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Infiniti FX35 / FX50 Lease Questions



  • Hi Car_Man,

    Here's the deal I received from the dealer last night. It's for 2005 FX35 AWD with Touring & Tech Package. Please let me know am I getting a good deal or should I bargain more?

    MSRP Price is $44360.00
    Lease Term: 36 Month
    Mileage: 12K / Year
    Monthly Payment included Tax = $$547.10
    Drive off: $928.85

    Thank you very much for your help.
  • Hi Car Man,

    I've been following your words of wisdom, and have called 3 local dealerships, and received similar quotes. The most competitive quote is:

    FX35 AWD ~ Touring ~ Black on Black
    MSRP: $40,800
    Cap Cost: $ 37,302
    36 months, 12000 miles a year
    Residual: 59%
    Money Factor: .00119
    $460.00/month (tax included)
    $1370 due at lease signing (Bank Aquisition Fee, Doc Fee, First Month's Payment, Title, Registration, and Inspection costs. No Security Deposit)

    How does deal sound? This is lowest Cap Cost I could negotitae. Dealership said they were making $161.25 on the invoice. What are your thoughts?
  • mbh4mbh4 Posts: 1
    I'm turning in an 04 Acura TL early on a lease. I'm upside down approximately $3200 if the dealer gives me high blue book trade, and he has said he will do so based on the description of the condition of my car. He has already checked the payoff amount on the lease, the VIN number, and the registration...OK, so here's the deal.

    Keep in mind the monthly payment includes paying off my TL

    '05 FX35 w/ Touring and Technology Packages

    18,000 miles per year
    39 Months
    Drive Off: $1750
    Monthly $: $618.90 (includes tax)

    Without the trade-in, the deal would be..
    Drive Off: $1460
    Monthly $: $507.00

    I don't know the residual, but the money factor is .00115 right now.

    Thanks to any and all for your feedback.
  • Thanks for the reply...I might purchase tomorrow. Here are the details.
    $585 per month with taxes for 39 months with 15k per year
    57% Residual
    Sticker of $45,000 and change
    Negotiated price of $40,576.20
    Claims the money factor is .00116 but I did not see the figure. Please advise if you think this is a good deal because I felt it was pretty good. Thanks so much for the help.
  • MSRP: $ 40,560
    Cap Cost: $ 36,999
    36 months, 12000 miles a year
    59% residual money factor: .00119
    $1160 due at lease signing

    - Touring Package
    - Roof Rack Crossbars
    - Splash Guards
    - Cargo Area Cover

    Pick up the car Monday.
  • I am planning on leasing an FX 35, so far the lowest I have got the price quote is:

    2005 Infiniti FX35 RWD equipped with Touring and Tech Packages with Trunk Mat and Splash Guards.
    MSRP $43060.
    Negotiated price $40,576.20 + tax + fee

    But I wanna keep my monthly payment around $450.00

    So here's my lease deal:

    36 month @ 12,000 miles at $450 monthly with $3,810.62 in drive offs


    39 month @12,000 miles at $450 monthly with $3,104.88 in drive offs.

    So what do you guys think? Is the drive off a little bit high? Please help? I am planning to close the deal these two days. Thanks!
  • Couple of questions...

    $450/month...does that include tax? What is the monthly lease payment without tax? What is your states tax rate?

    Out of $3,810 drive off, how much is an actual down payment? If $3,810 is the complete downpayment, not including registration, taxes, first month, etc, your monthly rate should be around $410.00.

    I would suggest 36 month over 39 month. In my opinion, December is always the best time to lease so try and have your next lease start in December as well.
  • Hi Car_Man,

    I put a deposit down on a lease for a new 2005 AWD FX35 with both touring and technology packages. Also has splash guards and a few other things.

    The deal is $1000 at signing and $544/month for 36 months, titled at a tax rate of 7.75%.

    I do not have the other info in front of me, but I know the money factor was .00119. the MSRP was between 44,000-45,000 and the sale price was around 40,500 or so.

    Does this sound like a good deal? I could have gotten it a bit cheaper had I gone with a model they had in stock with a black exterior, but I wanted a beryllium exterior model, and they had to ship it in so they charged me more.

    What do you think? I put a $1000 deposit down to have them ship it in but I can back out at any time before signing.

    Please let me know ASAP! Much appreciated!!

  • Hi philbrandn. The lease money factor that you were quoted is right in line with Infiniti Financial Services' buy rate factor for this model right now. This is always a good sign. It looks like you are being given a reasonable discount on this truck as well, especially if the dealer that you are working with had to swap for yours. I just worked up a lease payment on this truck using Infiniti's actual lease program and assuming an MSRP of $44,500 and a selling price of $40,500 I came up with a 36 month, 15,000 mile per year, zero down, pre-tax monthly payment of around $487.

    Smart Shopper / Prices Paid Forums
  • riemu7riemu7 Posts: 13
    Just need some advice if this is a good lease deal:

    2005 FX35 Touring, Black/Willow
    MSRP $40,650

    Negotiated to 18,000 miles/year, 39 months, $2500 down, $457.02/month.

