease Questions

antonius

Bought a 2015 Q50 Premium RWD yesterday in Nevada.

2015 Q50 Premium RWD with no additional options
MSRP: 40,905 (includes 905 destination charge)
Cap Cost: 31308
+ Acq Fee: 700
+ Doc Fee: 599
+ Service Contract: 125 (I prepaid the first 4 services/oil changes for $125)
+ Title/Lic Fee: 29
+ Payoff of last 5 months of current lease: 1288
Adjusted Cap: 34049
Money Factor: .00032
Residual: 21270 (52%)
Payment: 373/mo INCLUDING tax
39 month/12k miles per year lease.

No money down or out of pocket except for 1st months payment.

If I did not have an existing lease with another car, I could have taken the 1288 and further lowered the cap by 1288, which would have brought my payment to around 340. Also, I added the $125 for the first 4 services into the cap since the interest rate was basically below 1% and I figured $31 per oil change was a pretty decent price to lock in today, but it added ~$3 to the payment also. They also offered me a base model for $349 a month with the same terms, so it would have been around $315 without the $1288 lease payoff.

Michaell

antonius said:

Bought a 2015 Q50 Premium RWD yesterday in Nevada.

2015 Q50 Premium RWD with no additional options
MSRP: 40,905 (includes 905 destination charge)
Cap Cost: 31308
+ Acq Fee: 700
+ Doc Fee: 599
+ Service Contract: 125 (I prepaid the first 4 services/oil changes for $125)
+ Title/Lic Fee: 29
+ Payoff of last 5 months of current lease: 1288
Adjusted Cap: 34049
Money Factor: .00032
Residual: 21270 (52%)
Payment: 373/mo INCLUDING tax
39 month/12k miles per year lease.

No money down or out of pocket except for 1st months payment.

If I did not have an existing lease with another car, I could have taken the 1288 and further lowered the cap by 1288, which would have brought my payment to around 340. Also, I added the $125 for the first 4 services into the cap since the interest rate was basically below 1% and I figured $31 per oil change was a pretty decent price to lock in today, but it added ~$3 to the payment also. They also offered me a base model for $349 a month with the same terms, so it would have been around $315 without the $1288 lease payoff.

Looks solid. Congrats and enjoy the new Q50!

volnedan

Can you provide 39/12k numbers for Base AWD and Signature Edition AWD (if available)?

Michaell

volnedan said:

Can you provide 39/12k numbers for Base AWD and Signature Edition AWD (if available)?

.00008 and 54% for Base.

What is the Signature Edition? I only have numbers for Base, Premium or Sport.

volnedan

Thanks. Signature Edition is a new package added to the Base model, which includes navigation, rear spoiler, and dark chrome 17" wheels for ~$900. Very good value.

dwgutwir

For NJ, Tier 1 credit

Q50 AWD Premium and Q50S AWD

36 months/12k and 10k (unless there is a more preferential term).

Thanks.

jeremyaz

Michael, what are the lease factors for Arizona? RWD Base and Premium 10k and 12k. Incentives, MF others? Terms? 36 month the best fit or others the sweet spot? Thanks!

kyfdx

dwgutwir said:

For NJ, Tier 1 credit

Q50 AWD Premium and Q50S AWD

36 months/12k and 10k (unless there is a more preferential term).

Thanks.

Either model.

.00008 MF and 52%/53% residual for 39 months, 12K/10K/yr.

36 month residuals are 1% higher.

kyfdx

jeremyaz said:

Michael, what are the lease factors for Arizona? RWD Base and Premium 10k and 12k. Incentives, MF others? Terms? 36 month the best fit or others the sweet spot? Thanks!

