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BMW 5-Series Lease Questions

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  • CarMan@EdmundsCarMan@Edmunds Posts: 38,518
    edited July 2012
    I can certainly understand, bmw_nepa, they can be pretty confusing sometimes :) . BMW Financial Services' buy rate lease money factor and residual value for a 36-month lease of a 2012 535i xDrive Sedan with 10,000 miles per year are .00145 and 55%, respectively.

    I believe that there is a $2,500 option allowance and $750 owner loyalty cash on leases of this car right now. If you are able to negotiate a selling price of $1,000 over invoice minus any available cash incentives then yes that's how your car's capitalized cost would be calculated.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,518
    edited July 2012
    Hello Charles. BMW Financial Services' July buy rate lease money factor and residual value for a 24-month lease of a 2012 528i Sedan with 10,000 miles per year are .00145 and 64%, respectively for consumers who qualify for its top credit tiers.

    The numbers for an otherwise identical 36-month lease are .00145 and 58%.

    There is a $1,500 option allowance and $750 loyalty cash on leases of this car right now.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,518
    Hi pacdecimal. The incentives that you mentioned are correct.

    Car_man
    Host
    Prices Paid: Buying & Leasing Experiences Forum
  • ckrelingckreling Posts: 21
    Car_Man - thanks so much :)

    Charles
  • pacdecimalpacdecimal Posts: 26
    Thanks again Car_Man. Now, if I can get some dealers to return my e-mail then I can start negotiating.
  • Hi Car man - if credit score is medium/mid tier, how much would I see an increase in the money factor? I have leased 3 BMWs via BMWFS for the past 5 years but I just checked my credit score and it's fallen a bit.
  • Hi Car Man,

    My current 528xi lease is going to end in 10/31 with $600/month. I would like to lease a 2012 535xi with Techology pkg, cold wether, premium pkg, BMW apps, Sat radio -MRSP $62,148 (invoice price$57,500)

    Dealer offered $700 (pretax-$740 after tax)m for 36 months and 10,000, and will end my current lease, is this a good offer and $4000 plus $1000 tax.

    Or should I wait to end of my lease and get better deal on 2013 models with higher residual.

    Thanks in advance.
  • kmf0405kmf0405 Posts: 1
    What is the current residual and money factor for a 2012 BMW 535i @ 12,000 and 15,000 miles ?
  • danimal77danimal77 Posts: 13
    I was offered 2012 528xi with 10,000 miles (former service loaner with MSRP 56,900) for 44,900. Lease is 595 per month (36 month/12k) with 4,000 down. Can someone comment on this deal? I think with no money down the monthly payment would raise about 120 dollars, so around $715. I am a bit concerned because I am told a brand new one would lease at 699 per month including tax (6.75 in Ohio) with no money down. Can someone comment please.
  • bltzkrgbltzkrg Posts: 1
    Danimal77, Do you have the residual value? and the $4,000 was not just cap cost reduction right? It was total out of pocket?

    Based on current lease rates promo deals.
    You should be in the $500~ because of the huge discount from 56.9k to 44.9k (11k difference~)

    Your lease payments should be very low with the down payment and 12k miles a year...

    $699 with tax and fees is still high, depending on the packages/options you get... in NJ (7% tax) we are able to get a 528xi premium for mid $650~ with total out of pocket of $4,000
  • insidecarbuyinsidecarbuy NYCPosts: 95
    I just helped my friend get this deal on a new 2012 528xi.

    MSRP - $56,575
    Invoice - $52,614
    Loyalty - $750
    Option Allowance $1,500
    BMW USA Drive Event $1,000
    Behind Invoice - $,1500

    Selling price - $47,864

    Money Factor .00145
    Residual for 12,000 miles 58%

    Out of pocket total - $2,937.11
    Bank Fee - $725
    Transfer plates - $100
    Doc Fee - $75
    NYS Inspection $10
    NYS Tire Fee - $12.50
    Taxes - (7.375%) $1,479.56
    First Month $535.05

    Monthly payment for 36 month term $535.05
  • ckrelingckreling Posts: 21
    Could you tell us which dealer or at least PM me the dealer as I am trying to convince Concord BMW (California) to do a similar deal.
  • Hey, go to Concord and ask for Danny, say Seva with white 528iM-sport sent you. See what he can do for you. Good Luck!
  • audi42audi42 Posts: 5
    Hi Car Man,

    I'm was just offered the following deal in Norther VA. 535ix with Premium Package, Technology Package, Cold Weather Package, Sports Package, Sirius, Sports Automatic Trans, and BMW Apps with a sticker of $66,245 and a sell price of $57,807. The lease price they gave me for 36mo and 12,000 miles was $795 for Tier 1 credit. But the number don't add up to me. The sales man told me he was using .00175 instead of .00145 for the money factor and the residual value is 59%. The monthly lease payment I come up with is much cheaper than what they have.

    Could you tell me what the correct lease payment should be along with the money factor and residual value. Also all taxes are paid up front.

    Thanks in advance Car Man
  • eagajanyaneagajanyan Posts: 11
    I was wondering if someone could double check the math presented here, I have used edmunds lease calculator and it shows payment which is much higher than stated by insidecarbuy. Is there anyone who could verify these numbers, if so what online lease calculator do you use. thank you.
  • Hi Audi,

    I just leased a similar car w/sports package and pull ahead of current 535xi for 3 months ($600x3), MRSP was $62,000 with total $5000 down that includes everything tax, and destination charge, and $800 damages to the last car, my monthly lease is $700 including tax, i also had a $500 credit by downloading app called ultimatedrive and request a test drive thru the app. Also this was my fourth BMW lease,2012 535xi black. Good luck.
  • I just got this same car from VOB (sticker also of 66245) for 730/mo with 5k down (that's with BMW Loyalty, USAA Insurance and 500 dollars from ultimatebmwapp.) You can sub the USAA for the USA Drive 1k discount. I probably could have gotten to 715 but honestly the guys were great there and I was in and out in an hour. Michael Zheng is the guy if you go.)
  • Car_Man could you please post August rates if they are available. For both 2012 and 2013 models.
    Thanks
  • Would you please post sale price of the car and residual number, number of months is the lease and miles/yr. thanks in advance.
  • Was offered 680/monthly payment with 3K drive off(out the pocket) on 535xi w/ Premium, Technology and Cold for 36 months lease with 15Kmiles/year. I still think its too much profit for the dealer. Can someone please explain how this lease posted here by someone would be possible.

    MSRP - $56,575
    Invoice - $52,614
    Loyalty - $750
    Option Allowance $1,500
    BMW USA Drive Event $1,000
    Behind Invoice - $,1500

    Selling price - $47,864

    Money Factor .00145
    Residual for 12,000 miles 58%

    Out of pocket total - $2,937.11
    Bank Fee - $725
    Transfer plates - $100
    Doc Fee - $75
    NYS Inspection $10
    NYS Tire Fee - $12.50
    Taxes - (7.375%) $1,479.56
    First Month $535.05

    Monthly payment for 36 month term $535.05

    Numbers do not add up assuming cap cost of the car $47,864.
This discussion has been closed.