Edmunds dealer partner, Bayway Leasing, is now offering transparent lease deals via these forums. Click here to see the latest vehicles!

BMW 5-Series Lease Questions

1…1718202223…84

Comments

  • kindzcarkindzcar Member Posts: 29
    Can you please tell me what the Markup of $520 is? What is the markup of? Is it the money that the dealer is making on the car or what? I cant imagine that it is what the dealer is making on your lease. I gave a dealer your deal as a reference since he is such a moron, and when I gave him the markup of 520 he told me that he is not going to make 520 on this deal and hung up the phone before I could get in a word. Luckly, there are about 4 other dealerships in my area, so I need ot know what this means to not only deal with the other dealers but call his manager and discuss his professionalism.

    Thanks
  • craigf14craigf14 Member Posts: 15
    I have been working with Classic in Richardson. In 10 minutes without driving the car, they offered me $1560 off of MSRP on a 530i with the Premium Package, Sport Package, Automatic Transmission, Navigation System and Heated Seats (MSRP $56,470). For 15,000 miles/year they are coming up with a payment of $792.66. However, they are using a MF of.0009 instead of the .0005 that everyone is saying should be used right now. Alos, the acquisition fee is $825 and everyone says it should be no more than $625. I think if I can get rid of the heated seats, get them to come down a little on the price, get the MF of .0005, use $625 for the acquisition fee and/or get partial tax credits, I should be in the $690-$700 range. That is the deal I want. By the way, this is with a down payment of one month and a security deposit of $750.
  • fm1fm1 Member Posts: 20
    Classic at Richardson is a very arrogant dealership. You will be lucky if you can get $1800 off the MSRP. My suggestion is try Moritiz or Autoban. I was able to get $3000 off 07 530i from all these dealerships.
    Good luck.
    BTW, are they offering tax credit these days?

    fm
  • fm1fm1 Member Posts: 20
    Hi Car man,

    Please help me calculate lease payments. Here are the figures:
    MSRP = 55970
    Selling price = 52970
    12000/36
    Sales tax = 6.25%(must be paid upfront)
    Thanks.
    fm
  • baudobaudo Member Posts: 3
    hello,

    was wondering what the mf and residual would be for a fully optioned 530xi wagon. also, any recommendations on a dealership in los angeles?

    thank you
  • oneon3puttsoneon3putts Member Posts: 32
    Markup is the profit on the car. I went in and signed my deal and the TOTAL profit on the car is $884. Of course you'll have to know the invoice of the car and the MISC fees they charge. I know for a fact that SoCal dealers charge $380 for MACO. The standard inception is $625, dealers can markup a max of $200 (that's in the total profit number). There's also a $180 training fee (straight profit) that dealers will charge. My was never mentioned or charged. I put together a simple spreadsheet for the lease, this way they can't shift numbers around on you. You can get the invoice of the car at bimmerfest.com. Let me know if you want my spreadsheet and I'll send it to you...Good luck!
  • oneon3puttsoneon3putts Member Posts: 32
    2007 BMW 5 Series 530xiT

    24 mo/15k mi – Residual Value 70% of MSRP – .00090 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00090 Base Money Factor Rate
    48 mo/15k mi – Residual Value 38% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 30% of MSRP – .00322 Base Money Factor Rate

    Add 2% for 12K and 3% for 10K to the residual on all terms...

    From bimmerfest.com...
  • oneon3puttsoneon3putts Member Posts: 32
    MSRP $55,970
    Cap Cost $52,970
    Residual % 62.00%
    Residual $ $34,701.40
    Lease Term 36
    Monthly Depreciation $507.46
    Net Money Factor 0.0005
    Monthly Interest $43.84
    Base Payment $551.30

    Tax = $1,240.42

    Assuming you're not a 1st time BMWFS customer. You'll have to make a security deposit of $600 to get the 0.0005 buy rate.
  • oneon3puttsoneon3putts Member Posts: 32
    That's a HIGH MF rate. The base buy rate for 530i is 0.0005. They are more than doubling that!
  • kyfdxkyfdx Moderator Posts: 236,760
    .0004 markup, and .00015 bump for the security deposit waiver...

