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Buying used cars from out of state

13

Comments

  • nj2pa2ncnj2pa2nc Posts: 813
    I purchased my car on 11.17.06 but waited until 1.17.07 to register it. the car becomes another year older saving me some money on the personal property tax. I guess honda finance did not call my loan so i must be lucky. you are with ford aren't you. I see a lot of freestyles in my travels-must be a good seller.
  • mintjulepmintjulep Posts: 28
    Could someone define LIEN for me, as related to car stuff?
  • tidestertidester Posts: 10,110
    A lien means that someone else can take possession of your car unless you discharge some obligation. For example, if you borrowed money to pay for the car then the lender files a lien on your vehicle which can only be released when you pay in full.

    tidester, host
    SUVs and Smart Shopper
  • anyabxanyabx Posts: 6
    I reside in Somerset County, NJ and I am looking to buy a used Nissan Sentra in Pennsylvania. More specifically, I looked at Singh Auto World in Allentown, PA, where they seemed to have fairly low prices (compared to similar models in NJ/NY).

    Does anyone have experiences with this particular dealer? Any advice/suggestions on buying a used Nissan over in PA? Thank you!
  • grizfangrizfan Posts: 7
    Even though this is a question on a new car purchase, it was suggested I post here.

    I just purchased a new car in the next state (better deal/selection) and drove it home. I paid in full with a cashier's check, but I want to make sure I have all my paperwork lined up so I don't run into any hassles trying to register it. How long does it take for the title to arrive?

    In order to register the new car in my state, I need 3 things:
    The vehicle with me at the DMV
    Signed bill of sale (I have that)
    Title or certificate of origin

    It is the last item that confuses me. I looked through the paperwork I received from the out-of-state dealer, and as far as I could tell, it didn't include a certificate of origin. But, the dealer did say they were sending some docs over to my local DMV.

    To further complicate things, the dealer was robbed the next day, and the robbers took the dealer's safe with, you guessed it, the cashier's check I used to pay for the vehicle. Now, the check was made to the dealer, the dealer took possession of the check, provided me with a signed receipt for the check, in addition to the other paperwork I received. So far, I trust the dealership, and have found them to be honest and straight-forward. But, I'm still a bit nervous about this situation. The dealership would like me to cancel the cashier's check, and I'm working with my bank to see what we can do, but I'd feel a lot better with title in hand

    So, if anyone has any insight, I'd greatly appreciate it!
  • nj2pa2ncnj2pa2nc Posts: 813
    i will share what i know. I bought my car in PA and live in NC. the pa dealer, sent me the certificate of origin. when I registered the car in NC i turned in that certificate, along with the bill of sale and showed them my insurance card. a few weeks later I received the title from NC.
  • joel0622joel0622 Posts: 3,302
    Griz, it sounds like you may have to be patient with the robbery and all.

    In the past if someone brought me a cashiers check we would close the MSO and give it to them at point of sale. In todays crooked world you can't even be sure cashiers checks are legit, so now we hold the MSO for 10 business days after the cashiers check post to our account.

    The only way you leave here now with a title/MSO is if you pay with in by god we trust $100 bills.
  • dtownfbdtownfb Posts: 2,915
    Not knowing what state you are in, but everything seems on the up and up. I would definitely cancel the check and have another re-issued. It protects you and your interest in the long run. And as joel and nj2 suggested, you'll have to be patient. As long as you have the signed paperwork and the dealership gets the re-issued check, you should not have a problem.
  • cccompsoncccompson Posts: 2,388
    My take is that it is the dealer's responsibility to ensure that the owner receives a title to the vehicle. It sounds like that's what will happen here - they will send the certificate of origin to whatever office in your state issues titles (after they've been paid).

