I have a 2004 fx35 with 31200 miles on it and am looking to buy an extended warranty for it. The Honolulu dealer has a zero deductible plan of 60 months/60,000 miles for $3564.00 Is that a fair price? Does anyone know of a better deal with a zero deductible? preferably from an Infiniti dealer. Warrantydirects price is about $1400 cheaper. How are they to deal with?