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2013 and earlier BMW X5 Lease Questions



  • Thanks. I assume your lease was a 36 month / 36K mi. lease as well. I know my lease payment was calculated on a .0027 MF, so I wonder how you got your payment so low with no down payment or security deposit. Lower cap costs? Lower MF? Just curious to know where I am loosing on my battle.
  • vat69vat69 Posts: 10
    Hi, I wasn't interested in the 4.8 so did not dig into the details. I do know that the lease rates for 2007's were .0023 and probably even less now with the owner loyalty in place. Also they are knocking off a good chunk on the MSRP. The only reason you should go for a 2007 is if your monthly payment would be less than for the 2008's. With the lease rate reduction in the 2008's the gap has narrowed significantly.
  • 36 month Lease w 15K miles
    MSRP: 46,675 ( Base model, nothing else)

    $2000 drive off , $735 inc. 8.25% tax.
    Los Angeles County.
    mf of .000285
  • slojoslojo Posts: 6
    I would like to lease an X5 3.0 with:
    Premium package, Tech package, rear climate package, comfort access, auto trunk gate, and satellite radio
    MSRP 55,020

    What is the current MF and residual for 36/12,000? Are we eligible for the past owner discounts if we sold a 3 series in August?

    A local dealer offered me $841+tax based on:
    selling price of $52,800 with 2600 upfront (says includes 1st, security, and $850 inception), based on MF .00310 and 60 residual

    Is this a good deal and if not where should I be around?
  • vat69vat69 Posts: 10
    Your getting ripped off. The MF is .0027 and for returning customers it is .0017. W/ the higher MF the monthly s/b around $780 plus tax. With the reduced MF around 700 plus tax
  • slojoslojo Posts: 6
    Thanks, I figured as this was their initial offer. Do I qualify for the returning customer rate if I don't currently own a BMW (sold it in August)?
  • vat69vat69 Posts: 10
    I was told by the Dealer that as long as you owned one within six months you would qualify.
  • Hey guys,

    So MF for 08 x5 is .0027 and if you qualify for loyalty program it goes down to .0017. How about 07 X5s? I've read that it's .0023 and does the loyalty program work for 07s as well? So would it go down to .0013? Is .0023 right? Can somebody help me out. I'm planning to lease one this wednesday. :confuse:
  • No, the OLP only applies to 2008 models, not 2007. Regardless of the situation, the money factor is never going to go down to .0013. If you're going for an '07, the only way to lower your payment is to negotiate down your net cap cost.
  • Thanks a lot chrisjur. Do you happen to know the residuals for 07 models?
  • I was told by the dealer the current loyalty program for the X5 for returning customers ends on 1/2/08. Is this true or is it running for a longer period of time.What is the residule for 3yr/45000 miles
  • Not sure what the residual is for the 07 models.

    Residuals for a 3yr/35K lease on a 2008 3.0 is currently 58%.

    And pursuit, yes, the current owner loyalty program ends on Jan 2. Nobody has any idea whether they will extend it. If they tip their hap too early, they'll lose out on last minute sales in December, so I suspect no one will know until Jan 3rd ;)
  • vat69vat69 Posts: 10
    The residual on a 3yr/36k lease is not 58% but 60%.
  • Apologies, that was a typo and I didn't even answer the question that was asked...

    The residual for a 36 month/*45K* mile lease is 58% - there is no such thing as a 35K/year lease (duh).
  • And just to further clarify, the 2008 rates (non-owner loyalty program) are:

    2008 BMW X5 3.0si 4WD SUV
    24 Month – Residual 68% of MSRP – .00275 Base Rate
    36 Month – Residual 58% of MSRP – .00275 Base Rate
    48 Month – Residual 44% of MSRP – .00310 Base Rate
    60 Month – Residual 36% of MSRP – .00310 Base Rate

    2008 BMW X5 4.8i 4WD SUV
    24 Month – Residual 68% of MSRP – .00275 Base Rate
    36 Month – Residual 58% of MSRP – .00275 Base Rate
    48 Month – Residual 40% of MSRP – .00310 Base Rate
    60 Month – Residual 33% of MSRP – .00310 Base Rate

    These are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k miles per yearr on all terms.
  • This is the best the dealer will offer here in California for a '08 X5 3.0:

    MSRP: $51,225
    10K miles/yr. (our preference)
    $1,969 drive-off
    $678.01/mo. including tax

    Note: this is with the reduced MF since I am a returning BMW customer.