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • oneon3puttsoneon3putts Member Posts: 32
    Well, if they quoted him that, with one security deposit the rate could be 0.0009. Why even include that in the "quote" if they're not planning on charging it. With max security deposits, that could be dropped to 0.00041, even with a max dealer bump of 0.0004. He should negotiate from the buy rate anyway, assuming he/she has tier credit. Or, have them drop the cap cost to make up for the bump.
  • kindzcarkindzcar Member Posts: 29
    Oneon3putts,
    Thanks for getting back to me. Can you please send me your spreadsheet to Kindzbee@yahoo.com
    When I gave the dealer your quote and he asked about the markup number, I said I guess that is the profit and he told me " I am not doing business with you" and hung up the phone on me. This from a guy who has been calling me for 3 months with a great "deal". Everytime he calls, he screws up the numbers and is never prepared. Luckily, there are about 4 other dealers in about 10 square miles where I live. I have another deal on the table, and if I can move them down another 500-1000 off of the msrp, I should be in decent shape.

    Thanks.
  • newlease2newlease2 Member Posts: 1
    New to leasing and to this forum, but the information has been very helpful. I'm currently looking at a deal for a 2007 530i.

    MSRP = $53,920
    Sell Price = $51,764
    Residual = 60% ($32,352)
    Lease Term = 36 months / 15k miles per year
    Money Factor = .0005
    Sales Tax = 6.75%
    Acquisition Fee = $625
    Security Deposit = $700

    Here is the catch. I'm being told that in Illinois sales tax must be paid on the full value of the car. As a result, the dealer is indicating that $3,497 in tax has to be included. Therefore Adjusted Cap is assumed to be Sell Price + tax + Acq. Fee or a total of $55,944.

    This results in total monthly payment of $699. Total of $1,542 up front (First month, security deposit and $143 for title/tags)

    Can anyone give me their thoughts on this deal and verify that is how sales tax works in Illinois. Thanks.
  • kyfdxkyfdx Moderator Posts: 236,760
    Unfortunately, the dealer is correct... Illinois taxes the full selling price on a lease.

    $100/mo. in taxes sort of sours the deal, huh?

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • pintobean3pintobean3 Member Posts: 4
    2007 BMW 530i
    With the Cold Weather Pkg, and Premium Package
    MSRP $52,020.00
    $535/mo including tax for 36 months (10,000 miles per year.)

    $535 First month's payment
    $2,500 Down payment
    $500 Security deposit
    $3535.38 Cash due at signing

    Current sales Tax is 6.75%

    Thanks in advance!
  • oneon3puttsoneon3putts Member Posts: 32
    This is really not enough information. However, to derive at the $535 number, here's what I got making A LOT of assumptions:

    MSRP $52,020.00
    Cap Cost $49,337.00
    Residual % 63.00%
    Residual $ $32,772.60
    Lease Term 36
    Monthly Depreciation $460.12
    Net Money Factor 0.0005
    Monthly Interest $41.05
    Base Payment $501.18
    Tax $33.83
    Monthly Payment $535.01
    Security Deposit $550.00

    You're making a $2,500 down payment to reduce the cap. Assuming they added the inception of $625 to your cap cost...You're basically only getting around $800 off of MSRP. I don't know if that's a good deal or not where you live. But I would put the down payment towards the security deposits and buy down your MF. Your SD are refundable at the end of your lease. Again, a lot of these numbers here are guesses because the exact options are not known...
  • pintobean3pintobean3 Member Posts: 4
    Would this help?

    MSRP $52,020.00
    Lease Term: 36 months @ 10,000 miles per year
    Mileage: 120
    Model Number: 0750
    Engine: 3.0L I6
    Transmission: Automatic

    Options
    205:6-SPEED STEPTRONIC AUTOMATIC TRANSMISSION W/OD
    ZCW:COLD WEATHER PKG -inc: heated front seats, headlight cleaning system, heated steering wheel
    ZPP:PREMIUM PKG -inc: Dakota leather seat upholstery, Dakota leather door trim, universal garage door opener, auto-dimming rearview mirror (N/A w/KB__ Leatherette Seat Upholstery)

    $2500 down payment
    $168.75 (tax on the down payment - local county sales tax @ 6.75%)
    $535 first payment
    $75.00 license/title fees
    $550 refundable security deposit (waived)