Base: .00032 MF and 55%/54% residual for 39 months
Premium: Subtract 2% from residual

Add 1% for 36 months

ryanwscott

Well i just got my first quote!!
2015 q50s with Navi
39m/10k
Msrp 48,400
Offer 41,901
Drive off 3,000 down 
390 per month plus tax
.00008 mf 53% 25,652
This is my second ever lease the last one 10 years ago I got taken pretty bad. What does ifs typically consider tier one credit wise?
Thanks 

Michaell

ryanwscott said:

Well i just got my first quote!!
2015 q50s with Navi
39m/10k
Msrp 48,400
Offer 41,901
Drive off 3,000 down 
390 per month plus tax
.00008 mf 53% 25,652
This is my second ever lease the last one 10 years ago I got taken pretty bad. What does ifs typically consider tier one credit wise?
Thanks 

Any score above 700 will get the best MF.

What is the full breakdown of the $3000 due at signing?

Using your prices, I get $422/mo + tax. Therefore, some of that $3000 is used as cap cost reduction - we do not recommend that, as the money is at risk if the car is stolen or totaled.

ryanwscott

I'm wondering about taxes too Im active duty Navy so my tax state is florida (home of record)
I live in Washington state. 9.7% tax and I'm moving to virgina beach in aug. What state gets my money.


Straight quote from email.


Estimated DMV and Document Fee are in the system at $410.50 and base payment of $390 (under this scenario) plus due tax (currently estimated at the 9.7). The tax due at signing is only for the first payment and any Capitalized Cost Reduction, so if you put anything up front beyond base inception fees you do pay a local tax on that amount no matter where the car is registered. Using the same structure as I quoted but with just the minimum due at signing it is $893.45 

Michaell

ryanwscott said:

I'm wondering about taxes too Im active duty Navy so my tax state is florida (home of record)
I live in Washington state. 9.7% tax and I'm moving to virgina beach in aug. What state gets my money.


Straight quote from email.


Estimated DMV and Document Fee are in the system at $410.50 and base payment of $390 (under this scenario) plus due tax (currently estimated at the 9.7). The tax due at signing is only for the first payment and any Capitalized Cost Reduction, so if you put anything up front beyond base inception fees you do pay a local tax on that amount no matter where the car is registered. Using the same structure as I quoted but with just the minimum due at signing it is $893.45 

Oh dear - that does complicate things.

Why not wait until you get to VA before leasing?

ryanwscott

Michaell said:

I'm wondering about taxes too Im active duty Navy so my tax state is florida (home of record)
I live in Washington state. 9.7% tax and I'm moving to virgina beach in aug. What state gets my money.


Straight quote from email.


Estimated DMV and Document Fee are in the system at $410.50 and base payment of $390 (under this scenario) plus due tax (currently estimated at the 9.7). The tax due at signing is only for the first payment and any Capitalized Cost Reduction, so if you put anything up front beyond base inception fees you do pay a local tax on that amount no matter where the car is registered. Using the same structure as I quoted but with just the minimum due at signing it is $893.45 

Oh dear - that does complicate things. Why not wait until you get to VA before leasing?

Your right that's not a bad idea and I would save on shipping it across as well. It does make us a one car family for the  next seven months. If I can get a great deal I'll take it he just emailed me again I reminded him I was active duty Navy and that took the pretax payment to 364 he said there was another 1000 I was entitled to for being AD so now we are at 40,901.

Michaell

ryanwscott said:

Michaell said:

ryanwscott said:

I'm wondering about taxes too Im active duty Navy so my tax state is florida (home of record)
I live in Washington state. 9.7% tax and I'm moving to virgina beach in aug. What state gets my money.


Straight quote from email.


Estimated DMV and Document Fee are in the system at $410.50 and base payment of $390 (under this scenario) plus due tax (currently estimated at the 9.7). The tax due at signing is only for the first payment and any Capitalized Cost Reduction, so if you put anything up front beyond base inception fees you do pay a local tax on that amount no matter where the car is registered. Using the same structure as I quoted but with just the minimum due at signing it is $893.45 

Oh dear - that does complicate things.

Why not wait until you get to VA before leasing?