    Do you guys think I can do significantly better or am I just fighting for pennies at this point?
  • vat69vat69 Posts: 10
    This is exactly the deal I got in the Bay Area and I shopped at 12 Dealers!! My sales tax rate is 8.75, if your's is lower the difference may be 5 bucks at most.
  • knokno Posts: 7
    This is my deal in So Cal. I think it's a similar deal to yours...figuring about $30 more for each $1000 added MSRP.

    MSRP: 53725
    36 months
    10000 miles per year
    Owner loyalty money factor .00170
    Monthly payment 728
    Drive off 1207
  • All,

    On December 28th, finally I pulled the trigger on a monaco blue fully loaded 07 X5. Everything started when I decided to get the new infiniti suv ex35 because of it's techy features. I wanted a fully loaded one and price went up to 46K. I said to myself I can easily get a base + tech package bmw x5 and at the end of the day I would be driving a bmw instead of a nissan. I'm a big bmw fan and I have a 325ci in my garage as well. Anyways, 07s had really good deals and very little difference with 08s. So I decide to go with this one. It's much more than what I was aiming for but what the hell. I'll living it up. It's amazing. Here is a full list of features it has on the car.

    I leased at invoice minus 2500 lease cash with .0023 mf and threw in 2K to bring my monthly payments to $650. (10k miles) Can't get better than that. I love the car. I went to buffalo, ny for new years eve. On the way back I drove through a snow storm without any problems.

    Just wanted to share my experience.

    Description MSRP
    Model 0764 X5 3.0si USD 45,900.00

    Color A35 Monaco Blue Metallic N/C

    Upholstery LUB4 Sand Beige Nevada Leather N/C

    Options ZCW Cold Weather Package 900.00
    248 Heated steering wheel

    464 Ski bag

    494 Heated front seats

    502 Retractable headlight washers

    ZPP Premium Package 4,050.00

    319 Universal Garage Door Opener

    402 Panoramic moonroof

    430 Auto-dimming interior and exterior mirrors

    431 Auto-dimming rearview mirror

    488 Lumbar support

    493 Storage package

    4AB Dark Burl Walnut wood trim

    4NA Digital compass mirror

    563 Ambient light package

    639 BMW Assist with Bluetooth System

    ZPS Premium Sound Package 1,800.00

    672 6-disc CD changer

    677 Premium hi-fi system

    ZRC Rear Climate Package 700.00

    4NB 4-zone automatic climate control

    761 Privacy glass

    ZSP Sport Package 3,600.00

    ZTP Technology Package 2,600.00

    3AG Rear-view camera

    508 Park Distance Control

    609 Navigation system

    620 Voice activation

    6UH Real Time Traffic Information

    322 Comfort Access system 1,000.00

    328 Running boards 300.00

    330 Sport Package

    255 Sports leather steering wheel

    2RY 19" Light-alloy wheels Star Spoke (style212...

    2VA† Active Roll Stabilization and Electroni...

    481 Sport seats

    760 Shadowline trim

    775 Anthracite headliner

    417 Rear manual side window shades 250.00

    96 Heated rear seats 350.00

    653 HD radio 500.00
    655 Satellite radio 595.00
    6FL iPod and USB adapter 400.00

    Net Total


    Destination Charge


    Total Suggested Price

  • ostexoostexo Posts: 1

    As a new user to the forum and a prospective X5 buyer I would greatly appreciate it if I could get some input as to this deal one dealer is offering us on a 2008 X5 3.0si in the Pittsburgh PA area: The vehicle includes:

    Cold Weather Package
    Premium Package
    Rear Climate Package
    iPod and USB adapter

    MSRP $51,625

    Sell for $49,300

    15K miles per year

    36 Months

    58% Residual

    $0 Down

    Total initial charges are:

    Disposition fee: $350.00
    Security Deposit: $900.00
    Acquisition Fee: $625.00
    Fees and Insurance: $158.50
    Upfront Taxes: $62.50

    Total Initial Charges: $2599.85

    Base Payment: $776.23
    Total Payment: $853.85 per month

    This vehicle is on their lot, so there isn’t a dealer trade situation or custom order issue. The MSRP reduction seemed a little low to me and the initial fees don’t look right to me, although I will have no problem paying for them if they are legitimate fees. Any comments would be very helpful. Thanks in advance.
This discussion has been closed.