I have a 2008 xc90 and my lease is up Feb 24. I pay 438 per mo. I can extend the lease for 2 more months, but I will have to pay 400 registration.

I want to lease another xc90, but was told since US Bank is doing finance now, to get the same exact base model would be 550 per mo, with 3500 down.

I'm looking for a 36 month lease. Does anyone know if there will be better deals offered if I decide to extend the lease for 2 months and pay 400 for registration?

Carman : Have you heard anything on how the Volvo programs will change for February ? I have heard possibly more loyalty money and better residuals...I have been holding back on deal hoping something improves next week. Please let me know if you have any information ..... Thank you ....

hello, we have a similar deal on our xc90 2008. our lease expired on november 09 and we are extending it up to 6 month (may 2010). we tried leasing the xc60, but the best we got is 479/mo for 60mo / 10000 miles. we decided to purchase our car, so our payment would stay about the same....

No problem, bronsteen. Thanks for the additional information. Let's crunch some numbers and see what we come up with.

According to my calculations, if you were to lease a 2010 Volvo XC60 T6 AWD that has an MSRP of $42,940 and a selling price of $37,700 ($500 over invoice) through US Bank right now for 48 months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $540.

Car_man Host Prices Paid: Buying & Leasing Experiences Forum

Carman.....I think that invoice price is incorrect. Isn't a T6 AWD invoice $37,200 without options. So $500 over on it would be $37,700, before adding any otions?

Hi fantom. I believe that you're saying the same thing as I did "a selling price of $37,700 ($500 over invoice)." If $37,700 is $500 over invoice, then invoice is $37,200.

Car_man Host Prices Paid: Buying & Leasing Experiences Forum

Hi radoncgs. I believe that Volvo's lease program is scheduled to run through the end of March. Unless it decided to make an unscheduled revision to the program before then, it probably won't get any better. It's difficult to say what it will be like in April.

Car_man Host Prices Paid: Buying & Leasing Experiences Forum

I am not sure if I was given a good price by the dealer This is the car I intend to lease Volvo XC60 3.2 FWD 48months w/12,000 per yr, zero down, with the options we selected the MSR $32,395 -TMV $31,233

What would you calculate as the pre-tax monthly payment? Do you need a list of the options I selected to calculate this.

The money factor on the 2010 XC-60 T-6 went down to .00094 for 36 months. The residual remains at 47% for 36 months and 15K miles per year. For 36 months and 12K miles per year, the residual would be 49%. For 36 months and 10K miles per year, the residual would be 50%.

I have seen some conflicting money factors for 36mo US Bank leases for 3/2010 on the forum. . .can someone validate the correct one (or just tell me they fluctuate daily if that is the case)?

Dealer is stating xc60T 36mo is .00124 autoboy19 is stating xc60T 36mo is .00094

I like autoboy19's number better Just want to make sure before I call my dealer a liar

New to the forum but could really use your expertise. i see you posted the numbers for xc60 T6 for 36 months. Do you have the figures for 48/60 months leases with 10k miles per year. Would you recommmend anything more than 36 months? :confuse:

The lease rates for an XC-60 T-6 AWD with 10K miles per year for 48 months are .00144 and 41%. The corresponding values for 60 months are .00159 and 34%. Those residual values assume an adjustment of plus 3% on the residual values compared with 15K miles per year. This used to be the standard adjustment used on U.S. Bank leases, but this may have changed since December when U.S. Bank became the proprietary leasing source for Volvo vehicles. I heard the current adjustment could be only plus 2%, in which case the values I quoted you should each be 1% lower.

In many cases, 36 or (33-39) month leases tend to be the best. The main problem with going 36 months or longer is that most new car warranties don't last that long. (With the exception of some premium brands). Also, most 48 month and longer terms have rather high interest rates and low residuals. However, in the case of Volvo, their current warranty last 5 years, and their money factors for 48 and 60 months are fairly low, even if the residual values are also low. In fact, the lease rates are roughly on par with the 3.49% finance rate that is available for 72 months. Because of this, leasing one of these vehicles for 48 or 60 months could be a good decision.

This is what a dealer (Internet Sales Mgr) in Pasadena, CA just told me for the 3.2L FWD. It doesn't seem to match anything I have read on this forum. Thoughts anyone?

