Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!





Infiniti FX35 / FX50 Lease Questions

Hi everyone. Please use the following discussion to post any questions that you have about leasing an Infiniti FX35 or FX45. Thanks.

Car_man
Host
Smart Shopper / Prices Paid Forums
«13456785

Comments

  • I have seen that a lot of people lease the fx35, why? Which is better? Thanks
  • I have seen that a lot of people lease the fx35, why? Which is better? Thanks

    Probably a somewhat unfair generality, but many people are using leasing to buy beyond their means. Also leasing makes sense if you are going to trade every 2-3 years no matter what. Buying makes more sense when you stick with what you can afford and/or keep the vehicle for 4+ years.
  • I am really thinking of just leasing because I probably will not keep the car for 4 or more years it would be more like 3 years. I am negotating a price right now. How would that work if I do decide to lease, and I have heard that of people being able to just pay first months payment and TTL instead of a down payment. How does that work??? I have never ever leased a car before ( I am sure you already guessed that though); help, please...Thanks... :confuse:
  • Hi bmreynolds. I agree with the previous poster, many consumers lease this truck because it is relatively expensive and its lease payments are much more affordable than its finance payments would be. You absolutely can lease without making any sort of down payment (also known as a capitalized cost reduction). Negotiate the selling price of the FX35 that you want, just as if you were paying cash for or financing it. Then tell the dealer to calculate a lease payment on it using Infiniti Financial Services "buy rate" lease money factor. It is important to specify that you want them to use the lowest possible lease money factor to calculate your lease payment because dealers can make additional back-end profit on deals by marking up lease money factors on consumers. Infiniti is scheduled to publish its new September lease program later on today. I should have a good idea of what its new program is like in a day or two and would be happy to share this information with you if you post a reminder in this discussion for me in a few days. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Has anyone heard about the September lease programs?
  • I too am hoping to get the sept numbers residual m/f's on an fx35 15K a year 3 years
  • Hi bmreynolds. I have had an opportunity to take a look at Infiniti's new September lease program. If you let me know exactly which vehicle you are interested in, as well as how long you want to lease it for, and how many miles per year you need to be able to drive it I can tell you what its lease program is currently like.

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Hey someguy1. If you were to lease a 2005 Infiniti FX35 AWD through Infiniti Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00155 and 60%, respectively.

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Hi Car_man. I'm looking to negotiate a lease on an FX35. I was hoping you could help me cut to that chase so I know what numbers I'm looking for. I'm shooting for a purchase price of $41,200 / 36 month lease / nothing down (or just the first month) / a $610 destination charge / taxes rolled into the monthly payment ( I believe it's 6.25% here in Texas). Based on your calculation, what should my non-paded monthly payment look like on this vehicle???

    Thank you in advance.

    Allan
  • cuecue Posts: 13
    I JUST PURCHASED A FX45 2005 A LITTLE MORE THAN A MONTH AGO NOW. IT LISTED FOR $56,000. DEALER NEAR MY HOUSE OR ONLY ONE IN STATE WOULDNT BUDGE ON PRICE, WENT TO QUIRK INFINITI IN BOSTON MA. OR BRAINTREE ACTUALLY, SAT DOWN WITH FIRST SALESMAN, FOR 10 MIN. OR SO HIS BOSS SAT DOWN WITH MY WIFE AND I, AND I WALKED AWAY WITH THE ONE I WANTED LOADED EXCEPT CHROME RIMS/DVD FOR REAR PASS. FOR $47,500, PLATNUIM PAINT DAMN THING IS F'IN SWEET. TONS OF COMPLIMENTS. SO I SAY SEE WHAT YOU CAN NEGOT. FOR A FEW THOUSAND MORE I GOT THE V8 AND ALL THE BELLS AND WHISTLES, AND 2.9% FIN. ALSO I WROTE IN ABOUT THE FOG LIGHTS, CHANGED THEM MYSELF 50 WATT HALOGEN BULBS DO NOT GO WITH XENON IM SORRY, BOUGHT PIAA #9006 I THINK, I BOUGHT THE ONES WITH A YELLOW HUE TO THEM AND THEY ARE SO MUCH BRIGHTER, COULD HAVE GOTTEN FOG LIGHTS CLOSER TO THE XENON COLOR BUT I PERSONALLY LIKE THE YELLOW ONES, KIND OF LIKE THE LEXUS GS/IS FOG LIGHTS. SO BASICALLY DEALER TOOK OFF ALMOST $10,000 ON A 2005, GO TO ONE DEALER FILL OUT PAPER WORK AND GO TO ANOTHER IF YOU CAN THEY KNOW WHEN SOMEONE GOES TO OTHER DEALERS.
  • Greetings Allan. the most important numbers to focus on when leasing are your vehicle's selling price and the lease money factor that is being used to calculate its monthly payment. You are off to a good state because you already know what the selling price of the FX35 that you want is. I would be happy to give you my opinion on it, but it would be a big help if you would provide me with its full MSRP as well. This will enable me to see how much of a discount you are being given and to calculate a sample lease payment on the vehicle that you are interested in. Infiniti Financial Services' current buy rate lease money factor for a 26 month lease of a 2005 FX35 2WD is .00159 with the payment of a security deposit. Make sure that factor is being used to calculate your lease payment. Again, I would be happy to estimate what this truck's payment should be like for you if you let me know what its MSRP is. It would also be helpful if you told me how many miles per year you need to be allowed to drive it.

