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2014 GMC Acadia Lease Questions

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  • ryry1ryry1 Posts: 1

    kydx - i have slightly different criteria than niclaf77.

    i'm looking for feb numbers for 2014 acadia denali FWD (MSRP of 49040: premium color + navi if it's of any consequence). just in case, depending on local inventory: are the residuals/MFs significantly different between FWD and AWD?

    looking at 36 or 39 month and the lowest miles possible; either 10k or i saw they have some 'ultra-low mileage' option on the GMC site now which would be perfect

    sorry for the variables - i'm flexible for the best deal - and thanks so much in advance for your help!

  • kyfdxkyfdx Posts: 29,370

    @ryry1 said: kydx - i have slightly different criteria than niclaf77.

    i'm looking for feb numbers for 2014 acadia denali FWD (MSRP of 49040: premium color + navi if it's of any consequence). just in case, depending on local inventory: are the residuals/MFs significantly different between FWD and AWD?

    looking at 36 or 39 month and the lowest miles possible; either 10k or i saw they have some 'ultra-low mileage' option on the GMC site now which would be perfect

    sorry for the variables - i'm flexible for the best deal - and thanks so much in advance for your help!

    1.20% MF and 61% residual for 36mo, 10K/yr lease. Subtract 2% from residual for 39 month term. 10K/yr is the 'ultra-low mileage' option for GMC. (same rates as the AWD model)

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  • Please Correct me if I'm wrong, but for a lease on a 2014 Acadia SLE-2 FWd, comparing a 24mo/10k lease versus a 36mo/10k lease, it is about $25 a month less expensive for a 24 month lease if I did the calculations correct?

    MSRP is $37,150

    1.20% MF and 61% residual. $770 lease cash for 36mo, 10K/yr lease.

    1.25% MF and 72% residual. $770 lease cash for 24mo, 10k yr lease

    Am I correct $25 monthly difference?

    Royals

  • kyfdxkyfdx Posts: 29,370

    All of that would depend on the selling price. If you are paying MSRP, then the 36 month lease would be a lot less.. If you are getting 6% or more off MSRP, then the 24 month lease will probably be less per month.

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  • Kyfdx do you have MF and residual for a 2014 acadia denali AWD 39 mo lease w/12k miles? Msrp $50395 and sale price $47282.

  • kyfdxkyfdx Posts: 29,370

    @lucy2014 said: Kyfdx do you have MF and residual for a 2014 acadia denali AWD 39 mo lease w/12k miles? Msrp $50395 and sale price $47282.

    1.20% MF and 58% residual. $770 lease cash

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  • Thanks kyfdx. Here are final numbers I got from a dealer for no money down 36 mos lease/ 12k miles 1.37MF and 60% residual (US Bank) on 2014 Acadia Denali Trim with Navigation. I can't replicate how he is getting these numbers and he's informed me that doc fees, rebates and bank fee are also taxed??? See below: MSRP $50395 and agreed price $47307.07 (includes 770 lease cash disc).
    Monthly lease payment $525. 43 and out of pocket is $3250.51 which includes 1st month pymt, upfront tax $1767, bank fee $595, DMV $265, $75 doc fee, $12 tire tax and $10 inspection. Tax rate for me is 8.375.

  • kyfdxkyfdx Posts: 29,370

    The numbers I quoted are for Ally Bank. In some areas of the country, USBank has a better lease program, though I don't have their numbers. The last time that we shopped a GM model, the dealer used USBank numbers for the quote.

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  • forgot to mention this agreed price includes running boards. I still can't get the numbers to add up but am assuming this is a good deal?

  • I think I answered my question...finally got the numbers to work on the tax and payments. Was just nervous that I was getting hit with some hidden fees somewhere but that doesn't look to be the case. Thanks!

  • niclaf77niclaf77 Posts: 27

    i need help as soon as possible - so if someone could please assist, i would appreciate it.

    i have been offered the following deal for a 39 month/10,000 mile per year lease on a 2014 gmc acadia denali awd: sticker price is $50,535 selling price is 46,304 there is $770 in lease cash plus i qualify for another $500 lease conquest cash since i am in a current lease (not gmc).

    now when i calculate the payment it comes to 452.91 pre-tax and if i roll taxes in, it comes to 484.61. is this correct?

    i am being told by dealership that i am somewhat correct but that i have to add in the bank fee of $595, doc fee of $295 and luxury tax????? of .4% before i calculate the tax. now i understand there is a bank fee and doc fee but i thought the doc fee was around $75 and how much should the bank fee be? also, i have never heard of luxury tax on a gmc acadia - is this correct???

    lastly - if all the fee issues were to be resolved, does that selling price appear fair?

    thanks so much for any help you can offer!

