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Cadillac SRX Lease Questions



  • I am looking at leasing a FWD 2010 SRX with the luxury package. I am GMS elegible and the MSRP on it is $37,735 with GMS pricing of $34563.10. For a 39 mionth 12K lease with no money down and a $500 rebate (the $1000 rebate is going to the payoff of my CTS lease), they are quoting me $508/month. Does this seem like a good deal? I think it is but would like some reassurance. Thanks.
  • rbirns1rbirns1 Posts: 222
    Just drove the luxury version ("B package") to compare to the premium ("E package"). Found very little difference in the ride. Even without the adaptive suspension, car is still very smooth with very good handling. I think the luxury is the way to go, unless you desperately want 20" wheels, cooled seats, rear climate and heated rear seats--and are willing to pay $6K more for them.

    The common package on the lot seems to be luxury with AWD and navigation, MSRP $42,625. I was quoted lease price of $679 for 39 months, 12K per year, all taxes and fees rolled into the payment. Due at signing just first payment and DMV. NY requires tax (8.625% in my area) on all payments to be paid upfront, so rolling it into the payment incurs added finance charges. Therefore, other states probably have slightly lower lease payments. Still, at this price, I think this is a lot of car for the money.

    Just choosing my color now. Leaning toward grey flannel.
  • I too am leaning towards grey flannel but with the Performance pkg, and they are hard to find! I especially want a dark interior, ebony, and I'll definitely have to order one. I've seen the color up close, and I thought the chrome 20" would be too much, but it really adds to the color. Seems Luxury with that color is getting common, so hopefully you'll be able to find one easily.
  • Here is the complete ordering guide with all packages and options.
  • I don't understand why I have talked to 3 different Cadillac dealerships in the DC area and I swear they don't want to sell me the SRX! They will not quote me on any lease rates. One kept hounding me and until I talked about wanting money factor and residual values, that was the end of him. The other two are saying there is no current lease special, even though it clearly states on Cadillac's website that there is one. When I enter my zip code, it comes up under current offers. Well actually one dealer acknolwledged the lease promotion on Cadillac's website but was not comfortable with the offer. He said he doesn't like to offer his client bad deals, and he said that wasn't a good one. He kept talking about how it was US Bank too, as if that wasn't a good idea. I don't get it, am I missing something? He wasn't even trying to make me buy it out right, he was just saying as of now, it wasn't a good deal.
  • rbirns1rbirns1 Posts: 222
    The two dealers I have visited on Long Island NY have been very cooperative with lease offers. Both had no problem telling me the residual and MF (both gave the same numbers, thankfully) and applicable rebate for coming out of another lease (SRX Conquest $1000 offer).

    I only have one dilemma right now. I worked out what I believe to be a very good deal on the luxury B-package with navigation, MSRP $42,625. Pretty common configuration around here. My first choice is the grey flannel color with titanium interior. Dealer says they can't find one (I need car next week--can't order). They do have that combo in stock, but it has rear seat entertainment. I don't really want that, more importantly I don't want to pay extra for it. I would be willing to pay a few dollars more considering the color preference. The problem is the lease on that grey one. With the rear entertainment, MSRP goes up to $43,920. Dealer tells me that the current lease offer has a maximum MSRP which is lower than that. In order to work up a lease on that car, they need to use a lower MSRP. This means the actual sale price is higher in relation to MSRP, which causes the payment to be higher. Bottom line is this grey one with rear entertainment will cost $27/mo. more than any model without rear ent. If not for this "cap" on the lease deal, an extra $1295 option should only add about $15, more or less. I could live with an extra $15 for my preferred color plus the rear screens. But $27? I have a hard time justifying that. I may just settle for another color at a lower price. Maybe silver? I do like the titanium interior--works well with the black and chrome dash and center stack.
  • Hey, keep working those dealers! I had one in the Cleveland area quote me GMS $40,567 (MSRP $42, 465) on Grey Flannel Performance FWD w 20" chrome. I just ordered the exact car from a Chicago dealer, and got it for $39690, almost $300 below invoice! And I still an elgible for the $500 incentive, so my final cost will be $39190. So, I'm happy to wait 6-8 weeks. But, I agree the shale interiors are just too light, and will show everything....I got ebony with titanium accents.
  • rbirns1rbirns1 Posts: 222
    My dealer found the car I want--luxury model with navigation, gray flannel with titanium. They swapped an Escalade to an out of state dealer to get it (seems like unfair trade, but not my problem). After the swap it will have over 100 miles on it, but the 12K lease still leaves plenty of extra miles for me.

    Deal is $673/mo., with all upfront costs rolled into the lease. This includes $695 bank fee and NY sales tax, which is paid upfront on NY leases or financed into the lease. No security deposit. Due at delivery only first month plus DMV charges and sales tax on the $1K rebate (NY sucks). I'll have it Saturday. Full report to follow.
  • That's a good price, but it's not GMS, it GM suppier, GMS is GM employee which is $38816.
  • You're exactly right, I typed in the wrong thing. I wish I had GMS!! All my family were Ford people!
  • Hi rbirns1. GMAC's current residual value for a 36 month lease of a base or Luxury 2010 Cadillac SRX with 15,000 miles per year is 51%. Unfortunately, I have not seen what US Bank's residual value is for this truck. I suspect that it is very similar, but I have not confirmed that it is.

