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2013 and earlier BMW X5 Lease Questions



  • kyfdxkyfdx Posts: 27,692
    I can not believe it why BMW Financial let them get away with this. This not a good practice

    BMW Financial gets a cut of the resulting increase..

    Prices Paid, Lease Questions, SUVs

  • Although it is not a good practice, It's perfectly legit. My understanding is that BMW financials set the Residual value which dealer can not tampered with however dealer can change the MF . It is up to us to get the best MF. Ask question. Get some car buying lessons from forum like this, Do your homework and you'll save some $$$.
  • ab10000ab10000 Posts: 127
    Sorry but I disagree with your comments, the MF should be based on the credit of applicant not the mood of the sales person or dealer, they have to treat customers in fair way and not discriminate without bases. I had 2 sales persons giving me 2 MF .00195 and .0235 from same dealer within days here in Northern California. This is a game that they play which I think is cheap.
  • Can anyone tell me if the Lease programs changed for the X5 in October? I'm specifically looking for X5 35i Premium incentives, money factor, and residual.

    Thank you!
  • You're very welcome habsone.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi jillaginn. I believe that BMW's finance rates and money factors and residual values for the X5 are basically the same in October as they were in September.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bimmerbanker. According to the latest information that I have seen, BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a 2011 X5 35i Premium with 15,000 miles per year are .00195 and 56%, respectively for consumers who qualify for its top credit tiers.

    BMW is currently providing a $1,730 option credit on versions of this truck that are equipped with navigation and $1,000 on versions that aren't.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thanks Car_Man!

    Is it the same for the 2012s?
  • Here is my deal to lease for 2012 X5 premium with cold weather and convenience package:
    selling price:52505
    add to cap cost:1227.50
    12000 mile /year, 36 month
    residual %58
    Monthly payment: $739.50
    no down payment or more cash.

    is it a good deal?
  • ab10000ab10000 Posts: 127
    These numbers do not add up,
    Use the lease gauid calculator to see payment, for
    52 k with .0019 an 58% should be in the high 600 range
  • Could you please help me with this.
    I am trying to find the residual for a: 2012 X5 35i , 15,000 miles/year, 36 months lease.
    Thank you!
  • You're welcome bimmerbanker. Sorry for the confusion, those actually were the numbers for the 2012 model. The numbers for the 2011 model are .00195 and 46%.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi gaadi_vala. BMW Financial Services' October buy rate lease money factor and residual value for a 36-month lease of a base 2012 X5 35i with 15,000 miles per year are .00195 and 48%, respectively for consumers who qualify for its top credit tier.

    The money factor would be .00030 lower for loyal customers.

    Prices Paid: Buying & Leasing Experiences Forum
  • Thank you Car_man.
    A dealer just offered me 0.00190 and 52%. I am electing to take the $1000 loyalty credit instead of the 0.0030 reduction in MF. Hope that makes sense.
  • Hey Guys i picked up my 2012 x5 diesel, i got 55% residual and .00190 money factor, 10k 36 mo lease.

    Is that good?
  • xturboxturbo Posts: 1
    Car man,
    Could you please tell me the money factor and residual value for a 2012 X5 50i for 10k mi per year and a 36 month lease?

    Anyone with a recent purchase/lease of a X5 50i who is willing to share details of their deal is much appreciated.

    Many thanks to all for contributing to this helpful forum.

  • That is a great deal!
  • Hi Carman
    My residual value is %58 .Car is already ordered. Do you think if i negotiate with them again to decrease it to%48 , it is going to help to lower monthly payment( currently 739)? or is it going to help in end of lease if i want to buy this car??
    thanks for help
  • Residual value is one thing you can't negotiate. Besides, if it was lower, you're payment would be higher than it is at 58%.
  • omszzomszz Posts: 10
    hi xturbo,

    I just placed an order today. Below are the terms I got...

    X5 xdrive50i - sport pkg, premium pkg, premium sound pkg, multi-contour seats, running boards.

    MSRP - $71825
    Initial Cap Cost - $68,910 ($1500 over invoice + $725 acquisition fee)
    Residual - 64% (36mo/10k)
    Money Factor - .00155 (bmw loyalty rate)
    Monthly Payment - $799 (includes tax)
    Amount Due at Start - $4,530.13 (see breakdown below)

    Amount Due at Start:
    First Monthly Payment 798.63
    License 285.00
    Documentary svc fee 150.00
    dealer admin fee 2.50
    Cap. Reduction Tax 294.00
    Total Inception Fees 1,530.13
    + Cash Cap Red 3,000.00
    Total Drive Off 4,530.13

    If hadn't done the $3k down towards cap cost, with all the same terms, the monthly payment would have been $895 (includes tax).

    I think its a pretty good deal. I have seen others get slightly lower over invoice purchase price, but $1500 over invoice was the best offered through local dealers in Seattle, WA area. Also I'm not thrilled about the $150 doc fee, but I let it go, as I'm getting a good build date (week 46).

    The other nice thing about ordering is I got the Oct rates locked, but if the rates or residual get any better between now and the car delivery date, I can switch over to them.

    Hope this helps.
This discussion has been closed.