  • niclaf77niclaf77 Posts: 27

    just to clarify - the selling price is actually 47,574 and it comes down to 46,304 after the deduction of $770 and $500 in lease cash. thanks!

  • niclaf77niclaf77 Posts: 27

    oh and i am in nj. if there is this .4% luxury tax - is it .4% of the sticker price or .4% of the selling price after rebates deducted and fees added? thanks!

  • niclaf77niclaf77 Posts: 27

    sorry - last thing - i should compose all of my thoughts before i post. now when i go on some of the dealer websites and edmunds to build the vehicle - a $1000 rebate is showing up and being immediately deducted from the price. is this in addition to the $770 lease cash and $500 lease conquest cash? and if it is - is that selling price still a good one? if you add the $2270 in total rebates and cash back to the price - the negotiated selling price of the car is $48,574. the sticker is $50,535 but i can't figure out the invoice b/c edmunds isn't coming up with the same sticker no matter what options i add or subtract. i believe it is a base denali awd black and the rear sunroof.

  • Niclaf77 the dealer I am working with told me that I could not get the $1k customer cash rebate if I was leasing...just the $770 lease cash. Although he did not mention the $500 conquest lease cash and I will ask about it since I'm currently leasing a non-Gm vehicle (Acura). Your numbers are similar to mine (posted above) with the exception that I am looking at 36mo w/ 12k miles. I did price a 39 mo lease w/ 12k miles and I got a price of $508/mo incl tax...so i think it's a good deal but I'm not professional car person :)

  • kyfdxkyfdx Posts: 29,370

    Yeah... some rebates are for purchase, some are for leasing..

    Acquisition fee is legitimate. Doc fees are just money makers, but $295 seems to be about the going rate in NJ.. I'm not familiar with the NJ luxury tax, but dealers don't play around with taxes.

    Just build a unit that is very close in price to the one you are looking at... specific options don't really make much difference..most are marked up the same percentage. You should be able to estimate the invoice price within $100.

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  • rysterryster Posts: 480
    edited February 15

    From the State of New Jersey Motor Vehicle Commission website:

    New car dealerships are responsible for collecting a 0.4% surcharge on the sale of new passenger vehicles, light trucks, SUVs, or vans for which either of the following conditions appy: 1. The gross sales/lease price of the new vehicle is $45,000 or greater, before trade-in, manufacturers rebates, or additional Person(s) with a disability driver adaptive equipment 2. The new vehicle has an average EPA mile/gallon (city and highway) rating of less than 19

    So the dealer is correct in assessing the 0.4% tax on the price before any reductions.

    http://www.nj.gov/mvc/Vehicle/luxurytaxsurcharge.htm

  • kyfdxkyfdx Posts: 29,370
    edited February 16

    Well... that sucks. Thanks for the information, though.

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  • blue3715blue3715 Posts: 13

    @ween57 said: Leased a 2014 GMC Acadia SLT-1 AWD 39 Months 10k Miles in NJ on 12/31/13

    Champagne Silver w/ Dark Cashmere Interior

    MSRP $47,350 Options Include: Navigation, Rear Seat DVD, Dual Sunroofs, Forward Collision and Lane Departure Warning

    Agreed on value of vehicle: $44,593 Gross Capitalized Cost: $47,989 Cap Cost Reduction : $2,700 Adjusted Cap Cost : $45,289 Residual : $27,907 Rent Charge : $1,142

    Lease Payment : $475 a month

    Out the door paid $1,200 covering first month payment, DMV, & Docs

    Traded in a 2010 Ford Fusion SE with 29,606 miles (appraised at $10,200 and owed Ford Finance $11,489) Black Book caps the trade in value of this car around $10,700 and I was about $1,300 in negative equity.

    Total Incentive Amount Received $1,975

    So how did I do here?????

    So you have to may $1300 for the negative equity + the $1200?

    I actually just got the same car yesterday same color). SLT1 AWD but 12k miles. MSRP ~$44,100.

    Don't have all the #'s but basically:

    $450/mo $1800 paid OTD 12k miles/39 mo.

    I might had gotten a better deal, but I took it because I had a 2012 Chrysler Town&Country - Touring-L (orig 37k msrp). KBB trade in was about $19k, but dealers were offering $17.5k. I got this dealer to offer $19,300 so I took that on the trade in vs trying to further negotiate down the price. Maybe I coulda gotten it down to $440/mo or $500 less down, but I honestly didn't feel like spending an hour to save $10/mo... thats just 2 coffees.. lol

  • blue3715blue3715 Posts: 13

    @chaalu said: for MSRP of $48845. Thanks for your feedback. I thought only the Denali came with 20" wheels.. other 19"

  • blue3715blue3715 Posts: 13

    @laxcars said: Looking at this current deal, thoughts?

    2014 Acadia SLT1 with nav

    MSRP: 43,510.00 Selling: 40,376.75

    Out of pocket: $640

    $448/month inc. tax

    Is this the AWD?

