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Replacement Cost by Insurance Company for Totaled Vehicle
I totaled my new 2004 Mustang and the insurance company wants to pay me for the vehicle what it's worth BUT DOES NOT INCLUDE SALES TAX, LICENSE, DOC FEE, ETC.
Shouldn't they to replace the vehicle -- that's what it cost to replace it!!! I already paid the sales tax once, SHOULD I HAVE TO PAY IT TWICE ???
This is how they figured the total value:
17646.00 2004 Mustang
1429.33 sales tax
13.75 title fee
15089.09 ins co retains salvage value
4438.57 salvage value
10650.61 owner retains salvage value
IS THIS RIGHT ????