    Total Due at signing: $3278.75

    Thank you so much..
  • oneon3puttsoneon3putts Member Posts: 32
    Okay, here's the new calculation...You're getting around $1,210 off of MSRP. I'm adding $400 for the MACO and $625 for the inception costs into the cap. If I were you, I would put $2,400 towards 4 security deposits to buy down the MF to 0.00022. With that in mind and all else remaining the same the new calculation:

    MSRP $52,020.00
    Cap Cost $51,836.00
    Residual % 63.00%
    Residual $ $32,772.60
    Lease Term 36
    Monthly Depreciation $529.54
    Net Money Factor 0.00022
    Monthly Interest $18.61
    Base Payment $548.15
    Tax $37.00
    Monthly Payment $585.15
    Security Deposit $600.00
    Total Refundable Security Deposit $2,400.00

    Your monthly would be higher, but you will get the $2,400 SD returned when your lease ends. I wouldn't put any down payment for the lease! Put that money towards the security deposits. Think of it as a investment. By putting $2,400 as security deposits, your TOTAL interest for 3 years will be $807.85. But by putting the $2,500 as down payment, your paying $1,477.94 in interest for the life of the lease and you do not get that money back. Remember, if you have the cash, put down the max 7, or 6 in this case because the lowest MF you could buy down to is 0.00008 (BMWFS min is 0.00005). If you could do 6 security deposits, here are you new calculations:

    MSRP $52,020.00
    Cap Cost $51,836.00
    Residual % 63.00%
    Residual $ $32,772.60
    Lease Term 36
    Monthly Depreciation $529.54
    Net Money Factor 0.00008
    Monthly Interest $6.77
    Base Payment $536.31
    Tax $36.20
    Monthly Payment $572.51
    Security Deposit $600.00

    Total Security Deposit $3,600.00

    By doing this, your monthly interest will be only $6.77 and savings of $1,234.08 in interest payments over the life of your lease. This is all assuming that you're getting the buy rate of 0.0005 from BMWFS. Good luck!
  • craigf14craigf14 Member Posts: 15
    First of all thanks to all of you for your responses. Classic of Richardson is bringing by a 2007 530i to my house this Saturday for an all day test drive. I am considering leasing a 530i with the Premium Package, Sport Package, Automatic Transmission, and Navigation System (MSRP $55,970) for 36 months at 15,000 miles per year.

    According to my spreadsheet calculations in order to get a payment of $699/month, if they agree to a MF of .0005 instead of .0009 that they have quoted and drop the quoted acquisition fee from $825 to $650, I will need them to sell the car for $2,970 off of MSRP or give me some full or partial tax credits. So far (with no negotiation on my part) they have only offered $1,470 off of MSRP and my salesman said that no tax credits were currently available, although he said it is possible that they may have some in December.

    Do you think I can get them to agree to $2,970 off of MSRP that is about $1,285 above invoice or find some tax credits. If I can get the car for less than $700/month with only the first month and a refundable security deposit of $750 due at signing, it’s a done deal.

    Thanks in advance for your help.
  • oneon3puttsoneon3putts Member Posts: 32
    The only way to truly know the buy price is to find out what the car is going for in your area. Sounds like you're talking to them in terms of payment/month instead of getting the best deal possible. Again, I don't know how many dealers are in your area, but if they are the only game in town then you're at their mercy. Luckily for me, there are 22 dealers in the SoCal area. Again, it all depends on where you live and how many dealers are in your area so you can get the best possible deal for yourself. With $2,970 off of MSRP, your talking about $1,295 profit for the car not including MACO. You're also giving them $25 on the inception...Plus you're giving them $1,261.80 in total interest for the 0.0004 markup. Total profit not including MACO (some people count this as profit too...) is $2,606.80.
  • tdbrphtdbrph Member Posts: 40
    I think you can do much better. I just inked a deal with the following details on a 07 530i for 10K/24 months.

    MSRP = 58140
    Sport
    Premium
    Nav
    Cold Weather
    Comfort Access
    Logic 7
    Sat Radio

    Cap cost $54279 ( Invoice price $53360 + $625 Acquisition )
    MF - 0.00008 ( with 6 extra security deposits )
    Residual - 73%
    Monthly Payment - 538.78

    Total Cash down at signing 4388.78 including ( 7 Security deposits = 3850 + First month payment ) Of which $3850 is refunded at lease end. Never put money down on cap cost.

