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38,515Car_manHost

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38,515There's no point in hiding the fact that you want to lease your new truck from the dealer. In fact, they need to know that you want to because the $500 customer cash that Nissan is providing on this truck is not compatible with its special lease program. 39 months is the way to go when leasing an '06 Pathfinder right now. This is Nissan's most attractive term. If you were to lease any '06 Pathfinder through Nissan Motor Acceptance Corp. right now for 39 months, its buy rate lease money factor should be .00050. Just make sure that you get a good price and the buy rate money factor and you'll be fine. There's no need to get quotes to lease this truck through independent banks. First, the independent banks with the most attractive lease programs usually do not deal directly with the general public. This is a moot point anyhow because I highly doubt that any independent bank's lease program will be anywhere near as attractive as NMAC's current program for this model.

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38,515Car_manHost

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38,515Car_manHost

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38,515Nissan is currently providing $500 customer cash on the '06 Pathfinder, but this cash is not compatible with this truck's special lease program.

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38,515Car_manHost

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122006 Nissan Pathfinder SE w/comfort & premium package & sunroof wind deflector. (cloth interior)

MSRP: $33004

negotiated for the following deal:

$1000 down

$365/month (including taxes)

39months

12000 miles

Is this a good deal? I left a deposit on the vehicle because it SOUNDS good to me, but I really don't know much about leasing...or about cars for that matter! I don't want to sign the papers until I know I'm not getting swindled! Any input would be appreciated!

Thanks!

38,515Car_manHost

Prices Paid Forum

38,515You never mentioned the selling price of the Pathfinder that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the truck that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what its selling price is.

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238,515The other number that I mentioned is this car's money factor. It is used to calculate the interest portion of your vehicle's monthly lease payment. Dealers often have the ability to mark vehicles' money factors up to add additional, hidden back-end profit to deals. This is why it is important to know what your vehicle's buy rate lease money factor is. This number is published by the bank that you are leasing through and it is the lowest possible money factor that you are allowed to use. Nissan Motor Acceptance Corp.'s current buy rate lease money factor for a 39 month lease of a 2006 Nissan Pathfinder SE 4WD is an attractive .00050. This is equivalent to an interest rate of only 1.2%. Make sure that the dealer you are working with uses this factor to calculate your truck's payment. I will use NMAC's current lease program to double check the payment that you were quoted. According to my calculations, if you were to lease an '06 Pathfinder SE 4WD with an MSRP of $33,004 and a selling price of $29,470, through NMAC right now for 39 months with 12,000 miles per year, your zero down, pre-tax monthly payment should be around $331.

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1Thanks,

Jill

2msrp 30925

selling price 27404

39 month lease

53% residual (i thought it should have been 52%)

$1000 down

$330/month includes TTL

i think it turned into a decent deal but the crooks at the dealership started with a 42 month lease, $460/month...then they switched to the 39 month lease and $390/month, claiming that i caught them trying to make a little money. After 2 more hours we were down to the $330/month.

They even tried to adjust the .00050 money factor way up to make their money, be careful.

As we all fear, most of these dealerships are crooks and will rob you blind if you are not informed!

1My wife and I have been negotiating with dealers over the phone and internet. The best price we could find is through M'Lady in Crystal Lake, IL on a Storm Gray/Graphite interior 2006 Pathfinder LE (no navigation or DVD player):

MSRP: 36395

Invoice: 33695

Price: 32310

We asked for the following:

39 mos. lease

15K miles

.00050 money factor

no capital cost reduction

The tax rate is 6.5%. The dealer came back with a residual of $18312 and a monthly payment of $480. We thought that was way too high. Is the dealer using a different money factor or not taking the residual from the sale price? They also said they were using Reynolds and Reynolds software to figure the payments. What is that?

Thanks.

2MSRP 32,624

Selling Price 29,739

39 mo lease

.00050 money factor

7% tax

Seems as if dealer is trying to talk us into leasing. I'm not sold on leasing yet. I don't like the idea of renting an auto.

Dealer gave us the following lease payment options. They seem too high to me. I used the lease calculator on this site but I don't have the residual value that they used and I'm not sure how to calculate it. I'm test driving the SUV until Monday evening. I would REALLY appreciate anyone's advice before then if possible. HELP PLEASE!

20K miles

530/mo incl TTL

1st month down

15k miles

459/mo

1st month down

1Would appreciate any input if you all think this is decent.

$350 a month

$1200 due at signing (taxes and first payment)

Nothing else down

Includes extended warranty b/c lease is 39 months and warranty expires after 36 months.

This is the vehicle...

link title

Thanks in advance!

Stephen

15can you help me out with the money factor, and residuals for a 2006 Pathfinder SE OffRoad 4X4, and for a 2006 Pathfinder LE 4X4 for a 3 month term with 15000 miles?

Josh :P

5Josh

38,515Car_manHost

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38,515Car_manHost

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38,515Car_manHost

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1Is this a decent deal? In my own calculations they are only giving up the DVD cost(much less than $1600 as dealer installed) while charging me $1000 for the last two payments on the Pilot. I was looking for something more like $430 considering its had everything on it pushed, opened and closed all day long for three months.

How does turning in your lease work anyway? We turned in one of our Honda's almost 12 months early on a 36 month lease and got $1700 cash back. Of course that was a CRV back when they were brand new and in high demand. If the lease buyout is less than the trade in, is it just easier for the dealership to return it than treat it like a normal trade in?

Thanks for the great information here.

Steve

36Can you help me out with the money factor and residual for a 2006 Pathfinder SE 4X2 39 month term with 12000 miles? And what would be the expected monthly payment for MSRP $31000 and negotiated price of $28000? Thank you.

36You will probably be bombarded by the same question:

Do you know the money factor and residual for October for 39mo lease of 2006 Pathfinder SE 4x2? Thank you.

25Could you please advise of residual value % and money factor for SE and LE 4WD 2006 Pathfinder for month of October from NMAC? 15k miles/yr, 36 mo and 39mo.

I will be looking to lease soon later this month.

I see where currently also there is a $500 rebate. I believe shooting for adjusted cap cost of invoice minus this rebate since so late for 2006 models...

Thanks Doug.

1048Thank you for your assistance.

Michele

36should be $36250, which the price of a 2007 Nissan Pathfinder 2WD LE with navigator. First question, are you getting a 2WD?

The invoice price for this car is $33470. According to my calculations, assuming the selling price is the invoice price and $0 down, your payment should have been $380+tax.

If I add the $550 Nissan's acquisition fee to the selling price, the monthly payment becomes $395+tax.

If I add $599 dealers' fee as well, payment becomes $410+tax.

Second question, how much is tax?