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19,632The difference is you will be paying more for the lease than you would if you had zero negative equity, of course. And, if you continue paying your current loan, your car need will be fulfilled longer for similar money.

Let's break it down this way.

Keep current car for another year:

$300/mo for 12 months = $3600

lease after that at $350/mo for 36 mos = $12,600

total cost = $16,200 for 48 mos of use

Trade now on a lease:

$470/mo for 36 mos (every $1000 you roll into a 36 mo lease is approximately $30 on the lease payment) = $16920 for 36 mos of use

$350/mo for 12 mos on the next lease = $4200

total cost = $21,120 for 48 mos of use

'14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 41-car history and counting!

1519,632'14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 41-car history and counting!

38,515The numbers for an otherwise identical 48-month lease are .00086 and 45%.

I believe that 15,000 miles per year is the highest mileage allowance that US Bank publishes residual values for. If you need to drive more than that, you may have to purchase additional miles on a per-mile basis. It is less expensive to do so at lease signing than it is to wait until lease-end and have to pay an excess mileage penalty.

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38,515Keep in mind that there's a $1,000 conquest cash incentive for current owners of select competitive models on top of that if you're eligible for it.

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13Could you provide the lease rates for 36 and 48 months with 15k per year for both the S-60 T-5 and S60 T-6?

Thanks

11638,515The numbers for an otherwise identical 48-month lease are .00086 and 44%.

the numbers for the 2012 S60 T6 are .00003 / 50% and .00081 / 41%.

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38,515A selling price of $500 under invoice minus the conquest cash is avery good deal.

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116p.s. You actually gave me residual for a T6, not T5. But I saw the correct number in your other reply.

58116If you qualify for conquest cash, you should pull the trigger by the end of May - you'll get $1K conquest AND first two months cash up to $900. I was told that there won't be conquest cash in June.

58116588What is the June money factor and the residual for 2012 S60 with Climate and Premium Packages and BLIS with 12k 36 moths?

Thanks.

38,515Car_manHost

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2Do you have the 36 month 10k mile residuals/factors for the Platinum version?

thanks so much.

160I'm interested in the residual value and money factor on a 2012 S60 T-5 for 36 months, 10K miles. I know about the 4 free payments. Are there any other incentives I should be looking for? I see talk of dealer cash and conquest cash on several sites, but am unsure which are, if any, are still active.

I was initially looking at an Acura ILX but the Volvo drove so much better. I'm trying to finalize this deal by week's end.

Thanks in advance.

360I pulled the trigger on the S60 and wound up getting a great deal (I think!). The dealer was very forthcoming, showing me the money factor (.00022) and residual (56%) for 36 months, 10K miles. It seems like their are stellar deals to be had on the 2012s. On a MSRP of slightly over $35,000, the payments are $380 with 0 at signing. Volvo is also covering the first four payments.

So far the car is amazing and I'm quite happy.

Hope this information helps someone.

90Do you have the money factor and residual for the

2012and2013S60 T-5 and T-6 R-design for 36 months and 15k miles per year?Thanks

2738,515The numbers for an otherwise identical lease of a 2012 S60 T6 R-Design are .00022 and 49%.

The numbers for the 2013 model are .00178 / 62% and .00178 / 57%.

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38,515Car_manHost

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958990Could you provide an update on the September rates for the following S60 models:

Looking for 36 months and 15k per year.

2012 S60 T-5

2013 S60 T-5 Premier Plus

2012 S60 T-6 R-design

2013 S60 T-6 R-design Premier Plus

Thanks again.