    Prices Paid: Buying & Leasing Experiences Forum
  • Yep, bigliljen. Consumers who opt to go without the 60-day return policy receive an additional $500 cash incentive. So anyone who decides to take advantage of the return program is essentially paying $500 for the option to return their vehicle at some point in the next two months.

    I personally would never, ever pay that. I'll make darn sure that I like the vehicle I want before pulling the trigger on it and keep the five bills thank you. The return program seems sort of gimmicky to me, but who knows what message will resonate with the general public. The media claims that thus far the program has been a success.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi Car_man,

    Can you please post Oct lease rates for the 2010 FWD SRX base and FWD Luxury? I am looking for:
    - Term (36 and/or 39)
    - MF
    - Residual
    - Miles (12K)
    - Acq. Fee

    I am located in Fort Lauderdale, FL. Have you heard of a supposed $1,000 conquest incentive in my area? I didn't see it on I only saw the $500 in lieu of the 60-day return....

    Thanks in advance for your help!
  • rbirns1rbirns1 Posts: 222
    The $500 in lieu of 60-day return does not apply to leases (you legally don't own the car, so you can't return it). I got the conquest incentive last week in NY. I believe it's national.
  • Thanks for the clarification. That makes sense. A dealer quoted me today 55% residual with .0018 (4.32%) MF for 36 months on the luxury collection. 53% same MF for 39 months.

    He confirmed the $1K conquest incentive and called it regional. I'm looking forward to what Car_man has to say.
  • rbirns1rbirns1 Posts: 222
    Those numbers match my deal from Sept. Looks like the terms are unchanged for Oct.
  • 40yearfan40yearfan Posts: 101
    How much capitalized cost reduction did you have to put down?
  • Hello baxterdown. Here's the info that you're looking for. General Motors is running its national lease promotion on the 2010 Cadillac SRX through US Bank.

    US Bank's October base lease rate and residual value for a 36 month lease of a 2010 Cadillac SRX FWD Base with 12,000 miles per year are 4.32% and 53%, respectively. The numbers for an otherwise identical 39 month lease are 4.32% and I believe 51%.

    I haven't seen anything on any sort of conquest cash on this truck this month. It's possible that it is a regional program that's only available in your neck of the woods.

    Prices Paid: Buying & Leasing Experiences Forum
  • Karen_CMKaren_CM Posts: 5,038
    A reporter is looking to speak to consumers who recently leased a GM or Chrysler vehicle in the past two months . Please send your daytime phone number to by Thursday, October 8, 2009.

    Community Manager If you have any questions or concerns about the Forums, send me an email,, or click on my screen name to send a personal message.

  • Thanks Car_man. I appreciate the info! We'll see how it goes...
  • We were told today by a Cadillac dealer that US Bank residual cap is $22,000 on a 2010 SRX. "Said US Bank cap the residual vs. using the % o MSRP for each. In years past it was a flat % no matter what the MSRP was, US Bank limits their exposure with caps on residuals on certain packages/models." To bad - nice car.
  • Car Man,
    What are the current lease residuals for a 2010 SRX premium through US Bank on a 36 month 36000 mile lease?

  • 40yearfan40yearfan Posts: 101
    kdckurt, check out post #230 in this thread by Car Man. It has the info you requested.
  • Thanks.

    I thought the Premium might have a different residual than the base.

    My bad.
  • You're very welcome, baxterdown. Let us know how everything works out.

    Prices Paid: Buying & Leasing Experiences Forum
  • HI Carman,

    I just purchased my Lexus IS250 and I am so greatful for all the help and guidance you provided!!! Thank you!!!
    I am now helping my mom research lease prices for the 2010 Cadillac SRX and I figured the forums would be the best place to start. She lives in NJ and is interested in the base model or the next one up which runs about a $36k MSRP. What is the current residual on a 15k mile a year lease and what would be a rough money factor...her credit isn't really all that great so I was wondering if you knew of a worse case scenerio #. Any help would be greatly appreciated! Thanks!

  • Hey everybody,

    I will be picking up my SRX in a couple weeks and was wondering if the residuals or lease % rates have changed at all for this month.

  • You're very welcome, Amber. Congrats on getting your new IS. You've been busy shopping for new vehicles. Be's addictive ;) .

    Here's the current lease program for the Cadillac SRX that your mother is interested in. GMAC's current base lease rate and residual value for a 36 month lease of a Base or Luxury 2010 Cadillac SRX with 15,000 miles per year are 3.55% and 48%, respectively.

    Normally one's credit score could have an impact upon what money factor or interest rate they are charged on their lease, however I believe that GMAC runs a sort of pass / fail system with its lease program. Either your credit score is good enough for you to qualify for its best rate or you can't lease through them at all. Furthermore, GMAC is one of the more lenient banks in terms of who it approves to lease and finance vehicles. Your mother should be able to lease through them unless her credit is really messed up.

    When your mother is negotiating her deal, make sure that she takes advantage of the $600 cash incentive that is currently available on leases of this truck through GMAC.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bigliljen. Please see my previous post for an idea of what this truck's current lease program is like. Let me know if you would like information on a different trim level, term, or mileage allowance.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hey CAR Man,

    Well, looks like it'll be Dec now...GM never recieved the order! But they cut another $500 off, making the negotiated $39,197, and threw in a free set of mud guards....

    Anyway, it will be a FWD Performance w 20" chrome, 12,000 mile lease. Do you have the 36/39/48 terms, residuals, and with tier 1 credit, what is current MF?

    Is there really a $600 cash incentive?

    Thanks, I just want to make sure I'm fully prepared
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