Your right that's not a bad idea and I would save on shipping it across as well. It does make us a one car family for the  next seven months. If I can get a great deal I'll take it he just emailed me again I reminded him I was active duty Navy and that took the pretax payment to 364 he said there was another 1000 I was entitled to for being AD so now we are at 40,901.

Is there someone from the Navy that can help you understand the tax implications of what you want to do? I imagine this happens frequently with active duty personnel.

jeremyaz

Michael, what are the lease factors for Arizona on the 2015 Q50 Sport RWD 10k miles (MF, residuals) for 36 and 39 month? Saw others get .00008 does that not exist in Arizona? Thanks!

Michaell

jeremyaz said:

Michael, what are the lease factors for Arizona on the 2015 Q50 Sport RWD 10k miles (MF, residuals) for 36 and 39 month? Saw others get .00008 does that not exist in Arizona? Thanks!

.00008 is for AWD; .00032 is the MF for RWD Q50.

54% for 36/10; 53% for 39/10

killr

Is it hard to get a good deal over email? Seems they don't want to budge on pricing and mention that the national advertised lease is usually the best deal they offer?

Is it better to go in person for a good deal? Maybe they don't want to lose you when you are there in person, but with email they could care less?

Michaell

killr said:

Is it hard to get a good deal over email? Seems they don't want to budge on pricing and mention that the national advertised lease is usually the best deal they offer?

Is it better to go in person for a good deal? Maybe they don't want to lose you when you are there in person, but with email they could care less?

Figure out a price, then email it to multiple dealers. If all you do is ask for numbers, they'll respond with whatever they feel they can get away with (national deal, for example).

ryanwscott

Michaell said:

Is it hard to get a good deal over email? Seems they don't want to budge on pricing and mention that the national advertised lease is usually the best deal they offer? Is it better to go in person for a good deal? Maybe they don't want to lose you when you are there in person, but with email they could care less?

Figure out a price, then email it to multiple dealers. If all you do is ask for numbers, they'll respond with whatever they feel they can get away with (national deal, for example).

I've had a great time doing the email thing and it worked very well I've learned a lot dealing with multiple dealerships..

BTW I got all my state home of record info figured out here in WA they will charge me 6% and I will use the state of Florida military title packet and get my plate and reg mailed to me. I might end up making this deal happen!

waynem3

Received this lease offer for a '15 q50 AWD premium (with Technology package). Are the numbers correct and does this sound like a very good deal (or should it be better)?
$442 a month 39 months, 10k a year.
7% tax included.
Due at signing-  first month payment, license and doc fee. ($645).
invoice $49,314.
The money factor is .00008.
The residual is 53%.
The cap cost is $43,099 
the net cap cost is $43,812
Thanks!

kyfdx

waynem3 said:

Received this lease offer for a '15 q50 AWD premium (with Technology package). Are the numbers correct and does this sound like a very good deal (or should it be better)?
$442 a month 39 months, 10k a year.
7% tax included.
Due at signing-  first month payment, license and doc fee. ($645).
invoice $49,314.
The money factor is .00008.
The residual is 53%.
The cap cost is $43,099 
the net cap cost is $43,812
Thanks!

invoice $49,314.

Is that the MSRP? If so, the payment would be $459/mo.+tax.

If it's not the MSRP (and, I'm guessing it isn't), then we don't need that number. We need the MSRP.

waynem3

MSRP: $52,680
Thanks!

ryanwscott

waynem3 said:

MSRP: $52,680
Thanks!

Almost 10k from msrp seems pretty good I'm trying to get that now from 48600 to 38600 but it seems we are almost done with negotiations.

kyfdx

waynem3 said:

MSRP: $52,680
Thanks!

$411/mo.+tax

killr

ryanwscott said:

waynem3 said:

MSRP: $52,680
Thanks!

Almost 10k from msrp seems pretty good I'm trying to get that now from 48600 to 38600 but it seems we are almost done with negotiations.