    I got the AWD for $450/mo (with NAV). OOP $1800. If it's AWD, it's a good deal I think. FWD I dont know.

  • I'm about to pull trigger on a deal...still juggling between two dealers (ny and nj). The nj dealer is telling me my due at signing cost is around $2300 and the ny dealer is telling me due at signing is $3200. The difference is that the ny dealer has added the bank fee and is charging me tax on rebates, bank fee and doc fee where the nj has not - or at least I don't see it itemized. Of course my payment is less w/ ny dealer. Btw, this is a no-money down lease. Anyone see differences in due at signing between ny/nj dealers or think this alot to put down? Just curious. Last time I leased, I only had to come up with $1500 due at signing.

  • blue3715blue3715 Posts: 13

    @lucy2014 said: I'm about to pull trigger on a deal...still juggling between two dealers (ny and nj). The nj dealer is telling me my due at signing cost is around $2300 and the ny dealer is telling me due at signing is $3200. The difference is that the ny dealer has added the bank fee and is charging me tax on rebates, bank fee and doc fee where the nj has not - or at least I don't see it itemized. Of course my payment is less w/ ny dealer. Btw, this is a no-money down lease. Anyone see differences in due at signing between ny/nj dealers or think this alot to put down? Just curious. Last time I leased, I only had to come up with $1500 due at signing.

    All that matters is your out-the-door cost + total lease payments.. that being said, there's no reason to put more $ down now when you can pay it over 39 months.

  • blue3715blue3715 Posts: 13

    @lucy2014 said: Niclaf77 the dealer I am working with told me that I could not get the $1k customer cash rebate if I was leasing...just the $770 lease cash. Although he did not mention the $500 conquest lease cash and I will ask about it since I'm currently leasing a non-Gm vehicle (Acura). Your numbers are similar to mine (posted above) with the exception that I am looking at 36mo w/ 12k miles. I did price a 39 mo lease w/ 12k miles and I got a price of $508/mo incl tax...so i think it's a good deal but I'm not professional car person :)

    GMCs website says the $1k cash isnt for leases. You should get the $500 Presidents day cash incentive.

    Which car did you get?

  • blue3715blue3715 Posts: 13

    @niclaf77 said: i need help as soon as possible - so if someone could please assist, i would appreciate it.

    i have been offered the following deal for a 39 month/10,000 mile per year lease on a 2014 gmc acadia denali awd: sticker price is $50,535 selling price is 46,304 there is $770 in lease cash plus i qualify for another $500 lease conquest cash since i am in a current lease (not gmc).

    now when i calculate the payment it comes to 452.91 pre-tax and if i roll taxes in, it comes to 484.61. is this correct?

    i am being told by dealership that i am somewhat correct but that i have to add in the bank fee of $595, doc fee of $295 and luxury tax????? of .4% before i calculate the tax. now i understand there is a bank fee and doc fee but i thought the doc fee was around $75 and how much should the bank fee be? also, i have never heard of luxury tax on a gmc acadia - is this correct???

    lastly - if all the fee issues were to be resolved, does that selling price appear fair?

    thanks so much for any help you can offer!

    50k msrp dnali AWD for $486/mo? That's a bit low. 1. How much down (your out-the-door cost)? 2. Whats the residual? 3. Doc fee is $295. 4. I don't know about luxury tax.

  • @blue3715 said: Which car did you get? 2014 acadia denali awd - dealer showed me on his screen that he can't select combination of rebates so i can get 770 lease cash and 750 for being usaa member but i can't get 500 lease conquest cash or the other combinations in addition...i guess it's their way of managing how much money they give away!

  • blue3715blue3715 Posts: 13

    @lucy2014 said: 2014 acadia denali awd - dealer showed me on his screen that he can't select combination of rebates so i can get 770 lease cash and 750 for being usaa member but i can't get 500 lease conquest cash or the other combinations in addition...i guess it's their way of managing how much money they give away!

    Any $ down? I don't get how the payments come to such a low $ from a 50k msrp and just those discounts.

  • Royals_1969Royals_1969 Posts: 5

    I'm looking for MARCH 2014 numbers...residual and MF for the following. 2014 Acadia SLE-2 FWD 24 month 10k and 36 month 10k Thanks Royals

  • kyfdxkyfdx Posts: 29,370

    March numbers just came out yesterday... It will be later in the week before we get that information.

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  • Royals_1969Royals_1969 Posts: 5

    @kyfdx@Edmunds said: March numbers just came out yesterday... It will be later in the week before we get that information.

    Do you have access to the numbers yet for March? ...residual and MF for the following. 2014 Acadia SLE-2 FWD 24 month 10k Also 36 month 10k, also what incentives are they offering... Thanks Royals

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