    Even if there had been no robbery, this can take some time.
  • grizfangrizfan Posts: 7
    Thanks everyone for the answers. It sounds like everything is moving forward. In fact, I had contacted my bank to see what they could do to help out, but they couldn't easily cancel the check since it had already been given to the dealer, making it the dealer's responsibility, not mine. My local branch is willing to help out, but they need sign-off from corporate, and corporate needs evidence of a crime, such as a police report. Its been over a day now, and I haven't heard, so I think the dealership is no longer looking to us to cancel the check, due to the nature of how cashier's checks work.
  • I am resident of Georgia and I want to buy a car in Delaware or Pensylvania and register the car also in DE or PA. Can I do that. How?

    Thanks for your help.

    Andy
    :confuse:
  • joel0622joel0622 Posts: 3,302
    Only if you have a physical address in that state. If you have a GA Drivers license and you register the car in another state you will get a ticket if the police pull you over.

    In most states once you declare residency (get a drivers license) you have 90 days to tag your car in that state.

    Why would you not register it in GA? They have killer low sales tax.
  • nj2pa2ncnj2pa2nc Posts: 813
    in order to register a car in some states you have to show your driver's license from that state. It happened to me in NC and also to my daughter when she moved from Pa to NJ. she could not get her car registered until she got a jersey license.
  • hello, im having alot of frustration with all of this registering car from out of state. I traded my car with a private owner from georgia for his car with a GA title signed over to me, and i signed my title over to him, im just wondering do i need to notorize the title under his name and my name for both titles, in order to register my car in NC with my tags. this would be a great help guys thanks....clueless right now :sick:
  • nj2pa2ncnj2pa2nc Posts: 813
    the car was in both my name and my husband's,therefore we had both our signatures notorized. Took the title to our bank was done free. Where are you going to title this car. NC will require the original owner whose name is on the title to have their name notorized. You are having your signatures notorized so it does not matter which state it is done in.
  • nj2pa2ncnj2pa2nc Posts: 813
    when we sold our car in NC we had to have our signature notorized on the title in order for the new owner to be able to get it titled and registered in their name. The title we had was a PA one. Hope that helps. If you need more info go the the license plate agency. The one I went to in Hampstead was very helpful.
  • nj2pa2nc, when you said our signature, meaning both seller and buyer signature on title when notorized. because im not buying a car, i'm going to trade my car for his car, i was just thinking that we just had to sign over title to title..correct, or do i need to be in georgia to notorize his title and him to be in nc to notorize my title..if its that hard then *Ohhh Looord, Give Me A Miracle... :sick:
  • okay, so really me and the guy that did the trade, like for example doesnt matter if its georgia or nc, as long as we get the title notorize either in GA or NC, i could still register the car correct..!
  • nj2pa2ncnj2pa2nc Posts: 813
    correct the owner of the vehicle and has their name on the title gets their signature notorized. You then get insurance on the vehicle and off to license plate agency you go. You have to show them you driver's license. Oh yes do not forget the title.
  • Can anyone advise me what to expect if I decide to buy a used vehicle in Texas, but I live in Louisiana? I can get better deals/selection in TX, but I want the vehicle to be registered in Louisiana. I'm curious to know what I should expect on sales tax, and any different laws I may not be aware about a transaction such as this. I guess it helps to mention I plan to trade-in and finance the remainder.
  • hello everyone, I'm trying to buy a car in California (I live in Pennsylvania)
    I want to have the car shipped because I can't take the time off of work to drive it back. My credit union is concerned about me getting the title because it is from a private seller with a lein on the car.

    Are there any legal documents that I can have him sign so I am legally guaranteed the title after I pay him?

    thanks in advance :)
  • dtownfbdtownfb Posts: 2,915
    It should all be spelled out in the Bill of Sales that you both sign. Of course, I'm wondering what is so special about this car that you are shipping it from 2500 miles away?
  • cccompsoncccompson Posts: 2,388
    Sure, your credit union simply needs to work this out with his lender.
  • the_big_althe_big_al Posts: 1,073
    Except that with E-bay, once you agree to a deal, it's like signing on the dotted line. I have never had a problem with E-bay and I have done several transactions, but never one as big as a vehicle. I also have never had to back out of a sale except once and that was a pretty amicable process so I haven't had any "bad exeriences" with me not willing to pay, or some one not willing to pay me.

