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Audi A6 Lease Questions



  • mishmash1mishmash1 Posts: 16
    I feel I could have done better. There are $3500 in incentives out there. I captured only about $2357 of it. But after going to 5 dealerships I had enough. Thank you all for your help and posts.
    A6 3.2 Quattro
    MSRP: $55815
    Cap Cost:$51061 +AUDI CARE($650)
    RESIDUAL: 50%
    MF: .00018
    Monthly $690
    Down: $1500 (Audi cash)
    1st month ($690)
    bank fee ($575)
    CONVEYANCE FEE???(added profit I guess) ($239)
    DMV ($155)
    Hope this helps some of you get a better deal!
  • jpdcjpdc Posts: 17
    Thanks luvaudi. That's a valuable perspective. I wonder why my sales guy said otherwise. He must know that I'll be ticked off if the deal he offers me is worse than I could have gotten earlier. Maybe he's just inexperienced.

    In any case, we're past May 2nd, so the old deal must have expired. I see a new lease deal on the A6, but it's not quite apples to apples. Does anyone know what the component parts are -- especially MF?
  • luvaudi19luvaudi19 Posts: 34
    Lease deals have gotten worse. MF stays the same at .00018. However, the resiudal dropped 2pts across the board for A6s (except the S6 which only went down 1%). Incentives now are $2500. (The $1500 expired and has not continued), and Audi is paying the 1st payment.

    As predicted, the lease payments are up compared to last month. Still a good lease though.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Congratulations on getting your new A6, mishmash1. Thanks for stopping back and snaring the details of your lease with everyone. Make sure to stop by the Dealer Ratings & Reviews section of to share your thoughts on your recent dealer experience as well. Enjoy your sweet new ride (I've always liked the A6) :shades: .

    Prices Paid: Buying & Leasing Experiences Forum
  • clh40clh40 Posts: 1
    thanks for the info., can you tell me which dealer/saleperson you are dealing with as I am looking for an A6 lease in DC, did not have great experience at a dealer in VA?
  • colonotecolonote Posts: 7
    Does the Audi lease incentive ($2,500 cash back to dealer + pay 1st month's payment) also include waiving the $595 acquisition fee?
  • luvaudi19luvaudi19 Posts: 34
    Security deposit is waived, but the acq fee of $575 is not. However, Audi Financial requires it to be in the cap cost (actually works in the consumer's benefit) rather than due upfront.
  • jpdcjpdc Posts: 17
    Glad to help clh40. The dealer is Rockville Porsche Audi in Rockville, MD. We're not supposed to identify specific salespeople on these bulletin boards, so I'm reluctant to give a name. But he is their Internet sales specialist, so he should be pretty easy to track down.

    If that doesn't work, come back and we can figure out a way to do this off line.

    Good luck and let us know how it turns out. I'm not far behind you. My lease expires on July 2nd and I've pretty well decided to get another A6.
  • pharmxpharmx Posts: 2
    Leased yesterday in central NJ - here are the final details:

    A6 3.2 Quattro
    Premium package/iPod adapter/Audi care package included

    $ 3500 down payment
    $ 600/month for 35 months (Audi is picking up the first month's payment)
    Lease termination payment of $ 350
    No other payments whatsoever

    All NJ taxes included in the down payment.
    Money factor: 0.00018, RV = 49%

    This car ROCKS :-)
  • leaze4leaze4 Posts: 9
    Thanks, actually we were there this weekend -- did not get into lease details -- but drove A6, A5 -- the A5 is amazing -- makes me seriously consider waiting for the A4 which, as I understand it, will have same interior, engine, etc. options as A5 -- the A5 engine, shifting, general feel was superior to the 08 A6 -- the only problem is trying to figure out how the lease terms on the 09 A4 will compare...certainly they will be less favorable, but by how much...thanks for the info on the dealer, btw, I don't know if we met with the internet sales person, but will try to figure that out & pin down the lease differences, subsidies, etc.

