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BMW 6-Series Lease Questions



  • boylaboyla Posts: 11
    Can someone tell me if this is a good deal?
    650I, sport, premium sound, comfort access, cold weather, head on display, HD radio, SIRIUS satelite
    MSRP: 84695 excluding denstination and handliing fee
    Selling: $78075
    Down payment: $1700 TDO
    Monthly: 1080$ (qualify for Owner loyalty program).
    This is 36 month lease w/ 12k miles/yr.
    Please help. Thank you
  • boylaboyla Posts: 11
    1080$ includes California tax. Thank you
  • Sounds good to me -- I leased a 2007 -- great car -- used the European delivery and saved $5700 -- all you do is fly into Munich --go to the facory and sign for the car -- the down side was they lost the car in the US so it was delayed but I would do it again.
  • ajamoajamo Posts: 18
    Leased a black/black M6 Coupe a few weeks back and I couldn't be happier.

    I expected much more trouble getting my price for a car that lists for $110K, but it wasn't really a problem. I'm in Jersey, but found a great salesman at West German BMW in PA. Great guys and ready to deal. Can't beat that.
  • davidc1davidc1 Posts: 167
    Can you share the numbers? Thanks.
  • jkmiecjkmiec Posts: 5
    I've heard that BMW financial offers you several months early to get out of your lease if you re-lease another BMW. Is this true and with a 3 year payment history with them do they offer you better Money Factor's, lower downs and other perks? I am wanting to get a Z4 or 6 Series this time. No need for an SUV.
  • carnutfancarnutfan Posts: 17
    boyla and jed,

    I think your numbers are high. the base rate on the money factor is .00190, assuming these are 2009 cars. You should be paying around 500 over invoice for the car if its an 09. also, given the climate, you should pay the acquisition fee up front if you can, rather than paying interest on it for the lease term. if you have the money, multiple security deposits are the way to go, pushing down your MF to .00140. It will mean giving BMWFS a lot of money for the term of the lease, but the savings to you are tremendous, way more than you could earn putting the money into any kind of investment. look at for tons of info on getting the best lease deals.
  • carnutfancarnutfan Posts: 17
    oops. i see my post is very late. sorry.
  • graycar1graycar1 Posts: 6
    Does BMW ever lease used 2008 650i.

  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Anyone who is familiar with BMW Financial Services knows that since the beginning of time it has used a pass / fail system for its lease approval process. Either consumers qualified for its best available rates or they could not lease through BMW FS at all...and your credit had to be pretty messed up for the latter to happen.

    Yesterday BMW announced that BMW FS is introducing a tiered system for its lease program. Its rates now vary by credit tier, with the people who have the best credit scores getting slightly better rates than what was available last month and much higher money factors for people with low credit scores.

    I should be able to get the full details of this new program some time today. Please feel free to post your questions about it here and I'll gladly fill you in on what I am able to find out.

    Prices Paid: Buying & Leasing Experiences Forum
  • mdkrpmdkrp Posts: 19
    Hi Carman,
    Sorry if this has been recently asked, but what are Nov and Dec MF and residuals for 36 month lease with 10k miles/yr.
    also, what are current incentives?

    Many thanks for any help
  • Hello Car_Man

    I'm looking at buying a 2012 BMW 650xi Cabriolet.. I got a quote from a local BMW dealer but lease pricing was grossly over the quote via BMW, even with taxes left out of the payments they about $55k in payments all in over a 36mo lease. Could you provide me what the Nov 2012 Lease program rates are for the BMW 6-series. I was quoted .00235 for money factor and 58% residual. I also qualify for Owner Loyalty. Not sure how much that is suppose to shave off.

    Car sticker was $102,625.
  • Hello mm1250. BMW Financial Services' November buy rate lease money factor and residual value for a 36-month lease of a 2012 650xi Cabriolet with 12,000 miles per year are .00195 and 58%, respectively for consumers who qualify for its top credit tier.

    This car's money factor is .00030 lower for loyal customers.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi Car_man... do you know if the rates you quote above are still current as of the end of 2011?

  • Hi,

    I am considering leasing a 650i Xdrive convertible, MSRP is $95,125. With the 7% knocked off for European Delivery, it comes down to $88,466. When I spoke to the sales guy, he told me that the lead time for these cars at the moment is between 90 and 120 days. The question that I have is around whether anyone has seen BMW commit to any additional programmatic savings, such as their "mission to drive" or "Enhanced Delivery" deals. This sales guy tells me that i would get the 7%, but then I would have to wait to see what programs are in place at the time I would actually pick up the car in Europe... and that current deals end on March 3rd. He couldn't get any commitment from his finance folks on any further discounts.


  • Do you know the residual and money factor for a 2012 BMW 640i converible? I am also a returning BMW leasing customer. Do you rec'd any additional money for that?
  • Hi cashmandoo. Bmw's December lease program was good through January 3rd. It has a new lease program that started on the 4th that in most cases is not as attractive as the last one.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi cashmandoo. BMW usually lets consumers lock in the current programs on ordered vehicles for a specific period of time, but the Euro Delivery program's delivery dates may just be too far out. I wouldn't worry about locking in the current program's not that great. I would be surprised if the deals that are out there when your car arrives weren't as good or better than the current ones.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bmw_640_man. BMW Financial Services' current buy rate lease money factor and residual value for a 36-month lease of a 2012 640i Convertible with 15,000 miles per year are .00195 and 62%, respectively for consumers who qualify for its top credit tiers.

    BMW used to provide additional discounts for loyal customers, but I believe that those all went away at the end of the year.

    Prices Paid: Buying & Leasing Experiences Forum
  • rnw1rnw1 Posts: 3
    edited January 2012
    Dear Carman: Talking with a south Florida BMW dealer about leasing 2012 6-Series Coupe (Hard Top), V8- loaded, term 36 months, 10,000 miles per year, have a 800+ FICO score and I am currently a BMW lease owner. Can't seem to get clear answers from salesperson on money factor and residual. Can you offer me any help? Thanks for all you do...your insight is very helpful.
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