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Thanks for taking the time to share the details of your deal, cue. As the previous poster mentioned, many people who frequent message boards like this one consider typing on all caps to be shouting. You may want to turn the caps lock off :) .

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Hello Car_man, I am also interseted in leasing a 2005 FX35 AWD. I was disapointed with my local Infiniti dealer. I felt like the salesman was doing me a big favor when I asked to test drive the car. He was'nt the original salesperson I had talked to on my first visit (the other guy had the day off) and I think he didn't want to split his commission. Anyway, The MSRP is $40,560 with the touring package, roof rails, mud flaps , cargo protector and destination. I was offerd a price of $38,000. The lease deal was $459.00 for 39 moths and 15,000 mi. a year.The tax @ 8.75%, bank fee and first months payment would be payed up front, thats approx. $2700. I would like to keep the payments as close to $400.00 per month. I would go down to 12,000 mi. a year.
    The salesman urged me to lease it now since the lease deals exp.on Sept. 30 and the factors would be going up.I'll be ready to lease on in a few weeks. Any input on this would be a great help . Thanks.
  • psch101, I'm sure car_man knows a lot more about this than me, but I just leased an FX35 less than two weeks and I'd thought I'd give you my opinion. You can take the MSRP and throw it in the garbage. Work off the invoice price, which you can get off this website -- or just ask the salesman. The dealer makes money off the invoice price alone -- I think it's around $500. With the 2006s around the corner, there is no way you should pay more than a few hundred dollars over invoice. If the car is on the lot in a not-hard-to-get configuration you should probably pay even less, possibly under invoice, but this depends on the dealer. I called a dealer nearby who didn't even have the configuration I wanted. When I said $200 over invoice, he answered "if that's what it takes to get the deal done." I almost certainly could have gone lower, but frankly I don't like to low-ball too much -- I'd rather have the salesman on my side should something go wrong. I did get him to throw in all-weather mats.

    Also, ideally, you should negotiate the car price before you even mention that you plan to lease. Theoretically, it shouldn't make any difference -- the dealer ends up making the same amount of money. But even if you did mention the lease, don't let the salesman muddy the negotiation with talk of per month amounts. The order of of negotiation should be car price (over,at, or below invoice), money factor, and then making sure there are no unnecessary or irregular fees. I don't really understand how you arrived at $2700. My bank fee was $550, I think. there were a couple of much smaller fees, but how on earth would that add up to nearly $3000 including your first month payment? Call a few dealers in your area to get some comparison prices, and don't hesitate to tell them that you're talking to other dealers and looking for the best price. If a salesman gives you attitude, insist on speaking to manager who is often all-to-happy to take most of the commission for himself while pawning off the paperwork to another one of his salesmen.
  • rufusryker, thanks for the input. I need all the help I can get .
  • kackkack Posts: 1
    I am looking to negotiate a lease on an FX 35 and need some insight--- here are the specs I was given in CT --
    Cap Cost-- 37,795.19
    Doc fee- 249
    Bank Fee - 550.
    Total Cap -- 38,594.19
    Residual - 60% - 24,336
    Total Depreciation- 14,258.19

    Depreciation - 365.59
    Rent - 94.40
    459.99 - Total Monthly payment/ 39 Months
    Rate - 1.5000

    459.00 down and 55.00 license transfer
    NYS Taxes-- if paid up front 1323.05

    The numbers dont add up for me so I was wondering can I still neotiate the price of the car to bring the payment down? Thanks
  • Anyone know the changes on the fx rates for october.

    looking at an fx35 15K 3 years?
  • Hello psch101. The selling price that you were quoted for this vehicle looks reasonable to me. Let's calculate a lease payment on it using Infiniti's actual lease program and see what we come up with. According to my calculations, if you were to lease a 2005 FX35 AWD with an MSRP of $40,560 and a selling price of $38,000 through Infiniti Financial Services right now for 39 months with 15,000 miles per year, its zero down, pre-tax monthly payment should be around $454. With only 12,000 miles per year, the payment for an otherwise identical lease would drop to around $444.

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
  • Hello kack. You absolutely can negotiate this car's selling price. The selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. For feedback on how much you should pay for this vehicle, make sure to stop by the following discussion: "Infiniti FX45 / FX35: Prices Paid & Buying Experience".

    Car_man
    Host
    Smart Shopper / Prices Paid Forums
«13456785
Sign In or Register to comment.