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Ford ESP -- dealer or online ?

batmobilebatmobile Posts: 2
I'm reaching the end of the 3 year warranty on my Focus (only have 15 K miles on it) and am thinking of getting a 6 year/36 K basic Ford ESP warranty. Its around 450-500 dollars (based on deductible) at Ford's web site. I went to my Ford dealer asking them if they could match it, but he said their price would always be a little higher than the online price since I knew exactly what I wanted.

This surprised me. For the relatively small sum of money involved (as I said, the whole warranty is only 500 $), I'm not inclined to waste any more time shopping around, but I'm really curious if Ford is actually undercutting dealers (or the margin for such small sales is too tiny to justify any cost cuts on the dealer side).

Thanks
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Comments

  • KCRamKCRam Mt. Arlington NJPosts: 3,516
    Atomic batteries to power... turbines to speed...

    (yes, i watched too much TV as a kid)

    Hi Batmobile

    As you have discovered, the price of the ESP will vary depending on who you ask. You can purchase the Ford ESP from any Ford, Lincoln, or Mercury dealer, so don't hesitate to shop around. A web search will probably turn up dealers who are willing to cut deep discounts on ESPs as well.

    kcram
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    Smart Shopper, FWI, and Wagons Message Boards
  • siteexpertsiteexpert Posts: 27
    Has anyone found deep discounts on-line? I have a lincoln navigator that is loaded w/ all the electronics (power running boards/ liftgate, fold-down seats, etc). I was looking at the 7yr/100K premiumcare warranty but that appears to go for >$2600!!!!
  • virgiesmomvirgiesmom Posts: 57
    Hey "Siteexpert" --Purchased my Ford ESP online last year at this time. Was fast and efficient. A few emails sign and return via fax and then get policy by fax. Quotes were competitive, willing to "dicker" a little, and way less than Ford ESP site or local dealers. Got mine thru a Ford dealer in Iowa http://www.mid-statesford.com/ and I'm in VA.
    Virgie
  • wlbrown9wlbrown9 Posts: 838
    I did not end up buying Ford, but when I was researching I got a quote from fordwarrantys.com. I think they were pretty competitive, but can not find the actual quote. IIRC they were giving an additional discount if I purchased within X number of days.

    Just found it...not the price, but the offer was an additional $175 off their quoted price.

    Found on the site that it seems to be offered by Lombard Ford in Winsted, CT. Plus they have links to Honda and Acura warranty sites at the bottom of the page.
  • leadfoot4leadfoot4 Posts: 593
    ...for service, I figured that I'd be diplomatic about the deal. I got a quote from one of the Ford dealers that sell warranties online, then went to my selling/servicing dealer and asked them if they'd match the price. They did, so I bought the extended warranty locally, figuring that they'd be "more cooperative" if there were ever any questionable circumstances.
  • ace1000ace1000 Posts: 151
    I bought a 2004 Focus, and the dealer gave me the 6yr/100K PremiumCare with a $50 deductible for $965. I have to decide whether to keep it or cancel it.

    Is this a good price? I haven't found better, but I didn't have to negotiate for it, so it is probably a typical price.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi ace1000. Ever since it had to make a million recalls on the Focus a couple of years ago, Ford has been providing a free 5 year/100,000 mile Powertrain Care ESP warranty on all Focus models. This obviously will not cover everything that could possibly go wrong with your car, but I personally would be hesitant to purchase another warranty that would provide redundant coverage. If having a full warranty on your car gives you the peace of mind that you desire, then $965 seems like a reasonable price to me. You may still want to shop around to make sure by e-mailing a few dealers to see what sort of price quotes they give you.

    Car_man
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    Smart Shoppers Message Board
  • In actuality, 965 is a good price. The reason the dealer was able to give you that price is because you upgraded the warranty from a powertrain plan to a premiumcare plan which is the same as the 36/3600 factory warranty pertaining to coverage. His actual cost on the service contract was obviously less than what you paid, but the retail price on that service contract was approximately $1700. You were able to get that price because the dealer gets a rebate for the powertrain portion which the dealer forwarded to you. I would definitely keep the contract as the likelihood of the vehicle having a powertrain problem in the first 100K is unlikely. However, it is likely you could have some warranty repairs on the other items in the vehicle that are not covered by the powertrain coverage. The premiumcare coverage covers over 500 components in the vehicle in comparison to the 29 covered by the powertrain.
  • dgriffi2dgriffi2 Posts: 7
    Listen to this: We were in an accident Dec 26, 2004, and totaled our 2000 Windstar. We had 2 years left on a 4 year warranty. Contacted the dealer to have the remainder canceled and refunded. Two months later I received a check for $880-- $50 less than what Ford ESP office told me to expect! Turns out my refund was for $980, and Ford ESP kept a $50 processing fee, so I was due $930. But the dealer kept out HIS $50 processing fee, too! So he turned around and cut me a check for $880! Ford ESP has told me the dealer owes me $50, but he won't pay up! I sent a letter to both him and Ford headquarters nearly 3 weeks ago, and have heard nothing! Hard to believe this has happened since I've both purchased a van from this dealer, and had all my service done there for the past 4 years!
  • Does anyone know of any dealers offering discounts on the Premium Care extended warranties either online or over the phone? I need one for a 2003 Ford Taurus SES just about to come out of warranty. Thanks.
  • In 2003 I purchased online from http://www.mid-statesford.com/ and they were the most competitive and I live in Virginia. They were very easy to work with. Emails and faxes made it happen. Give them a try.
  • chuck1chuck1 Posts: 1,405
    www.fordwarranty.com

    OR

    www.fordwarrantys.com

    Good luck!
  • I just bought a 2004 Ford Taurus with 30K miles for several thousand less than blue book (awesome deal). But the dealership convinced me to get a 4 yr or 48K mile Ford ESP Premium Extended warranty with $200 deductible for $1460. I thought it was a good idea at the time, but reading more on line, I'm not so sure.