    We didn't discuss any of the particulars in the formula (money factor, residual, etc.)

    Just wondering what others' thought. It seems reasonable, however I think I can tweak some of the numbers (slightly more miles, less monthly payment). I put a lot of miles on my cars living in Detroit.
  • Hi riemu7. You never mentioned the selling price of the truck that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the FX that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion on the lease that you were quoted if you let me know what the selling price is.

    Smart Shopper / Prices Paid Forums
  • mark625mark625 Posts: 12
    Hi Car_man

    What do you think of this lease offer:

    2005 FX35 2WD


    MSRP: $44,610

    LEASE TERM: 36 Month with 12,000 Miles per year
    STATE TAX RATE 7.75%

    $3,000 DRIVE OFF

    Should I go for it? or what is your suggestion? Thanks!
  • larez2larez2 Posts: 1
    The vehicle you describe with those options has an MSRP including destination of $44,970, and an invoice price of $40,818. The price you are being quoted, $40,503 is good, it looks under invoice to me. There is a $1000 incentive cash for purchases only - that's why the it's $1000 less if you buy.

    How much of the $3000 drive off is the "Capital Reduction Cost"? My guess is $1851.50.

    I calculated the lease payment with the MSRP you gave and a Capital Cost of 38,651.50 (the 40,503-1851.50 capital reduction). The lease payment you were quoted is inline with the current 36 month 12k miles FX35 2wd lease offer. 53% residual, and .00086 money factor.

    Car_Man advises against putting money down. There are several reason for this, the main one is, let's say you lease it, and the car somehow gets totalled. Your insurance company will pay off the vehicle directly to infiniti, and give you nothing. And you're out $3k.

    If you did zero drive off I calculated a payment of $599.50 including tax/month for that vehicle. A difference of $3348 over the life of the lease, but you get to keep your $3k now.

    Good Luck,
  • jocko1jocko1 Posts: 3
    Can someone please tell me what kind of discount I should expect to receive when purchasing a demo? I negotiated a for 2005 FX AWD with touring and tech for $500 below invoice (on a lease). The salesperson then told me about the exact vehicle with just over 5,000 miles. He told me he would knock off $2,000.00 off the price if I took it. I don't know what to do. Note that this is for a lease so as I understand, the factory to dealer cash doesn't apply. Please let me know.
  • I just received a quote for a 2005 FX35 and was wondering what you guys think. I am looking at a 05 because I can get a better deal than a new 06.

    2005 FX35 AWD w/Touring, XM, roof rails, splash guards, and cargo mat.

    Lease length: 39 months
    Miles: 15,000/year
    MSRP: $40,960
    Cap cost: $37,784
    Residual: 53%
    Money Factor: .00082
    Due at signing: $1274.83 (includes 1st payment, license, title, doc fee, bank fee and tax).

    Total payment: $488.63 (includes 6% MI tax)

    What do you guys think? The dealer says this is $300 over invoice and is what is being offered to employees.
  • Hi mark625. The selling prices that you were quoted for this truck look very attractive to me. That down payment that you are being asked for is a little high though. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your FX35 would be exactly the same, regardless of whether you had put several thousand dollars down, or had made absolutely no down payment at all. At lease signing, all you have to pay on this vehicle right now are its first month's payment and Infiniti Financial Services' $550 lease acquisition fee (it is waiving its security deposit requirement on all models this month).

    Smart Shopper / Prices Paid Forums
  • Hi gmsalvation. I guess that you apparently are not GM's salvation if you're buying an Infiniti instead of a Cadillac :P . The selling price that you were quoted for the FX35 that you are interested in looks very attractive. It is right around dealer invoice, just as you were told. The lease money factor and residual value that you were quoted are right in line with Infiniti Financial Services' base lease program for this model as well. If you like the FX35, I don't see any reason not to go ahead with this deal.

    Smart Shopper / Prices Paid Forums
  • jimityjimity Posts: 9

    What are the lease numbers for the 2006 FX45. I'm looking at either a 24, 36 or 39 month lease.
  • ryo998ryo998 Posts: 13

    I am going to be moving from New York to Los Angeles in a week and am interested in leasing a '05 FX35. Specifically, I am looking for a '05 FX35 2WD with touring and technology packages for a 36 or 39 mo. lease. quoted the car's MSRP as 42,810 and its lowest price as 37,904. According to, the dealer's invoice for this car is 39,004.

    First of all, is 37,904 a good price? Should I just go through to complete the transaction? If you have any experiences with them, please share.

    Or do you think I should use this price as a starting point to negotiate with local dealerships?

    I know that money factor and residual value also play important role in determining my monthly payment. Are these also negotiable or are they pretty much set in stone? What is a good money factor and residual value that I should be looking for when I talk to the dealers?

    Thanks in advance for the help.

  • Thanks Carman! I ended up going with this deal but was able to talk down the due at signing to $650. :)
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