2014 BMW 5-Series Lease Questions

freezinghot · August 2014

@prilum said:
Is this a good deal.
My lease details below-

I'm using BMW fleet program discount that lower MF by 0.00020

2014 528xi - Dark Graphite Metallic, Dakota leather, cold weather, premium pkg, rear view camera, park distance.
MSRP $58,000
Sale price - $48,851
Residual Value -61% (36 months,12k/yr)
Monthly payment - $425/month.
Total due at signing - $6,259

This includes
First month payment - $425
Lease acquisition fees - $725
Doc fees - $305
DMV fees - $313
Title Fee - $195
NJ Sales Tax - $1,144
7 MSDs of $3150
Total = $6,259

How did yo get such a low a selling pricing?

Is that part of the fleet program?

freezinghot · August 2014

I was wondering if you had the numbers already for August lease rates and any incentives?

I am still trying to figure out what will work in my car budget and I think is worth it.

So was hoping you could provide the numbers for a 2014 - 528, 535 , 535d. It would be a 36/15 term lease unless BMW came out with a better deal on a 33 or 39 month lease? Allso, is the bbuild out cash the same, have they added anything new since the 2015's are already hitting the lots.

I am undecided bbetween this and the A6 so I'm hoping whoever is giving the better deal this month will help make my decision easier.

glebedin · August 2014

Struck this deal with a car broker. 2014 528i Graphite/Cinnamon Leather with only Driver Assist package and Satellite. $1000 upfront which includes 1st month, tag transfer, state tax. 36 month/10k year. $559/month includes tax. Deal was done in July, but delivery of vehicle will be 8/16.

prilum · August 2014

@freezinghot said:
Is that part of the fleet program?

Yes. bmw corporate fleet program gives a few discounts. Don't know how dealership apply them.

Michaell · August 2014

@freezinghot said:
I was wondering if you had the numbers already for August lease rates and any incentives?

I am still trying to figure out what will work in my car budget and I think is worth it.

So was hoping you could provide the numbers for a 2014 - 528, 535 , 535d. It would be a 36/15 term lease unless BMW came out with a better deal on a 33 or 39 month lease? Allso, is the bbuild out cash the same, have they added anything new since the 2015's are already hitting the lots.

I am undecided bbetween this and the A6 so I'm hoping whoever is giving the better deal this month will help make my decision easier.

528i - 59% and $2500 lease cash

535i - 59% and $1500 lease cash

535d - 58% and $1500 lease cash.

.00130 MF for all.

habsone · August 2014

Hello Michaell, May I have RV and MF for 2014 550i xdrive 36/15. Thank you!

kyfdx · August 2014

@habsone said:
Hello Michaell, May I have RV and MF for 2014 550i xdrive 36/15. Thank you!

.00130 MF and 59% residual. $2500 buildout cash.

jxfan2013 · August 2014

looking at 2014 bmw 535xi. with MSRP approx 64,000, dealer demo on sale for 55,000

for 36 months, 15000 miles lease and 7 MSDs and $2500 buidout cash, what am i looking at per month?

jxfan2013 · August 2014

@jxfan2013 said:
looking at 2014 bmw 535xi. with MSRP approx 64,000, dealer demo on sale for 55,000

for 36 months, 15000 miles lease and 7 MSDs and $2500 buidout cash, what am i looking at per month?

Luxury Line ($2100), Premium Package ($1500) and Cold Weather Package ($950) are included

kyfdx · August 2014

@jxfan2013 said:
looking at 2014 bmw 535xi. with MSRP approx 64,000, dealer demo on sale for 55,000

for 36 months, 15000 miles lease and 7 MSDs and $2500 buidout cash, what am i looking at per month?

How many miles on the car? And, is it $55K minus $2500? Or does the $55K already have the $2500 factored in?

jxfan2013 · August 2014

@kyfdx said:
How many miles on the car? And, is it $55K minus $2500? Or does the $55K already have the $2500 factored in?

55K doesn't have 2500 factored in. miles I am not sure, but i believe it's less then 500. it's not a loaner vehicle. It's demo vehicle.

kyfdx · August 2014

@jxfan2013 said:
looking at 2014 bmw 535xi. with MSRP approx 64,000, dealer demo on sale for 55,000

for 36 months, 15000 miles lease and 7 MSDs and $2500 buidout cash, what am i looking at per month?

I'm only showing $1500 in buildout cash ($2500 is the diesel, the 528 or the 550).

.00130 MF (.00081 after MSDs) and 59% residual. $511/mo.+tax.

Due at signing would be 1st payment, acq.fee, title/license/doc fees and 7 MSDs

dohoonster · August 2014

Hello Newbie here. I really appreciate all the great help that everyone is providing. I wanted to see if I got a good deal with my recent purchase, so I can refer my friends to the sales person. Purchased on 8/3.

