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  • boxycass..

    You could also try posting in:

    Please help me decide between...

    Moderator - Prices Paid, Lease Questions, SUVs

  • patpat Posts: 10,421
    Hi boxycass! Go to the Saturn Aura group. You should see the Add Discussion button there. You can start your discussion, being sure to add all the appropriate categories (you'll see that as you go through the steps). Then KarenS, the board host, will make sure it shows up in the other two groups as well.

    Hope this helps!
  • What do leasing companies look for in a credit report while trying to approve a lease? what are the chances of a first time buyer getting approved? what else do they look at?
  • I posted these under the RSX lease forum but nobody answered.

    1. I got a lease in May 2006 on a 2006 Acura RSX Type-S. I put $1300 down and my payments are $305 per month (including tax) for 36 months with 15k miles per year. Was this a good deal?

    2. I have not put as many miles on my car as I thought I would be. Currently I have just under 24,000 miles. I will prob only be driving 750 miles per month going forward which will put me severley under the 45k I pay for. How does this affect me when my lease is up? Will I be able to get this equity out of the car being that it will be worth more than what it would be if I used all 45k? Or will I just lose this all since it's leased? Please explain how that will work.
  • Thanks for the suggestions on where to post. I appreciate the help.
  • What's the rule of thumb here? subtracting $1000 from "due at signing" should be reflected in a $20 monthly payment increase?

    I assume this varies with the "price of money" - i.e. prevailing interest rates.

    thanks
  • tidestertidester Posts: 10,110
    There isn't a rule of thumb as the answer depends on both the interest rate and the terms of the loan (i.e. Number of months). $1,000 amortized over 60 months at 8% apr happens to work out to $20.28 a month so that would be your "savings." It would work out to $31.34 if amortized over 36 months.

    I suggest posting your question in Questions About Financing New Vehicles for further information.

    tidester, host
    SUVs and Smart Shopper
  • I currently lease a 2006 RSX Type-s until May of 2009. I am paying for 45k miles but I will probably only have about 32k miles when I go to turn my car back in. My residual is $14,128. If I'm 13k miles under what I should be, is there anyway I can get equity out of my car? Would I be able to buy the car at the residual and sell it for a higher price (if it's worth more at that time?) rather than just turn it in and lose out? Or would a dealer just give me what it's worth (hopefully more than the residual) and I could use the value towards a down payment for another car?
  • KCRam@EdmundsKCRam@Edmunds Mt. Arlington NJPosts: 3,495

    KCRam - Pickups/Wagons/Vans+Minivans Moderator

  • timmerktimmerk Posts: 1
    I'm trying to find out if it's possible to negotiate the price if I am having a car custom built at a factory? Where should I ask the question?

    Thanks!
  • tidestertidester Posts: 10,110
    If you tell us which make/model you're building then we can direct you to the right place to post your question. As a rule of thumb, however, everything is open to negotiation. :)

    tidester, host
    SUVs and Smart Shopper
  • rowchrowch Posts: 1
    I am looking at a new car and have the opportunity to buy a demo. I know this is now technically a used car, but what does that mean in terms of being responsible for all the individual charges on the sticker?

    For example, do I still have to pay the gas guzzler tax listed? How are taxes handled? Destination charges...etc?

    I am having trouble locating any rules on buying a demo car. Any help would be appreciated.
  • Stever@EdmundsStever@Edmunds YooperlandPosts: 38,910
    I think Tidester's answer to Timmerk in the post just above yours would also fit your situation.

    There seem to be a lot of demo posts in the My Salesperson Misled Me discussion.
  • boe747lcfboe747lcf Posts: 12
    How long does it take to get a reply (from the host) to a message that we post in this forum? I've noticed that some questions are never answered. Do we need to just repost?

    Thanks!
  • PFFlyer@EdmundsPFFlyer@Edmunds Pennsylvania Furnace, PAPosts: 5,808
    The "answers" here are generally just directions to the appropriate discussions. And it's pretty rare that we don't have someplace to point you at.

    So what's your question? ;)

    PFFlyer@Edmunds

    Moderator - Hatchbacks & Hybrid Vehicles

  • tidestertidester Posts: 10,110
    How long does it take to get a reply (from the host) to a message that we post in this forum?

    It is extremely rare that a message posted in this particular Forum goes without a reply. If you've looked back over the postings here you should have noticed that the vast majority of responses are posted within a VERY short time of posting because all of the hosts are looking out for you.

    Also, as pf_flyer pointed out, we do not provide answers to questions here. We provide help to point you in the right direction to get your question answered. Note the title at the top of this page.

    tidester, host
    SUVs and Smart Shopper
  • patpat Posts: 10,421
    You may be talking about your posts in the leasing discussions. If you don't have an answer there and your post has scrolled off, please feel free to repost.

    Good luck!
  • boe747lcfboe747lcf Posts: 12
    Thanks all for your replies. Yes, I was mainly talking about the specific leasing questions (like this month's MF and residuals for brand xxx). I'm looking to lease a car this month and having those numbers helps a lot in negotiating a fair deal (and deciding which car to go for!). I hope these are the kinds of questions that can get answered in these forums. It's much appreciated!

    Thanks!
  • marsha7marsha7 Posts: 3,661
    or are the Edmunds servers acting quite slow in the last 2 weeks???...every website I go to is almost instantaneous (new 3.0 DSL) but Edmunds is slow as molasses...posting is slow, and just calling up Edmunds is slow...

    Am I the only one with this experience lately???
  • KCRam@EdmundsKCRam@Edmunds Mt. Arlington NJPosts: 3,495
    You know the drill! Queries like these are received in the Forums Software! Your Questions Answered... discussion. Be sure to note the link or page you were trying to access, the date and time, the browser/version, the operating system/version, and if reloading/refreshing helped.

    kcram - Pickups Host

    KCRam - Pickups/Wagons/Vans+Minivans Moderator

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