    If I remember the rules and regulations you agree to when you sign up with E-bay, an accepted bid is a promise to pay. However, I am not sure how "binding" it is. I don't know that you can be pursued in court for not honoring a winning bid, especially in a situation like this, where two parties have interpreted an "OTD" offer differently.

    So, in short was the bid accepted? Yes, it sounds like it was. The buyer is obligated to pay the seller the 15K. He agreed to it and it is supposeidly (sp?) a legal binding agreement (Read the fine print in E-bay's rules and regulations to be sure). The hard part comes trying to come to an understanding of the OTD price. The seller apparently thought that OTD didn't inlcude tax, title licensem, which in AZ could be pretty exorbiant, depending on the original MSRP and the value of the car now. Title and registration is based off of that, taxes are based just off the sales price. If you do not live in AZ than you do not have to pay AZ sales tax, but you may have to pay sales tax when you register the car in your home state. If the car is being shipped directly to Missouri, than there is no need for a temp tag either. Just a signature on the title (preferably notorized, just in case. Probably not required, but I would do it just in case).

    What is comes down to is being able to arbitrate between the two parties on what was understood when the "OTD" offer was given. E-bay can help with this, but I would try to work with the seller first and hope that he would be understanding.
  • the_big_althe_big_al Posts: 1,073
    sativo - you should be able to provide a link by going to the page from your My Ebay page. Not knowing how much you know about E-bay forgive me if I say something that you already know.

    From your My E-bay page, on your items won, or items list, or items awaiting payment list should be a link to the list of the vehicle. Clicking on it will take you to the original ad, although you will see that the auction is now closed. By copying and pasting the link if you so wish, those who want access to the ad, can veiw it.

    Anyone can view these pages, but since the auction is closed they cannot be modified. Also you will not be releasing your E-bay ID or password, just the link to the ad.
  • the_big_althe_big_al Posts: 1,073
    oops.. I misread. It's Missouri to AZ, so reverse the thinking on the tax and title issue. Check with the DMV. I don't remember paying sales tax on the vehicles I registered in AZ when we moved. But then again we already owned them and we were just transferring registrations from OR to AZ. You may not have to pay sales tax at all? You will have to pay registration though. That could be a bunch depending on what kind of car it is.

    Althoug no matter what it still comes down to arbitrating between you and the seller and hopefully coming to an agreement. Good Luck :D
  • the_big_althe_big_al Posts: 1,073
    okay - one more comment and then I'll shut up :D....

    I just did a quick search and while I couldn't find a "legal" meaning of "OTD", every place I found the term "Out the Door" used, it was used in the context to mean everything, including tax title license. Basically Out the Door means, that's all I pay. I didn't find anywhere to say "OTD", plus tax title license.
  • the_big_althe_big_al Posts: 1,073
    The dealership you are buying the car from should handle all the registration paperwork???
  • mannyljrmannyljr Posts: 20
    I'm currently shopping new and used cars. I've narrowed what I want to a Porsche Boxster S or a Corvette. I've been using e-bay and other national listing sites. After a couple of weeks of shopping, I've come to realize that California emission standards are tougher than any other state. Any new car (less than 7500 miles, regardless if previously titled) must meet these stringent standards before it can be registered. My question is, has any other Californian who reads this post gone through an out of state purchase? If a car is new, can my home town dealer install the California required equipment?
  • mannyljrmannyljr Posts: 20
    I've been shopping for a late model Boxster and after some phone calls and e-mails to dealers and Porsche mechanics in California and beyond, it's been guaranteed that every US spec Porsche is emission legal in every state. So for me in California, it keeps the market area large.
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