Residual for 36 months 46% 10,000 miles per year. Residual for 48 months 37% 10,000 miles per year. Money Factor for 36 months 0.00107 Money Factor for 48 months 0.00164

Edited to include that this is for a 2010 with addition of Premium and Multi-media packages, plus Metallic paint.

Hi nyc55. I can work up a payment on this vehicle using the prices and terms that you provided us with. According to my calculations, if you were to lease a 2010 Volvo XC60 3.2 FWD that has an MSRP of $32,395 and a selling price of $31,233 through US Bank right now for 48 months with 12,000 miles per year, your zero down, pre-tax monthly payment would be around $452.

Car_man Host Prices Paid: Buying & Leasing Experiences Forum

Hi fishymick. I believe that US Bank's lease money factor for a 36 month lease of a 2010 XC60 T6 was .00112, but that it was enhanced for March. That's probably the source of the confusion.

Car_man Host Prices Paid: Buying & Leasing Experiences Forum

coming out of xc 90 fwd 26000 miles lease (regular volvo maintenance). thinking of either buying out my car or leasing a new xc60 fwd. am not sure if bying my car would make more sence, considering eventual maintenace (brake change, etc.) which is probably very expensive.. thank you for your suggestions. danijela

We came out of an XC90 lease recently for an XC60T after lots of evalution. The 60 is a much better, more modern, fun ride. It is more comfortable, gets better fuel economy and handles much better. 5 years of free maintenance and a 5 year 60,000 mile warranty is frosting on the cake.

The residual on the 90 was $30K and the cap\buy price on the 60 was $38K. VERY easy decision in my opinion.

For the month of April, U.S. Bank's base lease rate on a 2010 Volvo XC-60 T-6 for 36 months is .00094. The lease rate for this same vehicle for 48 months is .00143.

Yes, the residuals did stay the same from March on all XC-60 trims. The 36 month and 48 month residuals with 10k miles per year on an XC-60 3.2 FWD are still 46% and 37%. These same numbers for a 2010 XC-60 T-6 are actually 49% and 40% respectively. The residuals do not change based on packages or options.

## Comments

123Are those numbers for the XC60, or the XC90? You're reply listed the XC90...

Walt

- Spam
- Abuse

0 · Like LOL848 months.

Thanks Car Man

- Spam
- Abuse

0 · Like LOL3I have a 2008 xc90 and my lease is up Feb 24. I pay 438 per mo. I can extend the lease for 2 more months, but I will have to pay 400 registration.

I want to lease another xc90, but was told since US Bank is doing finance now, to get the same exact base model would be 550 per mo, with 3500 down.

I'm looking for a 36 month lease. Does anyone know if there will be better deals offered if I decide to extend the lease for 2 months and pay 400 for registration?

Thanks!

- Spam
- Abuse

0 · Like LOL9- Spam
- Abuse

0 · Like LOL12we have a similar deal on our xc90 2008. our lease expired on november 09 and we are extending it up to 6 month (may 2010). we tried leasing the xc60, but the best we got is 479/mo for 60mo / 10000 miles. we decided to purchase our car, so our payment would stay about the same....

- Spam
- Abuse

0 · Like LOL38,515Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL38,515According to my calculations, if you were to lease a 2010 Volvo XC60 T6 AWD that has an MSRP of $42,940 and a selling price of $37,700 ($500 over invoice) through US Bank right now for 48 months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $540.

Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL38,515The only change that I am aware of this month is the introduction of special financing rates on all models.

Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL211- Spam
- Abuse

0 · Like LOL58- Spam
- Abuse

0 · Like LOL38,515selling priceof $37,700 ($500 over invoice)." If $37,700 is $500 over invoice, then invoice is $37,200.Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL38,515Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL4This is the car I intend to lease

Volvo XC60 3.2 FWD 48months w/12,000 per yr, zero down,

with the options we selected the MSR $32,395 -TMV $31,233

What would you calculate as the pre-tax monthly payment? Do you need a list of the options I selected to calculate this.

- Spam
- Abuse

0 · Like LOL123Would you please confirm that the March lease incentives for a 36 month, 15K miles per year are still MF .00112 and 47% Residual?