    I like the Taurus, but my previous Taurus did need a new transmission at 75K so I thought an extended warranty on this Taurus might be a good idea.

    Just wondering if anyone in the forums has any comments positive or negative.
  • Kirstie_HKirstie_H Posts: 10,876
    I can't comment on the pricing, but if you plan to keep your Taurus for a long time, you probably made the right decision. I had a Mercury Sable (same car), and my transmission went out at 60K. If that happens, then the warranty will pretty much pay for itself. Until then, at least you've got peace of mind that you don't have to worry about the cost of that or any other major problems.

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  • tc1809tc1809 Posts: 1
    I was shopping for a warranty for my new 2006 Ford Fusion because I was interested in the warranty but the price the dealer shot me was too high. I found Midwest Ford Lincoln Mercury in Hutchinson, Kansas to be the cheapest. I asked them about a 6 year / 75,000 mile Powertrain Care, becuase I was trying to keep the cost down, when they hit me at $630 with a $200 deductible I decided that I would upgrade to the Premium Care which covers the same components as the factory warranty and I was able to get it for $925, but I could have done the 5 year / 75000 mile premium care for $785. If you are buying a warranty for your Ford, you need to call them, they did everything by phone, I didn't have to hassle with a bunch of faxes and mail, it was done in 10 minutes.
  • The cheapest online dealer for Ford ESPs I have found is www.myFordWarranty.com. It is run by Saccucci Lincoln Mercury.

    I found it to be about about $100 cheaper than the others.
  • explorerx4explorerx4 Central CTPosts: 9,690
    i don't which others you are comparing to, but when i have requested quotes from lombard ford, they have sent a coupon to lower the price, although not every time.
  • dtownfbdtownfb Posts: 2,915
    Didn't Ford extend the powertrain warranty to 5yr/60k miles in July?
  • parkyparky Posts: 20
    No listing for a 2005 F150 in the mywarranty.com? Only 06 and 07. Seems bizzare.
  • parkyparky Posts: 20
    I thought that was for 07 models.
  • parkyparky Posts: 20
    just recv online discount today from fordwarrany.com for $185 via email good for 1 week. I think I 'll see if dealer will match or exceed.

    The only thing scaring me into a warranty is the electronics and hourly wages on newer vehicles. I enjoyed the days of pre electronic this and that vehicles.
  • audia8qaudia8q Posts: 3,138
    Did you try www.authorizedfordwarranties.com and compare their prices??
  • parkyparky Posts: 20
    Thanks for the heads up. They are the same amount as FordWarrantys. And they charge sales tax. Maybe buy out of state and save an additional $100.00.
  • cccompsoncccompson Posts: 2,388
    No, Ford's warranty extension also applies to '06 models that were sold on or after July 15, 2006.
  • tgrogtgrog Posts: 1
    I wondered the same thing. I have a 06 Mustang GT that is over 1 year old and bought 10/20/05, having under 36k miles on it. I am a member on The Mustang Source forum webpage that has dealers that are sponsors.

    4 year/ 100,000 mile Premium Care ($100 Ded.):
    Mustang Source sponsor (Chastang's Bayou City Ford) - $1040

    www.FordWarrantys.com - $1375 w/ email coupon $180 = $1195

    Academny Ford (Consumers Checkbook) - $1230
    www.checkbook.org/auto/ExtendedService.cfm

    My local dealer first quoted me:
    $1760, then said he'd made a mistake as we were about to leave, offering me $1340. He said he'd call me back if he could get it lower.

    I called several dealers and haggled, not fun and a waste of time. I did NOT have to haggle with the lowest price here. I just asked and he told me how much over Dealer price they were selling it for. So there are bonuses in being apart of a forum.
  • joel0622joel0622 Posts: 3,302
    That $1040 is dead cost. Cost is $940 + $100 surcharge for being outside your 12/12. With the standard $100 deductible
  • glass32glass32 Posts: 1
    Does anybody happen to know what the dealer cost is for 6YR 100k with 100 ded on a new Mustang (V6 Conv)?
  • joel0622joel0622 Posts: 3,302
    I am assuming you want Premium Care. If you do it would be $1010 + tax. I might know where you can buy one for that price ;) :P
  • gardinerrgardinerr Posts: 39
    When comparing our online warranty stores to local dealers prices you must also remember that some states charge sales tax on the price of the warranty.

    If you live in the following states your dealer must charge sales tax.

    Arkansas
    Kansas
    Ohio
    Virginia
    Connecticut
    Louisiana
    Pennsylvania
    Washington, D.C.
    Florida
    Nebraska
    South Dakota
    West Virginia
    Hawaii
    New Jersey
    Tennessee
    Wisconsin
    Iowa
    New York
    Utah

    MyFordWarranty.com
  • joel0622joel0622 Posts: 3,302
    I sell allot of Service Contracts to folks out of state over the phone for just that reason, they don't have to pay sales tax and it saves them around $100.
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