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2013 and earlier BMW X5 Prices Paid and Buying Experience



  • eights38eights38 Posts: 137
    Hi cemjack,

    Please let me know if you have any more questions. With $0 capitalized cost reduction, 36 months is the optimal term.

    2009 BMW X5 4.8i
    24 Months - 10,000 Miles per Year - 66% Residual - 0.00150 Money Factor
    27 Months - 10,000 Miles per Year - 64% Residual - 0.00150 Money Factor
    30 Months - 10,000 Miles per Year - 63% Residual - 0.00150 Money Factor
    36 Months - 10,000 Miles per Year - 60% Residual - 0.00150 Money Factor

    24 Months - 12,000 Miles per Year - 65% Residual - 0.00150 Money Factor
    27 Months - 12,000 Miles per Year - 63% Residual - 0.00150 Money Factor
    30 Months - 12,000 Miles per Year - 62% Residual - 0.00150 Money Factor
    36 Months - 12,000 Miles per Year - 59% Residual - 0.00150 Money Factor

  • rt909rt909 Posts: 4
    Just purchased 2009 X5 3.0 for $1000 over invoice (3000 below MSRP) with following options.

    Premium pkg, Tech Pkg, Cold wthr pkg, Rear climate pkg,3rdr row seat,Sirius, ipod&USB adapter, Running boards, Smartphone Integration.

    I am sure you can get it at $500 abouve invoice in some places of the country. I live in DC Metro and that was the best I got from here. Email or PM me if I can be of help. Thanks.
  • I am in the market to buy one for my wife, just like the one you got 3.0, with pretty much all those options, can you tell me what you ended up paying for out the door, and what was your price before any taxes and fees, also did you paid any dealer prep fees or just transportation fees, would appreaciate very much any info you can give me.
  • rt909rt909 Posts: 4
    Only thing I paid other than State Tax & Title is Processing fee ($349), Business License Tax($95). Edmunds invoice price with all my options is $54250 and my price is $55300. Hope this helps. I am not sure which state you live in, if you add above fees +state tax&title + $1000 over invoice, then that should give you a figure to work with. There are folks who got X5 for $500 over invoice. It all depends on supply and demand. Good luck.
  • Matt (eights38) - thanks for the information. Very helpful. Any other info I might need before heading down to the dealership? I used standard lease calculator with data you provided to arrive at lease payment.

    Also, does anyone know where I can find lease info on BMW 3 series?

    Thanks again.
  • 30,500 miles, paid 28500, cpo, with .90 per cent financing. black on black upgraded leather, brand new tires and first two payments on bmw.. sound like a good deal?
  • kyfdxkyfdx Posts: 27,666
    One correction...

    It's not a V-6

    Prices Paid, Lease Questions, SUVs

  • i just got a 2009 x5 blacksapphire,tobacco leather,cold package premium package rear climate package,tech package ,running boards,sat radio ipod adpt,smart phone int,.......................for only first months payment 774.99 and 327 for tax title signing...............also includes tire insurace package ......good deal?
  • Where are you located, if you dont mind telling me, I am in Miami, and here below $57,000 will he hard to get one, but i am considering buying the car out of state if I can save $1500 or more.
  • Reading the posts, I'm confused at to the current MF for a 2009 X5 - I've seen both .0015 and .00125 in the posts, and a dealer I contacted for an internet quote insists its now .00175.

    Anyone have the real scoop?
  • rt909 is that price of $55,300.00 an out the door price?
  • rt909, can you tell me please what options you got with your X5?
  • I'm looking at a loaded X5 4.8 i - MSRP of $69500. Was offered 4K discount off MSRP, 3 year lease 12Kmiles, money factor .00190, LEV 59%. Monthly rental of $910.
    Seems like the interest rate is high, and the discount could be better. Anyone have any experience with a similar vehicle? Any thoughts or experiences are appreciated!
  • I just purchased a 2009 X5 4.8 with MSRP of $70,120. I negotiated $3k off MSRP with a 3 yr 36month lease 12k miles, payments of roughly $1,031 a month.

    Residual was 59% and they tried to give me the banana in the tail pipe and hike the money factor to .0019. I told them no way and ended up with the .0015 money factor.

    The one regret that I had is letting them stick me for the security deposit, oh well, it is refundable in 3 yrs..
  • Thanks dsa421 - I had heard the money factor was 'set' and non-negotiable, but it sounds like you were successful in lowering your interest rate. Curious how much room there is for negotiation of the money factor... They listed a $1000 security deposit on mine too - is that something people are successful with eliminating in their lease agreements?

    Also - I see you also chose to lease rather than buy, even though they are currently offering 0.9% financing. How did you come to your decision to lease?
  • I also thought the money factor was set and non-negotiable and was surprised when the sales guy delivered the document with .0019 which is above what is listed as the BMW money factor currently. Apparently each dealership has flexability to some degree in marking this up...

    The finance guy first said he would "meet me in the middle" and split the difference. I honestly was offended they attempted to jack up this rate and told them with absolute certainty that I would walk if they didnt go with the standard .0015. Had I purchased the car at or below invoice I would understand them trying to mark up the finance fee's, but as I said to the finance manager, they were making 4/5K over invoice on this deal.

    Needless to say he wasnt happy, but it didnt take much for him to agree. I chose to lease because I dont like to keep cars past 3 years and the lease terms they are offering currently are VERY attractive.
  • Alright, talked to a few more dealers, and although Im still confused as to where between .0015 and .00175 the MF should be for a X5 3.0, I think I've got the Bank fee ($725) and disposition fee ($395) right.

    Can someone please post the BMWFS numbers for December for a 2009 X5 3.0 36/10K lease? I know its a 60% residual, but that's all I"m sure of.
  • gardisgardis Posts: 185
    I never cease to be amazed. What recession??? Paying nearly $70K for a vehicle that can be had for $55K only with a straight inline 6 cyl. engine instead. Is that power worth $20,000 to you? Holy Smokes! That's some major disposable income, pal.
  • gardisgardis Posts: 185
    There's a pre-owned 2007 X5, Alpine white, 6K miles, they're asking $38,900, when it seems all the other vehicles like that are in the mid $40K at least. What is wrong with this picture? The car is like new.

    I hear gas mileage isn't so hot though. For one person with no kids, that's a little big isn't it? I'm also looking 5 series CPO also. I know, no comparison, but just wondering what your thoughts are. Thanks.
    Gardis in CT
  • rt909rt909 Posts: 4
    Armando1967, checkout post#1079 and #1081.
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