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1,996245She needs 35000 miles/year.

We have narrowed it down between the altima and the new Accord.

Any thoughts? Which car will gives us the better lease deal?

2I'm looking to lease a 2.5S 6speed with 12K miles/year.

Can you tell me what the money factor and the residuals will be for October for 2007 and 2008 models?

Also, are there any differences between 2007 and 2008?

Thanks,

Vlad

63I'm looking at similar car.

2008 has Anti Lock brakes included when on 2007 it was an option. Otherwise it's the same car.

I'm trying to get numbers but dealers in NJ say that they cannot give residual and MF numbers over the phone.

I'f I will find out will post them here.

5 year financing is 2.9%

3 year - 1.9%

6Can you give me the residual and buy rate for an '08 3.5 SE Coupe w/CVT for a 24 month/12k mile lease? Thanks

63I have traded in my 350z which had $7500 left on the car and paid $2000 down and got a lease payment for $270/month. I have excellent credit.

Lease was for $12k miles and for 39 mo.

Did I get a good deal on this?

I thought I was getting the best possible deal there is but reading some of these posts it feels like not so.

619,813'14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 41-car history and counting!

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Prices Paid: Buying & Leasing Experiences Forum

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Prices Paid: Buying & Leasing Experiences Forum

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38,515As far as its lease program goes, if you were to lease a 2008 Altima 2.5 S Sedan through NMAC right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00239 and 63%, respectively.

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10I have a VPP and also a student so thats two discounts and this is my quote...

3055 down

253/mo

12k per year

24 month lease

I feel like I am being ripped off.... Especially with such a high downpayment... This is my first time doing the negotiations and I need some serious help! I know negotiations can be made further because they said if i were to buy the car that night they would give me a better deal..... Is this a good deal though? What prices would you suggest me aiming to negotiate for? Is it possible to get the 07 with all these features? The salesperson told me 07 and 08 are priced exactly the same (which didnt make sense to me). I need help!

19,813'14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 41-car history and counting!

104 door sedan-white/blonde

3.5

automatic

14703.15 Residual Value

MSRP = 25595

Money Factor = .00214

1010First pyment 253.32

Bank Fee 595

Taxes 744.91

--------

$3055.23

This is the breakdown of the downpayment

19,813Now, if your equipment level is wrong and the MSRP is correct, the residual has GOT to be wrong. That is only 57%. That would be a 3-year residual, not 2-year.

So, yeah, your quote is really really screwed up right now.

OK... wait... just saw your edit. it is a 2.5

'14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 41-car history and counting!

19,813A 2.5S with tech and convenience packages comes out to $25,355, so I'm just going with that for the hell of it.

If I assume VPP and college is like invoice minus $500, that gives you an initial cap cost of ~$23k?

A 2-year residual should be more in the low 60% range. Let's say 62%. That's about a $15,800 residual. leaving you with approximately $7200 to pay off. You are paying fees and taxes up front, so that should make it easy. You are paying $1400 cap cost reduction ... leaving you with $5800 to pay off over 24 months. That comes to $241.67 before interest. SOOOO... it seems to me they are pretty much on ... although that residual quote is wrong, I think the payments may be accurate.

Unless subsidized (which the new '08s aren't), a 2-year lease is not cheap. If you think about it, you are paying off over 35% depreciation in 24 months. That's ~18% per year. On a 3-year lease, you are typically paying about 45%, reducing the per year payments to 15%. And its probably even farther apart then that (like 19% vs 14%). So if you want to see your payments drop, try a 3-year plan. Or even just 30 months.

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