    I chose the 10k lease because there is no sense paying for mileage up front. Up to four month prior to lease end you can buy more miles through BMWFS for only 0.16 per mile opposed to the 0.20 per mile at lease end. When you buy up front you are still paying 0.15 per mile. That 1% increase in residual on a 58k car is significant.

    I didn't have to haggle on anything as it was pretty apparent that I had done my homework from my initial faxed letter to the dealer.

    Hope this helps

    Triston
  • oneon3puttsoneon3putts Member Posts: 32
    So you got the car below invoice? The invoice on that car is $53,720.00 excluding MACO. The MY E60 pricing can be found at bimmerfest.com...Are you doing ED?
  • tdbrphtdbrph Member Posts: 40
    I calculate it to be invoice

    Base 530i = 43880
    sport = 2550
    prem = 1640
    CWP = 685
    Nav = 1640
    CA = 910
    Sat Rad = 540
    Log 7 = 1090
    Destination = 695

    = $53630

    Triston
  • oneon3puttsoneon3putts Member Posts: 32
    From my vehicle inquiry report I got nav for:

    609 Navigation $1,730.00 $1,900.00

    I guess it was a typo for your original post. You put $53,360. So you didn't get charged for MACO either?
  • tdbrphtdbrph Member Posts: 40
    oops I did make a typo sorry :( I saw no mention of MACO on any of the documents I typed right off the lease slip. I assume they made some profit or they wouldn't have done the deal. Do we really know what they truly pay for the car? I priced several cars from base 530i to loaded up and it seems with the current incentives particularly residual you can get a better deal on a well optioned car. Please ask any other question and I will try to answer them to best of my ability.

    Triston
  • sm05sm05 Member Posts: 22
    Hi, Is it true that the SD is not returned in case the car is stolen or something nasty like that...
  • sm05sm05 Member Posts: 22
    MSRP: $60,415, auto,premium, cold weather, sport pkg, omfort access, navigation system, head-up display, hi-d, satellite radio
    36 months $689,0 down inception fees only, tax upfront, 10k /yr. Just got this from dealer on the Web.

    Yet to test drive a 530xi. Is it the same fun as a 530i with sports to drive.?
  • oneon3puttsoneon3putts Member Posts: 32
    Here's the price i got from the options you gave:

    530i Base $43,880.00 $47,500.00
    205 Steptronic Auto Trans $1,210.00 $1,275.00
    ZSP Sport Package $2,550.00 $2,800.00
    ZPP Premium Package $1,640.00 $1,800.00
    609 Navigation $1,730.00 $1,900.00
    653 HD Radio $455.00 $500.00
    322 Comfort Access $910.00 $1,000.00
    610 HUD $910.00 $1,000.00
    655 SIRIUS $540.00 $595.00
    ZCP Cold Weather $685.00 $750.00
    Destination Charge $695.00 $695.00
    Totals $55,205.00 $59,815.00

    Am I missing something? But just with those options the number they gave you sucks! RUN! Here you go:

    MSRP $59,815.00
    Cap Cost $60,730.00
    Residual % 63.00%
    Residual $ $37,683.45
    Lease Term 36
    Monthly Depreciation $640.18
    Net Money Factor 0.0005
    Monthly Interest $49.21
    Base Payment $689.39

    That's not including TAX since you're paying it upfront. I added MACO ($400) and inception of $625 into the cap. Looks like they're only taking off $100 off of MSRP. You can do much better! Good luck!
  • pintobean3pintobean3 Member Posts: 4
    oneon3putts,
    Thank you so much! You are awesome!
    I sent numbers that you gave it to me and my dealer will do this. Is it good deal now?
    ----------------------------
    six(6) total SD - monthly payment = $572.52 include tax

    Your total amount due at start is -

    6 x 600 security deposits = $3600
    First Payment = $572.52
    Plates fees = $75.00

