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2013 and earlier BMW X5 Lease Questions



  • My partner and I recently put in a lease order for a BMW, 2012 X5 35I Premium, with Technology and Convenience Package, Multi Contour Seats, Running Boards and Satelite Radio at Manhattan BMW. - The MSRP is 62K

    The Terms are:
    - 36 months with 10,000 Miles a year with $4690 initial down payment (including upfront taxes)

    Monthly Payment = 924.23

    Were we taken for a ride - Was it a highway robbery???
  • nlezzonlezzo Posts: 7
    that doesnt sound to kosher I built a simmilar model online for msrp 60k and the estimated payment with 4000 down was 710 That was excluding taxes ect but you figure you should be able to negotiatie some money off of the internet estimate so i figure even with Taxes and titles 700-750 max is where it should be i think?
  • mlevinemlevine Posts: 203
    The X5 seems to be a very hot vehicle, very minimal showroom inventory. One is not going to get any good deals as far as I can tell. I see to much money being put down for leasing. Remember one is not buying this SUV. I would use the money to decrease the money factor, as this upfront money is returned at the end of the lease.
  • gcookgcook Posts: 29
    what do you mean use the money to decrease the money factor? I see the same thing. Nobody has a deal cuz they say 2011 is out and 2012 is new...
  • mlevinemlevine Posts: 203
    I believe BMW will allow multiple security deposits to buy down the money factor on a lease. 2011 X5 35 diesels are around, but still very few. One must order 2012 X5 bases, premiums, or sports. I believe due to limited availability and also it being a popular vehicle, one is going to pay a high price for the X5.
  • beopersonbeoperson Posts: 54
    Numbers should be available today, does anyone know what are they for X5 35i and 35d?
    Is ecco rebate still available?
  • treydyertreydyer Posts: 3
    What dealer were you at in Dallas? That price is way below what I've been offered and wanted to visit them to see what they are offering.
  • treydyertreydyer Posts: 3
    2011 x35d
    Sport Activity Package
    Cold Weather Package
    Premium Package
    Rear Climate Package
    Technology Package
    Comfort Access
    Running Boards
    20" Wheel
    Roof Raiks
    Satellite Radio

    Destination Charge 875

    MSRP 65,975
    Sell Price 61,975 (I'm working on getting this lower as all it is is eco+ $500)

    10,000 Miles per year

    $3000 down is $1027 per month.

    They would not tell me the money factor or the residual. Do the dealers have the ability to increase these above or below BMW financial????

    Thanks in advance for your help.
  • treydyertreydyer Posts: 3
    Does anyone know if the buy rate and risiduals moved from April to May or if there is an increased incentive for the 35d? I know they came out yesterday or today and likely it is not known yet, but I have a short fuse to buy a car (some vandal went ballistic on mine and the insurance company has given me 7 days). Any help would be appreciated.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi innajl. You're much better off going with additional security deposits over a capitalized cost reduction. Both provide lower monthly payments, but you actually get the security deposit back at lease-end and the cap cost reduction is just gone.

    I would be happy to work up a sample lease payment on this truck for you, but in order for me to do so I need you to provide me with its approximate selling price, or at least its dealer invoice price first. Let me know and I'll crunch some numbers for you.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi beoperson. BMW's new May buy rate lease money factor and residual value for a 36 month lease of a base 2011 X5 35i with 15,000 miles per year are .00175 and 51%, respectively for non-returning customers.

    The numbers for an otherwise identical lease of an '11 X5 35d are .00200 and 53%.

    The money factors for returning aka loyal customers are .00030 lower.

    The $3,500 Eco rebate is indeed still available on the diesel model.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hello treydyer. BMW Financial Services' May buy rate lease money factor and residual value for a 36 month lease of a 2011 X5 35d with 15,000 miles per year are .00200 and 53%, respectively for non-returning customers.

    This money factor is .00030 lower for loyal customers.

    The cash incentive on the diesel model is still $3,500.

    Prices Paid: Buying & Leasing Experiences Forum
  • mannydommannydom Posts: 29
    Hi Car_man

    You have always been helpful.