  • leaze4leaze4 Posts: 9
    actually, I was wrong we were at the Mile One/Herb Gordon dealers, will check out Rockville, thanks, CLH
  • colonotecolonote Posts: 7
    After you have the total cost of the car, how do you use the lease money factor to determine the monthly lease payment?
  • minaminaminamina Posts: 3
    Hello, growing up, my family has only owned cars and I also have only owned cars up until this point. Right now, I am considering leasing a car and this deal caught my eye:

    2008 Audi A6 3.2 Quattro
    $639* lease per month for 36 months
    Now through July 2, 2008

    Down payment: $0
    Refundable security deposit: $0
    Acquisition fee: capitalized within lease contract ($575)
    First month's payment: $0
    Amount due at lease inception: $0

    Excludes taxes, title and dealer fees

    *36-mo. closed-end lease offered to qualified customers by Audi Financial Services through participating dealers. Must take delivery by 7/2/2008. Rate based on $50,425.00 MSRP of 2008 Audi A6 3.2 Quattro with Premium Package (includes destination charge). Purchase option at lease end for $24,204

    I notice people here discussing deals different from this, even in the Washington DC area. Is this deal pretty much a rip-off? Or is it a good one that I should pursue? Also, how hard is it to qualify? I do not have much in the way of income or collateral, but I do have excellent credit (770+).

    Just completely new to this whole leasing concept....
  • pamipolipamipoli Posts: 1
    Hi. I've been looking to lease the same car. I'm curious how you go them down to $600 per month b/c is offering 639 per month at 10K miles. I need 15K and two dealers in NJ are telling me just to add another $45-50 to the payment so that woudl bring the lease up to $684 per month NOT including tax. They plugged no figures into the computer figuring out residuals or money factors. Also, does the audi lease include maintenance b/c one dealership offered to include maintance. Please advise.
  • rjlaerorjlaero Posts: 659
    lease deals on the Audi website are always very aggressive. They require a sizeable discount from the dealer, and all extra dealer money(s) and the lowest money rate factor are used in these ad to amke it attractive. So this add is not a rip-off.
  • minaminaminamina Posts: 3
    Thanks, so the deal is not a rip-off... In fact, it sounds very good if you're calling it aggressive.

    But now the question is, what are the chances of a dealer honoring these promotions? Oh well, I guess I'll be finding out when I start go shopping in the coming month...
  • mzigmzig Posts: 1
    i would assume we'll continue to see more "aggressive" A6 lease deals from audi in the next couple months. i'm in minneapolis and don't get the sense that '08 inventories are getting cleaned up much and dealers are still getting '08's from germany. am i way off base here? i realize the offset is residuals (continuing to fall) but inventories will always override this factor. am i missing something here, or will i benefit waiting till july to negotiate a new lease?
  • luvaudi19luvaudi19 Posts: 34
    Realize this is completely an assumption, but I think that A6 leases really cannot get any better. The A6 lease was actually less expensive in April than it is currently.

    With BMW FS recently hiking lease payments, I think most captive companies are going to follow suit.

  • srynsryn Posts: 27
    I realize that this is a lease board, but I don't see any discussion re the Audi purchase/balloon program. I drove a 4.2 last weekend. In just generally discussing acquisition options w/ the salesperson (cash buy, finance, lease, etc.), she mentioned the balloon program is a buy program with a lot of lease features and, currently, has an interest rate that is a lot lower than the embedded interest rate / money factor in the audi lease program. She mentioned that the balloon program interest rate was only 2.9%, while the lease interest rate was 7%. Further, the balloon program, like a closed end lease, contains an annual mileage allowance and allows the buyer to turn the car in after a pre-determined period of time (e.g., 36 mos; 42 mos; etc). The interim payments are lease-like in amount; sometimes better.

    Has anyone had any experience with this?
  • jpdcjpdc Posts: 17
    I think you're talking about the Premium Purchase program -- which is what I opted for in 2004. It's definitely a good option, and works very much like a lease, but you have to run the numbers.

    For instance, I'm paying 1/2 % interest, virtually nothing and just a tiny fraction above the subsidized rate that was available for leases at the time. So there wasn't any advantage one way or the other. The tax was a bit higher because I had to pay the whole sales tax at the front end (albeit rolled into my cap cost) rather than the lease tax payment, which is paid in installments as you make monthly lease payments and only applies to the portion of the car's value that you "use" (about half over the life of the lease). But I didn't have to pay any of the lease fees (acquisition and disposition fees). I'm actually in the process of turning in the car, and it's working just like a lease would -- with one added benefit. Audi is willing to finance my balloon payment at my existing subsidized interest rate. And that's way below market. It's even below the subsidized rate on certified used Audis.

    When I ran the numbers, this program came out marginally cheaper, so I went for it and have no regrets. But I don't see any reason to do it unless it's cheaper.

    Right now, the lease money factor on an A6 3.2 is less than 1%. I don't believe the 4.2 has a similar subsidy, so it sounds like you're getting pretty straight information.
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