    $4247.52 total due (of which $3600 is refundable)
  • oneon3puttsoneon3putts Member Posts: 32
    At that price, you're getting around $1,210 off of MSRP. In another words, the dealer is making around $2,700 excluding the MACO and a standard inception of $625. You are getting the lowest MF at 0.00008, so that is good. Is it a good deal? I don't know if I can answer that because I don't know what the market is for your area. See, in LA I think a profit of $800 to $1200 are average. So, you might have to do some homework to see if the buy price is a good price. If you can knock another $800 off of the buy price your new calc would be:

    MSRP $52,020.00
    Cap Cost $51,035.00
    Residual % 63.00%
    Residual $ $32,772.60
    Lease Term 36
    Monthly Depreciation $507.29
    Net Money Factor 0.00008
    Monthly Interest $6.70
    Base Payment $513.99
    Tax $34.69
    Monthly Payment $548.69

    Security Deposit $550.00
    Total Security Deposit $3,300.00

    See that'll drop your payment below $550 and lower your security deposit. If I were you, I would start at another $1,200 off and see where you can go from there. It would hurt...
  • sm05sm05 Member Posts: 22
    Thanks a lot..........
    He gave me an Inv Price of $56,185 and says I am missing an option. I will straighten it out with him.

    He thinks he can give it to me close to Invoice !!!!

    Just curious - I use the MSRP $60,415 and Invoice Price 56,185 what will be the Base Payment ? Can you tell me how to arrive at the montly depr and int. I don't wanna be bothering you :-)
  • oneon3puttsoneon3putts Member Posts: 32
    (Capitalized Cost – Residual Value) / Term = Monthly Depreciation
    (Capitalized Cost + Residual Value) X Money Factor = Monthly Interest
    Monthly Depreciation + Monthly Interest = Base Monthly Payment
  • sm05sm05 Member Posts: 22
    Oh, I saw your calculation that you used 0.0005. The MF for 530xi for Nov is 0.0015 Did this change?
  • sm05sm05 Member Posts: 22
    Thank you very much... you are superb !!! RUN ALL DEALERS...:)
  • oneon3puttsoneon3putts Member Posts: 32
    Ahh, I see you have the 530xi instead of the 530i. With all of the options here are the calc:

    Option Description Invoice MSRP
    530i Base xi $45,905.00 $49,700.00
    205 Steptronic Auto Trans $1,210.00 $1,275.00
    ZSP Sport Package $2,550.00 $2,800.00
    ZPP Premium Package $1,640.00 $1,800.00
    609 Navigation $1,730.00 $1,900.00
    653 HD Radio $455.00 $500.00
    322 Comfort Access $910.00 $1,000.00
    610 HUD $910.00 $1,000.00
    655 SIRIUS $540.00 $595.00
    ZCP Cold Weather $685.00 $750.00
    Destination Charge $695.00 $695.00
    Totals $57,230.00 $62,015.00

    MSRP $62,015.00
    Cap Cost $59,440.00
    Residual % 63.00%
    Residual $ $39,069.45
    Lease Term 36
    Monthly Depreciation $565.85
    Net Money Factor 0.00125
    Monthly Interest $123.14
    Base Payment $688.99

    In the cap cost:

    $400 MACO
    $625 Inception
    $1,185 over invoice

    That's not bad...Sorry for my oversight in the original post...
  • sm05sm05 Member Posts: 22
    The dealer just sent me this -

    No problem - here goes
    MSRP $60415
    invoice plus prep $56185
    Acq fee $625
    Resid value $38061
    MF .00125 (rate 3%)
    Title, MV and lux tax $670.58
    Doc fee $249
    Security Deposit $700
    Disp fee $350
    monthly payment $689 not including State tax

    Any hidden charges in there ?

    How did you arrive at Cap Cost = $59,440.00 ???
  • navboynavboy Member Posts: 32
    I would appreciate it if you would email a copy of the spreadsheet. my email is interiordesignla (at) aol (dot) com. Thanks, it is much appreciated.