    What info do you have on BMWFS May buy rate lease money factor and residual value for a 36 month lease of a 2012 X5 35i with 15,000 miles per year? This would be my 3rd lease from BMWFS.

    For a 2012 35i with MSRP of $48,793.00 I have a quoted purchase price of $46,795.00 plus tax, title, lic and doc fee. Another dealership quoted an MSRP of $48,325 and purchase price of $46,392. What do you think?

    Thanks, in advance.
  • mannydommannydom Posts: 29
    edited May 2011
    Hi Car_man

    Please tell me what you think of the numbers below:

    0 down, Cook County Taxes included
    36 months 15000miles/year
    Sell Price $ 46,392
    Monthly payment $854.92
    Residual 54% ($26095.50)
    Money factor .00210
    Cap Cost $51041

    Due at signing
    $854.92 1st Payment
    $291.08 (Doc Fee, Cook Cty Fee, Title and License Transfer Fee)

    $1146.00 Due at signing

    Are the numbers fair?
    this is my 3rd lease from BMWFS from the same dealership.

    thanks again
  • beopersonbeoperson Posts: 54
    edited May 2011
    MSRP 58,975
    Negotiated Price 50,593 (includes 3,500 ecco rebate)
    Residual Pct 56
    Lease Term 36 (10K)
    Money Factor 0.002
    Sales Tax 8.875
    Monthly payment includes NY tax - $723 per moth

    My calcualtion of the lease payment is 719 however I dont know why but dealer calculated at $732 per moth. At this point I'm not going to debate about $3 per moth. I just dont get why dealer's math is different.

    By the way 42 month program produces $20 lower payment. 10K a year Residual is 52%.
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Thanks mannydom.

    According to the latest information that I have seen, BMW Financial Services' May buy rate lease money factor and residual value for a 36 month lease of a base 2012 X5 35i with 15,000 miles per year are .00200 and 54%, respectively for consumers who qualify for its top credit tiers.

    As a returning BMW FS customer you should qualify for a .00030 money factor reduction.

    The selling prices that you were quoted are probably around $1,700 or so over dealer invoice. I'm not sure what the market is like for this truck in your area right now but there's enough room to play with there that it wouldn't hurt to comparison shop a little with another dealer or two to see if you can beat this offer.

    Prices Paid: Buying & Leasing Experiences Forum
  • ckgizmockgizmo Posts: 2
    Hi All,

    Thanks in advance for your help with this.

    Does anyone know the MF and residual for a 42-month lease on the X5 35d?

    Also, just to confirm, I get 0.00030 off MF as a returning customer and max of 0.00049 for MSD, correct?
  • marc68marc68 Posts: 27
    What is the buy rate on a 2012 x5 sav for a 10k 36 month lease. I don't have loyalty? Also do you think it's possible to get a 4k discount off msrp on a 63k x5 sav? Thanks for your help.
  • greg157greg157 Posts: 4
    Hoping someone can help me.

    I'm looking at leasing the following:

    X5 xDrive 35i
    3.0 liter, 6 cylinder
    Base MSRP: $54,800
    Color: Space Grey Metallic
    Trim: Dark Burl Walnut trim
    Interior: Black Nevada Leather
    Convenience package: $3,500
    3rd row seat: $1,700
    Destination and handling: $875
    No money down
    3 year lease, 12,000 miles per year

    I've received a few quotes, but I'm looking for some market intel on what a ballpark monthly payment should be. Also, since I'm a novice at this, what factors should I be considering when vetting the quotes?

    I also had a dealer tell me that the lease payment on a premium package would be $20 less a month (compared to a base model with added options) due to a higher interest rate and lower residual value on the base model. Seems logical to me, but can any of you confirm this.

    Any help I can get from any forum experts is appreciated. Thanks.

  • bmwmibmwmi Posts: 1
    I am looking for the money factor and residual value for the following:

    2011 X5 3.5d

    12,000 miles and 15,000 miles respectively

    Are the May and June rates different?

This discussion has been closed.