How is that going?

ryanwscott

Can we confirm the the residual for a 2015 q50s awd for 39 months 10k and 12k. I was under the impression it changes with the length of the lease?

kyfdx

ryanwscott said:

Can we confirm the the residual for a 2015 q50s awd for 39 months 10k and 12k. I was under the impression it changes with the length of the lease?

53%/52% residual.

ryanwscott

killr said:

waynem3 said:

MSRP: $52,680
Thanks!

Almost 10k from msrp seems pretty good I'm trying to get that now from 48600 to 38600 but it seems we are almost done with negotiations.

How is that going?

Not good!!! They are stuck on net cap cost of 40,000!!! With free all weather mats!

john420

Need MF & Residual for 2015 Infiniti Q50 base AWD 39M 15K?

Thanks

beckman2713

Hello,
If I could get the numbers on a 2015 Q50 Prem AWD in NY @ 12/36 0r 39. Thank You!

kyfdx

john420 said:

Need MF & Residual for 2015 Infiniti Q50 base AWD 39M 15K?

Thanks

.00008 MF and 52% residual

kyfdx

beckman2713 said:

Hello,
If I could get the numbers on a 2015 Q50 Prem AWD in NY @ 12/36 0r 39. Thank You!

.00008 MF and 53%/52% residual for 36/39 months.

ryanwscott

msrp 48600
Sales price 39645
Mf.00008
Resdiual 53%
10k 39m
1000.00 cap cost reduction 
850.00 fees
351.63 after tax fl

kyfdx

ryanwscott said:

msrp 48600
Sales price 39645
Mf.00008
Resdiual 53%
10k 39m
1000.00 cap cost reduction 
850.00 fees
351.63 after tax fl

Looks great! Nice job.

larrys8

Looking at leasing 2015 Q50 AWD. prem, dlx touring and tech. Basically loaded. 39 month, 15K per year. First payment due at signing. 540 per month, includes PA Tax. Quoted MF of .00008 with 50% residual. Turning in a 2013 G. Basically just pay first months payments and drive off, they will take care of 4 remaining lease payments. Is there room to do better? I'd like to see them come in around 510 per month (its the end of the month). Also, not sure if its worth getting the S or not.

Price- 52,680
sales price- 44,003
Gross cap cost 46,068

killr

Could I get the MF/Residual in AZ for a Q50S RWD 39mo? 10k and 12k?

Thank You

Michaell

larrys8 said:

Looking at leasing 2015 Q50 AWD. prem, dlx touring and tech. Basically loaded. 39 month, 15K per year. First payment due at signing. 540 per month, includes PA Tax. Quoted MF of .00008 with 50% residual. Turning in a 2013 G. Basically just pay first months payments and drive off, they will take care of 4 remaining lease payments. Is there room to do better? I'd like to see them come in around 510 per month (its the end of the month). Also, not sure if its worth getting the S or not.

Price- 52,680
sales price- 44,003
Gross cap cost 46,068

I get $558/mo with those numbers, so your quote of $540/mo looks good. Gotta get another $1900 off the price to get down to $510/mo

Michaell

killr said:

Could I get the MF/Residual in AZ for a Q50S RWD 39mo? 10k and 12k?

Thank You

.00008 and 52% for 39/12. Add 1% for 10K

killr

Michaell said:

killr said:

Could I get the MF/Residual in AZ for a Q50S RWD 39mo? 10k and 12k?

Thank You

.00008 and 52% for 39/12. Add 1% for 10K

Thank you, so the MF/Residual is different for Premium and Sport?

Michaell

killr said:

Could I get the MF/Residual in AZ for a Q50S RWD 39mo? 10k and 12k? Thank You

.00008 and 52% for 39/12. Add 1% for 10K

Thank you, so the MF/Residual is different for Premium and Sport?