    David
  • baudobaudo Member Posts: 3
    oneon3putts,

    hi, are you in los angeles? if so can you recommend a dealership?

    thank you
  • oneon3puttsoneon3putts Member Posts: 32
    What are doc fees? Charged by the state? Disposition fee is charged when the lease ends. There's an lux tax in your state? Umm...
  • oneon3puttsoneon3putts Member Posts: 32
    I think Center BMW is pretty good. Beverly Hills BMW gets good reviews too...And also Bob Smith in Calabasas...
  • oneon3puttsoneon3putts Member Posts: 32
    Invoice = $57,230.00
    MACO = 400
    Inception = 625
    Profit = 1185

    That's what i got to arrive at payment of ~$689 w/out tax. The pricing that I have are effective after 9/1/06. So, if the car was built before, I don't know what the difference is. You probably can check on bimmerfest.com for the pricing prior to 9/1/06 for MY 2007.
  • sm05sm05 Member Posts: 22
    How about the 10k/yr = 2000. Where did you add that? Into the Cap?
  • berk_car_buyerberk_car_buyer Member Posts: 1
    I'm a first time leaser and this forum has been invaluable

    MSRP (w/Dest) : $54,790
    Buy Price: : $51,725 (1.1K over Edmunds Invoice)
    Acq. Fee : $625
    Money Factor : 0.0009
    3yr, 15k/yr : 60% residual
    Lease D. Fee : $350

    617+ 51(tax): 668/month
    (Car comes off the truck in 10 days)

    This is the best deal I've gotten among many Bay Area dealers, everyone is uniformly offering .0009 MF, If I did 8 X $700 Security deposits the Money factor can come down to 0.00043.

    Am I dreaming on the .0005 MF or is 0.0009 the best for first time BMW FS customers?
    Is the price reasonable?
    Any other fees, gotchas I need to be aware of?
  • craigf14craigf14 Member Posts: 15
    I was just wondering the same thing as my dealer in Richardson, Texas just told me that only a MF of .0009 was available and that the .0005 was a myth.

    Also, they do have some tax credits available now, but said becaus of that there will be no discount fom the MSRP. I find this crazy.
  • oneon3puttsoneon3putts Member Posts: 32
    It is 0.0005. Here are the captive lease rates from bimmerfest for all bimmers this month. Call their bluff, say you called BMWFS. The 0.0004 is the max dealer add-on...Obviously they ARE lying you. Go to another dealer...

    Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms

    2007 BMW 328 Series 328Ci Coupe / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 68% of MSRP – .00125 Base Money Factor Rate
    36 mo/15k mi – Residual Value 58% of MSRP – .00125 Base Money Factor Rate
    48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 328 Series 328xi Coupe / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00100 Base Money Factor Rate
    36 mo/15k mi – Residual Value 58% of MSRP – .00100 Base Money Factor Rate
    48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 328 Series 328i Sedan

    24 mo/15k mi – Residual Value 71% of MSRP – .00190 Base Money Factor Rate
    36 mo/15k mi – Residual Value 61% of MSRP – .00190 Base Money Factor Rate
    48 mo/15k mi – Residual Value 45% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 328 Series 328xi Sedan

    24 mo/15k mi – Residual Value 71% of MSRP – .00190 Base Money Factor Rate
    36 mo/15k mi – Residual Value 61% of MSRP – .00190 Base Money Factor Rate
    48 mo/15k mi – Residual Value 45% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 328 Series 328i Wagon

    24 mo/15k mi – Residual Value 70% of MSRP – .00225 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00225 Base Money Factor Rate
    48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 34% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 328 Series 328xi Wagon

    24 mo/15k mi – Residual Value 70% of MSRP – .00225 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00225 Base Money Factor Rate
    48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 34% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 335 Series 335i Coupe / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 69% of MSRP – .00175 Base Money Factor Rate
    36 mo/15k mi – Residual Value 58% of MSRP – .00175 Base Money Factor Rate
    48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 335 Series 335i Sedan

    24 mo/15k mi – Residual Value 71% of MSRP – .00150 Base Money Factor Rate
    36 mo/15k mi – Residual Value 61% of MSRP – .00150 Base Money Factor Rate
    48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 525i / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00050 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00050 Base Money Factor Rate
    48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 32% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 525xi / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00100 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00100 Base Money Factor Rate
    48 mo/15k mi – Residual Value 41% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 33% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 530i / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00050 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00050 Base Money Factor Rate
    48 mo/15k mi – Residual Value 41% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 32% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 530xi / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00125 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00125 Base Money Factor Rate
    48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 33% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 530xiT / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00090 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00090 Base Money Factor Rate
    48 mo/15k mi – Residual Value 38% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 30% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 5 Series 550i / Compare Instant Lease Quotes

