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2013 and earlier BMW X5 Lease Questions



  • Thank You insidecarbuy. I have negotiated a good deal as far as price of the car is concerned,It's the lease aspect of the deal that they're trying to fool me.If they don't come around I will not lease. My latest numbers.

    MSRP 63525

    Selling price 53000
  • That's not what the person was asking, cavallorosso. They wanted to know if the residual value that is used to calculate vehicles' lease payments is negotiable. It is not.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi ex_sc400. The answer to both of your questions is yes.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi wtik. Unfortunately you are only eligible for the incentives that were available on your vehicle at the time that you took delivery of it.

    Prices Paid: Buying & Leasing Experiences Forum
  • Ab10000 is correct. The free navigation offer is only available on 35 models, not the 50.

    Prices Paid: Buying & Leasing Experiences Forum
  • Congratulations on getting your new X5, isingh. Thanks for taking the time to share the details of your lease with everyone. Real world examples like this are always helpful to others who are in the market for similar vehicles.

    Enjoy your new ride :shades: !

    Prices Paid: Buying & Leasing Experiences Forum
  • I've been offered the following lease deal and I'm trying to figure out if it is okay. Please let me know!

    Monthly Payment including Tax: $820
    Cap Reduction/Fees/Drive Off/First Month: $5000
    MSRP $66,875

    Car Details:
    2011 BMW X5 35d
    Technology Package
    Sport Package
    Sport Activity Package
    Premium Package
    Premium Sound Package
    Running Boards
    BMW Apps/Smart Phone Integration
    20" Y-Spoke Wheels
    Comfort Access
    Heated Front Seats
    Keyless Entry/Start
    Rear Climate Package
    Roof Rails
  • Here is the guys email verbatim; this is for the most basic X5. I'm thinking this is a crappy deal.

    Msrp $49975.00
    $47000.00 Selling price
    699.00 Dealer fee
    $47699.00 Gross Cap cost
    $27486.25 Residual

    36 month term with 12,000 miles/year mileage
    Base payment $629.72 + 44.08 tax = $673.80 per month with total of $5529.78 due at signing.

    $5529.78 Initial payment upon delivery including down money, lease fees, taxes, license, registration - the breakdown:
    $3000.00 cap reduction
    $673.00 first payment
    $646.00 up front fees
    $284.98 up front taxes
    $925.00 other up front charges

    Term totals:
    $17212.75 Depreciation
    5457.24 Rent/lease charge
    1586.88 Total monthly tax
    $24256.80 Total of Payments

    Help appreciated.
  • This is little confusing please forgive me for the long post.
    I was working on this deal as i have posted before #1667 and #1684.
    MSRP $ 63525 Dealer and i had agreed to a sale price of $ 52000. With my 2009 Acura MDX trade i was given $ 35000. I told dealer i was going to lease the car for 15000 miles per year for 3 years with No down payment.They wanted to charge me .00235 money factor. Thanks to this forum i refused, Two days later salesman called me and asked me what was the problem? I said the problem was the M/F.5 min. later manager called and we were at .00195.HE said payment would be $770 i had calculated at this site earlier it came out to be app.$795 within $15 to 25 range plus or minus.When i went to the dealership they changed the numbers to sale price of more than $53000 but my bottom line numbers remained the same $770.51 x 36.I did not care how they played with numbers as long as i was not paying more than $ 770.51. It gets interesting they put my trade allowance at $37000. They gave me $35000 and put $2000 towards 1st payment and other fees. Do you think i got a good deal?
  • bizziebizzie Posts: 14
    edited September 2011
    Thank you for the inormation.
    It seems that I should be close to the figure you mentioned for the car below, if I were to receive the Nav credit ($1730).
    I 'booked' my X5 on September 3 with $500 deposit, BUT the dealer never mentioned
    the Nav credit. :mad:

    MSRP= $61925
    -12k/year, 36 months. (Residual value is 0.59, I think?)
    -Loyalty discount = $1000
    -Out of pocket= $4100 (including NY tax, title etc)
    -Lease payment= $717/month
    *PLUS Nav credit = -$1730 or -$48/month ($717-$48/month= $669/month)

    So my main question is that if I already paid a deposit in September, can I still ask them for the Nav credit?
    Thank you.
  • Hi habsone. BMW Financial Services' September buy rate lease money factor and residual value for a 36 month lease of a 2011 X5 Diesel with 15,000 miles per year are .00195 and 51%, respectively for consumers who qualify for its top credit tiers.

    This money factor is .00030 lower for loyal customers.

    Using an MSRP of $63,300 and a selling price of $52,500, I estimate that this vehicle would have a zero down, pre-tax monthly payment would be around $727. This drops to $702 for loyal customers.

    On this deal you will have to pay your vehicle's first month's payment, a security equivalent to that payment rounded up to the nearest $50 increment, and BMW FS $725 acquisition fee.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hello tseck1. BMW Financial Services' September buy rate lease money factor and residual value for a 36 month lease of a 2012 X5d with 12,000 miles per year are .00195 and 54%, respectively for consumers who qualify for its top credit tiers.

    The money factor would be .00030 lower for loyal customers.

    Prices Paid: Buying & Leasing Experiences Forum
  • Yes, you can. If they don't want to give it to you then tell them you want to cancel. In NY, no dealer can keep your deposit. Let them know your getting this price from other dealers and you don't want to say who if they ask. More than likely they will give it to you. Keep me posted on the outcome, stay firm on what your asking for and if they offer to split it don't except. You want the whole credit!
  • Thank you for your reply Car man. What i wanted to find out from this forum that I was not cheated by the dealer . By looking at the numbers you provided i know believe that i got a fair deal. $727 + 3% tax app. total $749. If i take 1st month payment of $770 which dealer has paid and divide that by 36 it roughly come out to $749. After all said and done i am pretty happy with my lease and my SAV. Special Thanks to Insidecarbuy for helping myself and others for earlier post. It is good people like you who are helping people like us make an informed decision.
  • This is great!
    I called up the dealer and they quickly agreed to give me the Nav credit. Its as if they were waiting for my call.
    So my payment drops from $717 to $669/month.

    Thanks for all your help. :D
  • Anyone have any scoop on BMW October finance/lease deals coming out?
  • paulsohipaulsohi Posts: 2
    edited September 2011
    2011 X5 Diesel - 12k miles/year. 36 month lease.

    MSRP - 62825
    Neg Price - 52445
    Down Payment - 3000
    Sales Tax (VA) - 1579.35
    Doc Fees and Tag - 279 & 200 respectively

    Monthly payment is coming out $739.17
    (they used a 54% residual and money factor of 0.00235)

    What wrong with those number, any help would greatly be appreciated.
  • Money factor is high. Try to get them lower it to .00195 which is a going rate. As Car man and others have mentioned in earlier posts, if you are a current owner of the BMW the rate will go down another .00030 to .00165.When i was looking to lease my X5d i too negotiated a good deal as far as price of the SAV was concerned, However they jacked up the M/F to .00235 which i refused to pay. They finally came around Two days later and we settled for .00195 hope this helps. Good Luck !
  • ab10000ab10000 Posts: 127
    They did the same to me about the .00235 MF, I came the next day and spoke with another Salesman here in Bay Area California and he told me that he will do .00195 MF.
    I think it varies by the salesman you talk too, and they use this increase their commission. I can not believe it why BMW Financial let them get away with this. This not a good practice
  • ab10000ab10000 Posts: 127
    Does anyone have any insight on the new rebates for August or End of year?
This discussion has been closed.