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2013 and earlier-Subaru Legacy Prices Paid and Buying Experience



  • Have you actually bought at or have you used listings on that site to negotiate a price?
  • Whats the interest rate on 2008 Legacys right now? I went to Subarus website and it said 0% but didnt say if it was for 60 months or not.

    Tell me what you guys think if you think its stupid or not. I have 2008 i limited right now that I bought in December with 60 months 5.9% APR. I have around $15,500 right now to pay off. I want to get 2008 2.5 GT model. When I was in dealership getting a oil change I asked the sales person if I can get a rough estimate how much the GT will go for. He just gave me rough estimate and told me I can get the GT for $28,000 before TTL. My trade in was around $17,000. Im sure I can lower the price of the car and try to get more for my trade in. Do you think its possible to get around $350 monthly payment for 60 months If I traded my car with GT with 0% financing? 5.9% interest is way to high but I had no choice and thats whats bugging me. I can get 0% and save that 5.9% and get better car. What do you guys think?
  • kyfdxkyfdx Posts: 27,621
    $15,500 current loan
    $11,000 New car minus trade-in value
    $1,000 Sales tax (estimate)

    $27,500 Amount financed

    60 payments at ZERO% = $458.33 per month

    Thats' assuming 0% is available for 60 months.. I have no idea.

    5.9% is not a bad deal on a car loan.. maybe not the lowest, but not bad.

    Prices Paid, Lease Questions, SUVs

  • Hello everyone, has anyone happened to ask for price of the 08 Legacy 2.5i SE AT cars? A dealer quoted $19700 before tax, doc and registration fees. Note sure it is good. And one of the fees is called ETCH. It costs about $149. I never heard of it. Thanks.
  • No. I did speak to a sales rep there who verified that the pricing is legitimate. They also offered to handle the transfer of the NY plates and registration for me. I searched and could not find any customer complaints on them (unlike the multiple complaints I found about another out-of-area, high-volume dealership). They seemed very well-organized and businesslike over the phone. I tried to use their pricing to do better with the Long Island dealers and found that it got me another another $200 or so. When I narrowed it down to two LI dealers, I couldn't get either of them to go below $22,900. Part of that might come from the fact that both offered me about $500 more on my trade than (as I later found out) prevailing auction prices. Another factor is the higher cost of doing business and lower volume for LI dealers vs. Fitzmall. In the end, I chose to go with a dealer very close to my home. For me, it was better to sacrifice the lower Fitzmall price for the convenience. I bought two '08s at the local dealership and they've treated me very well with the service. However, if I lived closer to Fitzmall, I'd probably try to take advantage of their lower pricing. Hope this is helpful.
  • I'm pretty sure people were getting those prices on the SE a number of months ago when the car business wasn't in the tank, the model year was younger and people didn't know that the '09 SE would have upgrades like the Harman Kardon stereo and VDC. Remember, the '09s are out now and the Legacy is due for a major overhaul in 2010, so what you're considering is essentially a "leftover." (I read something to the effect that the 2010 model is going to be larger to compete better with Accord, Camry, etc.) With the economy the way it is, I think that any serious buyer walking into a car dealership today should be treated like gold. You should bargain very hard. On the other hand, if you need financing, the dealer will be holding some of the chips.

    ETCH might refer to some number (VIN?) that's etched onto the car's glass as a tracking mechanism if it's stolen. To me, it's another gimmick primarily to boost the dealer profit, like rustproofing, etc. I'd be leery of any dealer that tacks this stuff on without an explanation. If you want the car, you should make like this isn't even there when you negotiate. The dealer should eat it because it probably costs him little or nothing. Good luck with your purchase.
  • Thanks very much, longislander1.

    It's very helpful.

    Like what you said, I should and shall bargin very hard.
  • jdljrjdljr Posts: 11
    When I was purchasing my Legacy a couple of weeks ago, I inquired as to how far out the 0% financing goes on the 2008. I was told it goes out only 24 months. Beyond that, it was 3.9% up to 60 or 72 months. I ended up buying a 2009 Legacy and financed through Subaru (JP Morgan Chase) for 4.9% for 72 months.
  • Congrats on the new Subie. Just a word of caution though, if you had snow tires on the Civic I'd still recommend them on the Subaru.
  • ateixeiraateixeira Posts: 72,587
    Congrats. Sweet car.
  • I bought mine (08 SE AT) at the end of July for $18999 before TTL. I thought it was a decent deal then. Just FYI. Not sure about the market as of now.
  • By the way, I got 0% for 36 mons.
  • jeffmcjeffmc Posts: 1,742
    That car at $19k and 0% interest is such an amazing value. Legacy sales have been up, by the way, bucking the overall national trends.
  • jdljrjdljr Posts: 11
    Thank you for the info. I did not have snow tires on my Civic; if it snows too much on the route I normally take for work, I usually take a different route, which is more heavily traveled and the roads cleared more, and less elevation change. Granted, it takes me longer, but it's a safer route if it snows more than about 3-4".
  • ateixeiraateixeira Posts: 72,587
    Legacy and Forester are both up. Pretty amazing, even in a tanking market.
  • So I just got back from the dealership(first round) and was quoted 21,076 for a White '09 Legacy 2.5i SE

    The whole time the salesman was telling me somethign about AOR. If they lost a local customer to a different subaru dealership it would look bad for them. I told them I was also going check out another dealership. They came back and pretty much said if you go to another dealership and get a lower quote. we will beat it. So i can probably wiggle it down a little more. What you guys think? Is that a decent price?

    Note: this was at patrick subaru in shrewsbury ma. I was planning on checking out metrowest subaru also.
  • Well, Fitzmall in Maryland is offering '09 SEs at around $20,700 (Limiteds about $1K more), so your price sounds pretty good. You always have to factor in some extra bucks for local convenience. I wanted a local dealer with whom I could establish a good relationship so, including the extra money above auction price that I got for my trade, I probably paid about $400 more than the Fitzmall price at the time. I take my car in for service at 8 and am out by 9. They take good care of me, so the extra money was worth it. Maybe you can shave off another $100, but it sounds to me like you're getting a decent deal. Good luck with the purchase.
  • So my final offer from the dealer.

    '09 White Subaru Legacy 2.5i SE
    $21,000, includes Doc fees, Sales tax, Destination fee.does not include registration/title/inspection ($115.00 for new plates).

    asking for a down payment to hold it..since i wouldn't be able to make it until saturday. yea?
  • that's a great price if it includes sales tax which is about $1000. The price before TTL is about $19,7**.
    by the way, I bought my 08 at Patrick north in Wilmington back in July, but sadly it's closed now.
  • Hi -

    Looking for a Legacy 3.0R LTD, with spoiler, remote start, no nav.

    Curious to know what others are paying in New England, my initial quotes have been just over 29K cap cost, which still seems high.

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