    24 mo/15k mi – Residual Value 70% of MSRP – .00150 Base Money Factor Rate
    36 mo/15k mi – Residual Value 59% of MSRP – .00150 Base Money Factor Rate
    48 mo/15k mi – Residual Value 37% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 29% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 6 Series 650CiC Convertible

    24 mo/15k mi – Residual Value 72% of MSRP – .00322 Base Money Factor Rate
    36 mo/15k mi – Residual Value 61% of MSRP – .00322 Base Money Factor Rate
    48 mo/15k mi – Residual Value 51% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 6 Series M6 Convertible

    24 mo/15k mi – Residual Value 72% of MSRP – .00322 Base Money Factor Rate
    36 mo/15k mi – Residual Value 61% of MSRP – .00322 Base Money Factor Rate
    48 mo/15k mi – Residual Value 51% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 6 Series 650Ci Coupe

    24 mo/15k mi – Residual Value 65% of MSRP – .00322 Base Money Factor Rate
    36 mo/15k mi – Residual Value 54% of MSRP – .00322 Base Money Factor Rate
    48 mo/15k mi – Residual Value 45% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 37% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 6 Series M6 Coupe

    24 mo/15k mi – Residual Value 70% of MSRP – .00322 Base Money Factor Rate
    36 mo/15k mi – Residual Value 60% of MSRP – .00322 Base Money Factor Rate
    48 mo/15k mi – Residual Value 49% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 41% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 7 Series 750i Sedan

    24 mo/15k mi – Residual Value 68% of MSRP – .00200 Base Money Factor Rate
    36 mo/15k mi – Residual Value 58% of MSRP – .00200 Base Money Factor Rate
    48 mo/15k mi – Residual Value 37% of MSRP – .00322 Base Money Factor Rate
    60 mo/15k mi – Residual Value 30% of MSRP – .00322 Base Money Factor Rate

    2007 BMW 7 Series 750i Sedan w/Individual

    24 mo/15k mi – Residual V
  • oneon3puttsoneon3putts Member Posts: 32
    I don't know what 10k/yr = 2000 means...When you do 10K the residual goes up to 63%, 12k=62%, 15k=60%...
  • oneon3puttsoneon3putts Member Posts: 32
    If you're in the Bay Area, then there are plenty of dealers. Start faxing and do the deals over the email. For 1st time BMWFS customers, this is how you do the MF calculations:

    0.0005 Buy Rate
    0.00015 Add-on for 1st time BMWFS cust, waived if 1st deposit is made or if you're prior BMWFS customer.
    0.00007 Drops the MF by this amount with each SD made, max 8 (7 + 1st)
    0.00005 Lowest MF allowed, so with the buy rate at 0.0005, then the lowest you can get here is 0.00008.

    Dealers can add a MAX of 0.0004 to the buy rate for their profit!
  • skobolaskobola Member Posts: 207
    I believe that the max SDs is 7, which makes a maximum reduction of MF by minus .00049. As this is the first time that BMW had such a low MF (0.0005 = 1.2%), I have never heard of the lowest MF allowed being 0.00005, but that actually makes sense for BMW FS, as otherwise the interest would be too low. Note that your math in the above example was still not good, as MF 0.0005 with 8 SDs would make the MF a negative number, and with 7 SDs it comes to 0.00001 (=0.24%), which is almost no interest at all, but that would make the 0.00005 cap to apply, which may make a better deal to apply only 6 sec. deposits, which would make the MF of 0.00008, and which is probably what you meant.
  • oneon3puttsoneon3putts Member Posts: 32
    Max is (7 + the 1st)...They had this rate for the 04 Roadster...

    0.0005 + 0.00015 (1st add on)
    0.0005 after 1 SD
    0.00008 (0.0005 - (6*0.00007)).

    Since the lowest allowed is 0.00005. IN THIS CASE it's 7 SDs if you're a 1st time BMWFS customer as i mentioned. I signed a deal like this...It's 6 if you're a prior BMWFS customer.
  • sm05sm05 Member Posts: 22
    I have posted my question on the 3-series thread -BMW 3-Series: Lease Questions.
This discussion has been closed.

Helpful Tools

Most popular vehicles