i have a 2003 camry and today when i went to take the seat belt off, the belt folded over on itself as it retracted. when i went to pull it out it stayed folded and now refuses to retract. does anyone know how to take the panel off the side of the car so that i can fix this? i'm not at all happy about it and i've never seen this happen before in any car. i would really appreciate any help you could give me.