Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!





BMW 5-Series Lease Questions

1103104106108109140

Comments

  • Is this a good deal?

    Car 2011 535i
    Package 1
    Package 2
    Sports package
    Black Saphire Metallic ($550)
    MSRP $60425

    Negotiated Cost: $54,735
    Money factor: 0.00195
    12K miles per year (3yr lease)
    Residual 58%

    Adding:
    Wheel, Tire insurance (curb scuff marks included) Plus Dent Coverage: $1648
    Title&Registration: $68
    Taxes: $1788
    Acquisition Fee: $925
    Processing Fee: $399 (dealer added fee - non-neotiable)
    New Total: $59563

    Capitalized cost reduction: $6757
    Lease payment $685

    Good deal should I go for it?
  • My deal is as follows on this car. 61,175 msrp, wit a cap cost of 54712.46-1,000 rebate =53712.46.

    Money factor is .00185. I am paying taxes, bank fee ( 725) and first month, 719.00 up front. My monthly lease is 719.00 for 36 months. I think this is an ok deal but know that there is some play in money factor. I was told that I could have lower money factor or not have rebate. I think this is true but wonder if there would be savings with say, a money factor of .00165 and no 1k rebate. Am I missing something? Just don't want to overpay. I am in NY.
  • residual is at 55%. I know it was higher earlier in year and currently on some other models.
  • ezinn12ezinn12 Posts: 15
    edited September 2011
    Guys, to qualify for the loyalty incentive, is it ok that if I had a Mini financed through BMW fin serv. that I paid off 3 months ago?? What is the longest time I can go and still qualify?

    Eric
  • Carman, can you provide October MF's and residuals for the 528, 15K miles, 36 months?

    Thanks.
  • Hi kssod1. Vehicles' lease payments are always calculated using a percentage of their full MSRPs, including the destination charge and the MSRPs of any options that can be residualized.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • Hi awhat. BMW Financial Services' October buy rate lease money factor and residual value for a 36-month lease of a 2011 535i Sedan with 15,000 miles per year are .00195 and 56%, respectively for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical lease of an '11 550i Sedan are .00195 and 59%.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • Greetings chadmandel. BMW Financial Services' October buy rate lease money factor and residual value for a 36-month lease of a 2011 528i Sedan with 15,000 miles per year are .00195 and 55%, respectively for consumers who qualify for its top credit tiers.

    The money factor for loyal customers would be .00030 lower.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • ltyentaltyenta Posts: 20
    Hi Guys,
    I am still on the hunt for a car. Now considering the 2011 535 XI 10k year lease. Can you post the rates and rebates if any?

    Thanks,
    LT
  • kball2kball2 Posts: 38
    It appears as if there are 3 incentives on 2011 535xi - loyalty cash of $1,000, $1,730 option credit (for navigation?) and $1,500 credit. Is this correct?

    I am interested in a 36 month lease at 10k per year or a 24 month lease at 10k per year. Can I please have the lease rates for these combinations?

    Thanks
  • Please tell me where you found this deal. I'm in Dallas, and no dealer would come close to it. I never get the extras, but i have a buddy wih a 5 series that did and has already used it on two tires that formed bubbles (although i bet it would have been covered by his tire warranty).
  • kball2kball2 Posts: 38
    Can the subject credit only be applied towards a vehicle that is equipped with navigation?
  • cameron13cameron13 Posts: 1
    edited October 2011
    i am lokoing at 2011 528 i, i am lost on how the dealer is still at a 550 payment 36 months with 6K down, using 55% model and the money factor in above messages. please help, they said it is a 49K car they are selling for 41K with trade/down.
  • hirischirisc Posts: 4
    You can plug in your respective numbers, money factor, and residual and determine your payment here:
    http://www.leaseguide.com/calc.htm

    G/Luck on your purchase
  • sonyswsonysw Posts: 34
    edited October 2011
    Instead of putting money as downpayment (you will lose the money if your car totaled), I would put money for security deposit to buy down the money factor. You will get your money back at the end of the lease. This is what I got for car with MSRP $48250 528i. 10K 36 months lease