Premium and Sport numbers are the same. Add 2% to the residual for base trim. 

ryanwscott

For any one concerned we got approved with a 650 and a 686 at .00008 and that should be a special!! $5200 monthly income.

larrys8

larrys8 said:

Looking at leasing 2015 Q50 AWD. prem, dlx touring and tech. Basically loaded. 39 month, 15K per year. First payment due at signing. 540 per month, includes PA Tax. Quoted MF of .00008 with 50% residual. Turning in a 2013 G. Basically just pay first months payments and drive off, they will take care of 4 remaining lease payments. Is there room to do better? I'd like to see them come in around 510 per month (its the end of the month). Also, not sure if its worth getting the S or not.

Price- 52,680
sales price- 44,003
Gross cap cost 46,068

Hi All- Just wanted to update with deal I actually got based on above (well I put the deposit down anyway, they have to trade another dealer for the car). I had the payment above down to 525 a month with tax. But, the wheel package really caught my eye so I asked for that as well. Final deal (same MF and residual as above). MSRP 53,650, sale price 44, 219, gross cap cost 46,276. Only first month due at signing and 535 per month. Figured 19" sport wheels were worth 10 more a month. I feel pretty good about it and hopefully you find it helpful when looking.

Michaell

larrys8 said:

larrys8 said:

Looking at leasing 2015 Q50 AWD. prem, dlx touring and tech. Basically loaded. 39 month, 15K per year. First payment due at signing. 540 per month, includes PA Tax. Quoted MF of .00008 with 50% residual. Turning in a 2013 G. Basically just pay first months payments and drive off, they will take care of 4 remaining lease payments. Is there room to do better? I'd like to see them come in around 510 per month (its the end of the month). Also, not sure if its worth getting the S or not.

Price- 52,680
sales price- 44,003
Gross cap cost 46,068

Hi All- Just wanted to update with deal I actually got based on above (well I put the deposit down anyway, they have to trade another dealer for the car). I had the payment above down to 525 a month with tax. But, the wheel package really caught my eye so I asked for that as well. Final deal (same MF and residual as above). MSRP 53,650, sale price 44, 219, gross cap cost 46,276. Only first month due at signing and 535 per month. Figured 19" sport wheels were worth 10 more a month. I feel pretty good about it and hopefully you find it helpful when looking.

Congrats on the new car, and thanks for sharing your deal details with us. Enjoy the new Q!

happyphunn

Looking for numbers on 2015 Q50s AWD w/nav, dlx touring, and tech packages in Ohio for either 36 or 39 months @ 15k miles.  Thanks! 

Michaell

happyphunn said:

Looking for numbers on 2015 Q50s AWD w/nav, dlx touring, and tech packages in Ohio for either 36 or 39 months @ 15k miles.  Thanks! 

.00008 and 51% or 50%

asad1012

I was quoted this and am unsure what else I should be aware of or if this is a good deal.

white sport nav q50 list price $48,910 to lease $810 due a signing that is first payment doc and plates , 39 month lease 12,000 miles a year, payment $420.30 per month

Any help would be appreciated!

kyfdx

asad1012 said:

I was quoted this and am unsure what else I should be aware of or if this is a good deal.

white sport nav q50 list price $48,910 to lease $810 due a signing that is first payment doc and plates , 39 month lease 12,000 miles a year, payment $420.30 per month

Any help would be appreciated!

.00032 MF and 52% residual, if RWD.

What is the selling price?

What state and tax rate?

ddaniels1

Does anyone know how much bad credit should affect my lease payments? I was quoted (with 637 credit score) and very high income a price of $1700 down and $550 (including tax) a month for a q50 premium with nav and leather seats. they have not yet given me the MSRP, money factor, or other items in writing yet and I will post when they do but I am trying to get an initial idea. I believe the MSRP was around $43,000.

Michaell

ddaniels1 said:

Does anyone know how much bad credit should affect my lease payments? I was quoted (with 637 credit score) and very high income a price of $1700 down and $550 (including tax) a month for a q50 premium with nav and leather seats. they have not yet given me the MSRP, money factor, or other items in writing yet and I will post when they do but I am trying to get an initial idea. I believe the MSRP was around $43,000.

637 is tier 7; for the Q50 Premium, the MF would be either .00244 (RWD) or .00220 (AWD).