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Honda Civic Coupe / Civic Si 2006+



  • I'm 28 and have an 06 civic ex,,, my insurance is through Farm Bureau and i pay $958 a year with one speeding ticket on record in past 3 years. That is with a $500 deductable also
  • Looking to get a 2006 LX Coupe, listened to all the safety features and the high rating from National Insurance something or other as told by the salesman. Well I'm thinking State Farm is really going to like this but I better check before I buy: 59 yrs old, married, have a clean driving record - qualify for all their discounts accept for being an honor student $711.72 a year, just for the heck of it, give me a quote, same coverage, for an Accord LX 4 cyl coupe $665.58, Solara SE 4 cyl $622.42
    Seems like something is wrong with this picture.
  • I'm about the same age and circumstances as you and only pay $591/yr ($100/$500 deductible) on an '06 civic coupe EX with Unigard Insurance.
  • I got reapproval what do you tink about a red 2006 S2000? Got a quote so far $3K under MSRP

    The dealer also made a mistake on the Non NAV Si


  • Not familiar with Unigard, have a $250.00 0n the collision only. But with the Civic's high rating, why is it the most expensive?
  • riposteriposte Posts: 160
    An S2000 for commuting??? They're VERY hard riding, and don't make power 'till way up in the RPM band. No NAV in the S2000. Why is an S2000 w/o NAV OK, but an Si w/o NAV is not OK?

    What about an Acura TSX w/ NAV?
  • Because I really wanted the S2000 all along.Everything fell in place after we didn't buy another investment high pressure land lot this week; boy free criuises are high prsssure sales pitches. The "commuter car" was just to obtain spousal approval ;) ; don't blow my cover. I have a 6-speed 2005 Accord Coupe w/NAV for commuting and a S2000 for fun plus my wife's car and son's car. I have a smooth ride and may us it to commute or just for top-down fun on weekends. we'll see.


    P.S.- I wanted a Red Civic Si w/NAV ( my wife wanted NAV in case my son later got the car) I place money down on December 17, 2005 for a special Civic Si order. It was to be high reving and fun. Maybe a little better mileage than my Accord. The Honda dealer kept screwing around with the order. Then I find out the NAV was rejected they didn't tell me. And not only than they don't have any red SIs coming in, would I take a black Si wo/NAV. Honda isn't going to have NAV. This particular honda delaer has a Red 2006 S2000 that I am trying to negotiate a better price because of their special order screwup. In the meantime I find that finally S2000s for 2006 have skid control and some other changes and that they are available and being discounted. I had toyed with the idea of the S2000 before. Anyyway I am looking for a red 2006 S2000 and have already gotten one good quote back from another dealer; just sent out Saturday night.
  • One other thing, I fit the demographic target better for the S2000 than the Civic Si.

    I think both are great cars though.

    Soon to have red 2006 S2000,

  • sigt1sigt1 Posts: 66
    Just make sure you get the hardtop for winter; dunno where you live (Im in Chicago)

    cheers! s2000 is a cool car!

    TSX is nice; just make sure its a manual

    considering the si...
  • Just some friendly advice...Please quit posting what you pay for insurance. Premiums are based on: state, county, limits & deductibles, accident history, motor vehicle records, credit history, age, sex, marital status, home ownership & more. So posting what you pay cannot possibly be fairly compared to what someone else pays. It just takes up space in the forum.
  • sigt1sigt1 Posts: 66
    insurance just like anyother good or service is negotiable

    statefarm quoted me 1000 for 6 months 500 dollar detuctible; esurance quoted me 540 for the same coverage

    i told statefarm i was leaving and they dropped their quote to 800; still too high and like most insurance companies, they punish younger drivers too much in their risk calculations—regardless if the car is a toyota camry LE or a ford mustang GT

    you can shop around for insurance and that was the whole point of people posting what they pay, to help people shop around and get a general feel of what it costs to insure an Si

  • Claire@EdmundsClaire@Edmunds Chicago areaPosts: 968
    Good points. Folks, if you'd like to continue comparing insurance costs, it's better done in the What do you pay for insurance? topic in our Smart Shopper Forum. Thanks :-)



  • Would love to, but tooo !!! broad of a topic. Interested in 2006 Honda Civic insurance premiums paid.
  • I think the 2006 Civic Si is a great car but i was unable to get one.

    I bought a 2006 Red S2000 at invoice!

    Signing off,


    P.S. My insurance will be $1,400 per year for $100K/$250K
  • Even better my insurance quote was wrong only $1046 a year for a S2000 Life id Good!


    Gone but not forgotten MidCow
  • sigt1sigt1 Posts: 66
    cheers on your new ride, enjoy
  • My posted message #413 stated CDs were getting too hot too touch on long trips. Now its escalated to the CD player stopping and starting intermittently after playing for about 15 minutes, and then flashing "disk error". Anyone else having such problems with their CD player? Dealer has ordered a new CD Player.
  • Claire@EdmundsClaire@Edmunds Chicago areaPosts: 968
    Hi, twomotor,

    The point of the insurance topic in the Smart Shopper Forum is to compare prices with other owners of the same vehicle, as well as people in the insurance industry. That would be the best place to discuss it, if at all -- as Promike noted, a lot of factors influence premiums, so comparisons may not be fair or enlightening to anyone.



  • sigt1sigt1 Posts: 66
    comparing insurance premiums is enlightening as it helps to rupture the monopolization of information held by the insurance companies; the more information a consumer knows, the better. it cannot hurt the buyer to know the premiums of others. some insurance companies penalize certain vehicles and drivers more than others, and the comparing of premiums can help distinguish between those policies that do just that.

    the idea that we should not post what we are quoted/paying in premiums for the Civic Si in the Civic Si forum is not fair as insurance is one of the costs of owning a vehicle, and posting premium information cannot hurt the members of this community browsing the forum for information that may lead to a potential buy.

    the "advice" given by promike (who is an insurance agent himself) is not justified as the accumulation of knowledge does not hinder educated decisions, it only improves upon them.

    I will be taking further insurance talk to the forum mentioned, although it would be easier for users to obtain information paid on Civic Si insurance premiums in the Civic Si insurance forum.

  • riposteriposte Posts: 160
    Folks might want to keep a lookout for a USED 2006 Si.

    I did a check on one of those auto trader type of sites, and found a 2006 Si, white, WITH Nav and the HFP wheels, and only 2340 miles.

    Something to keep in mind for all you impatient types out there. :D
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