    $1,900 = Drive Off (including license, fee and first month payment)
    $4,200 = Security Deposit ($600 x 7)--will be returned by BMW at the end of the lease
    --------
    $6,100 = Cash Due at Signing
    $564.88 = Monthly Payment including Los Angeles County Sales Tax (8.75%) x 35

    OR

    $1,900 = Cash Due at Signing (Not buying down MF)
    $603.96 = Monthly Payment including Los Angeles County Sales Tax (8.75%) x 35
  • Hi Carman,
    I reacall there being a fairly high residual for the 550i xdrive GT in September. Not sure if it carried over.

    Can you please provide the MF and residual for October 2011? I presume we are talking 2012 at this point with limited availability on the lots.

    I need 24 / 12 and 36 / 12.

    Not sure if the nav credit or 3500 build out applies to the 2012's. Any other incentives you are aware about except the .00030 loyalty?

    Thanks for all your help!
  • ezinn12ezinn12 Posts: 15
    Experts,

    What discount do you expect I should be getting on a 2011 535i (prem 1&2) demo with 7k miles?? I am trying to negotiate a price and so far just got about 6k off on an MSRP of 61k. I am guessing it should be more like $8k, especially since I get a nav and loyalty incentive. Any suggestions??
  • ezinn12ezinn12 Posts: 15
    Carman,

    can you please post the current lease rates for a 2012 528i 12k/36?? Is their any place that we can find these rates posted monthly??

    Eric-
  • I'd be happy to help you out, ltyenta. BMW Financial Services' October buy rate lease money factor and residual value for a 36-month lease of a 2011 535xi Sedan with 10,000 miles per year are .00195 and 58%, respectively for consumers who qualify for its top credit tier.

    The money factor would be .00030 lower for loyal customers.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • You are correct, kball2. All three of those cash incentives are indeed available on this car right now.

    BMW Financial Services' current buy rate lease money factor and residual value for a 24-month lease of a 2011 535xi Sedan with 10,000 miles per year are .00195 and 64%.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • Yes, that option credit is indeed only available on units that are equipped with nav. There actually is a $1,000 credit on non-nav units, but I doubt that you will be able to find many on dealer lots.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • Hi vonshannon. BMW Financial Services' October buy rate lease money factor and residual value for a 24-month lease of a 2012 550i GT xDrive with 12,000 miles per year are .00195 and 73%, respectively for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical 36-month lease would be .00195 and 67%.

    The loyalty offer is the only incentive that is available on the 2012 model right now.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • Here you go Eric. BMW Financial Services' October buy rate lease money factor and residual value for a 36-month lease of a 2012 528i Sedan with 12,000 miles per year are .00195 and 56%, respectively for consumers who qualify for its top credit tiers.

    The money factor would be .00030 lower for loyal customers.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • ezinn12ezinn12 Posts: 15
    Thank you Car.man. It's either .00030 or $1000 for loyalty, correct?

    Eric
  • jit3jit3 Posts: 3
    edited October 2011
    Carman and kyfdx what is the 2012 535i residual and money factor for 12k lease? Thanks
  • hirischirisc Posts: 4
    Yes, correct. You can choose either of the two.
  • hirischirisc Posts: 4
    .00195 and 54% @ 12k miles. 52% on 535xi w/ 15k miles. HTH
  • Carman, Can you tell me the mf and residual in october for a 2011 535 xdrive for 3yrs and 15k? Thanks!
  • So i am pretty new when it comes to cars. So i want to lease maybe in like February of next year a 2012 bmw 535ix. So if anyone can please help me and break down what the residual value means? And what would be a good deal with someone who has least one car before for 39 months.
  • ezinn12ezinn12 Posts: 15
    Car_Man,

    In your experience, have you seen the money factor lower in November/December than the rest of the year??

    Eric-
This discussion has been closed.