And also, that 12K miles would result in 48% residual, and 10K miles would result in 49% residual?

As always, thanks Car_Man!

- Spam
- Abuse

0 · Like LOL90The money factor on the 2010 XC-60 T-6 went down to .00094 for 36 months. The residual remains at 47% for 36 months and 15K miles per year. For 36 months and 12K miles per year, the residual would be 49%. For 36 months and 10K miles per year, the residual would be 50%.

- Spam
- Abuse

0 · Like LOL123- Spam
- Abuse

0 · Like LOL3Dealer is stating xc60T 36mo is .00124

autoboy19 is stating xc60T 36mo is .00094

I like autoboy19's number better Just want to make sure before I call my dealer a liar

- Spam
- Abuse

0 · Like LOL3Dealer just corrected himself and said that the money factor is indeed .00094 for March

BUT

That residual for 15k was 47%, 12k was 48% and 10k was 49%. I still don't trust them so if anyone con confirm these I would appreciated it.

- Spam
- Abuse

0 · Like LOL1New to the forum but could really use your expertise. i see you posted the numbers for xc60 T6 for 36 months. Do you have the figures for 48/60 months leases with 10k miles per year. Would you recommmend anything more than 36 months? :confuse:

Thanks!

- Spam
- Abuse

0 · Like LOL90The lease rates for an XC-60 T-6 AWD with 10K miles per year for 48 months are .00144 and 41%. The corresponding values for 60 months are .00159 and 34%. Those residual values assume an adjustment of plus 3% on the residual values compared with 15K miles per year. This used to be the standard adjustment used on U.S. Bank leases, but this may have changed since December when U.S. Bank became the proprietary leasing source for Volvo vehicles. I heard the current adjustment could be only plus 2%, in which case the values I quoted you should each be 1% lower.

In many cases, 36 or (33-39) month leases tend to be the best. The main problem with going 36 months or longer is that most new car warranties don't last that long. (With the exception of some premium brands). Also, most 48 month and longer terms have rather high interest rates and low residuals. However, in the case of Volvo, their current warranty last 5 years, and their money factors for 48 and 60 months are fairly low, even if the residual values are also low. In fact, the lease rates are roughly on par with the 3.49% finance rate that is available for 72 months. Because of this, leasing one of these vehicles for 48 or 60 months could be a good decision.

- Spam
- Abuse

0 · Like LOL7Residual for 36 months 46% 10,000 miles per year.

Residual for 48 months 37% 10,000 miles per year.

Money Factor for 36 months 0.00107

Money Factor for 48 months 0.00164

Edited to include that this is for a 2010 with addition of Premium and Multi-media packages, plus Metallic paint.

- Spam
- Abuse

0 · Like LOL90Those residuals are correct, but the 36 month money factor should be .00077 and the 48 month money factor should be .00134 on an XC-60 3.2 FWD.

- Spam
- Abuse

0 · Like LOL38,515Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL38,515Car_manHost

Prices Paid: Buying & Leasing Experiences Forum

- Spam
- Abuse

0 · Like LOL12thank you for your suggestions.

danijela

- Spam
- Abuse

0 · Like LOL211The residual on the 90 was $30K and the cap\buy price on the 60 was $38K. VERY easy decision in my opinion.

- Spam
- Abuse

0 · Like LOL3Any word on what it is for April? 36 and 48?

- Spam
- Abuse

0 · Like LOL90For the month of April, U.S. Bank's base lease rate on a 2010 Volvo XC-60 T-6 for 36 months is .00094. The lease rate for this same vehicle for 48 months is .00143.

- Spam
- Abuse

0 · Like LOL3Residual for 48 months 37% 10,000 miles per year. "

Still the same, as stephlite noted on Mar 24, 2010 quoted from Rusnak in Pasadena? I assume this changes depending on what packages the car has?

- Spam
- Abuse

0 · Like LOL90Yes, the residuals did stay the same from March on all XC-60 trims. The 36 month and 48 month residuals with 10k miles per year on an XC-60 3.2 FWD are still 46% and 37%. These same numbers for a 2010 XC-60 T-6 are actually 49% and 40% respectively. The residuals do not change based on packages or options.

- Spam
- Abuse

0 · Like LOL