Details are as below.
•YR. 2014 528i with Alpine white exrerior
•Cinnamon brown Dakota leather
•Premium package
•Heated front seats
•Rear view camera

•Park Distance control

•MSRP :$54,675 (net total of $53,750 + $925 destination charge)

•Dealer invoice : $ 50,970
•Negotiated final selling price : $46,800
•$1,500 OOP paid (included first moth payment)
•12,000 mi / yr
•3 year lease
•MF : 0.00130
•Residual value : $33351.75 (61%)
•Acquisition fee: $725
•Tax is 8% for where I live

Total difference from MSRP to selling price was in saving of $7,875, and $4,170 below invoice. Final number was $524.87 (tax included). I think it is a good deal looking at the selling price. However, I was not sure if the monthly lease number was calculated correct. Let me know what you all think. Thanks in advance everyone!

schmidthb · August 2014

Have been contemplating 3 series based on cost, hesitant because of size though. Ideally I'd lease the 5 but figured it would be minimum $600 monthly? Appears via this forum they can be leased in the 5's? Assume incentives will get better closer to year end? Any thoughts on what numbers i should use to factor best lease in terms of MF, Residual, Avg % off MSRP ?

Michaell · August 2014

@schmidthb said:
Have been contemplating 3 series based on cost, hesitant because of size though. Ideally I'd lease the 5 but figured it would be minimum $600 monthly? Appears via this forum they can be leased in the 5's? Assume incentives will get better closer to year end? Any thoughts on what numbers i should use to factor best lease in terms of MF, Residual, Avg % off MSRP ?

MF is .00130 and the 36/15 RV is either 58% or 59% depending on model.

I would shoot for invoice minus incentives as a target price.

We are at year end - folks are already commenting on lack of availability of 2014's.

drsteve1 · August 2014

Sounds like a reasonable deal. For what it's worth here's what i ended up getting . $465 including 7% Nj tax , $700 out of pocket. 36/10k. Turned in a 2012 528 lease (not sure if there's a loyaly discount/rebate) msrp $54425, selling price $45400 after all rebates and $1k drive event cash. No multi security deposits , so the mf is 00130

Michaell · August 2014

@drsteve1 said:
Sounds like a reasonable deal. For what it's worth here's what i ended up getting . $465 including 7% Nj tax , $700 out of pocket. 36/10k. Turned in a 2012 528 lease (not sure if there's a loyaly discount/rebate) msrp $54425, selling price $45400 after all rebates and $1k drive event cash. No multi security deposits , so the mf is 00130

Wow, that's a great deal on a $54K car. Enjoy!

drsteve1 · August 2014

Thanks Michael. This forum was instrumental in my negotiations .

cesarb · August 2014

what is The RV 528 x drive 36mo/10k 36mo/12k thank you

dohoonster · August 2014

@drsteve1 said:
Sounds like a reasonable deal. For what it's worth here's what i ended up getting . $465 including 7% Nj tax , $700 out of pocket. 36/10k. Turned in a 2012 528 lease (not sure if there's a loyaly discount/rebate) msrp $54425, selling price $45400 after all rebates and $1k drive event cash. No multi security deposits , so the mf is 00130

drsteve1, looks like you had a great deal.
Does anyone know what shoud be the difference in payment betwwen 10000/yr and 12000/yr? If I know the difference, I can probably conclude if my monthly payment was resonanble with $46,800 selling price and $1,500 OOP on $54,675 MSRP with $524.87 (tax included)/Mo.
Let me know.
Below is my original post.

@dohoonster said:
Hello Newbie here. I really appreciate all the great help that everyone is providing. I wanted to see if I got a good deal with my recent purchase, so I can refer my friends to the sales person. Purchased on 8/3.

Details are as below.
•YR. 2014 528i with Alpine white exrerior
•Cinnamon brown Dakota leather
•Premium package
•Heated front seats
•Rear view camera

•Park Distance control

•MSRP :$54,675 (net total of $53,750 + $925 destination charge)

•Dealer invoice : $ 50,970
•Negotiated final selling price : $46,800
•$1,500 OOP paid (included first moth payment)
•12,000 mi / yr
•3 year lease
•MF : 0.00130
•Residual value : $33351.75 (61%)
•Acquisition fee: $725
•Tax is 8% for where I live

Total difference from MSRP to selling price was in saving of $7,875, and $4,170 below invoice. Final number was $524.87 (tax included). I think it is a good deal looking at the selling price. However, I was not sure if the monthly lease number was calculated correct. Let me know what you all think. Thanks in advance everyone!

kyfdx · August 2014

@cesarb said:
what is The RV 528 x drive 36mo/10k 36mo/12k thank you

.00130 MF and 62%/61% residual. $2500 buildout cash.

kabbalah · August 2014

Here is my deal. 2014 535i Dark Graphite Metallic/Ivory nappa leather

Options

M Sport
Driver Assistance Pkg
Lighting Pkg
Premium Pkg
Sport Auto Transmission
Multi-contour seats
Heated front seats
Harmon Kardon sound
Black kidney grilles

MSRP $68,315

Selling price $58918
Acquisition fee 925
BMW Tire & Wheel protection 1399
Dealer admin fee 599
Georgia sales tax 4177 (new in the last year or so where you pay it upfront)

some other title fees etc

total $66297
Down pmt $1503

adjusted cap cost $65623
residual 62% or $42355
MF .00170

36m 10K/yr
payment $830 x 35

Any thoughts good or bad?

8042 · August 2014

Hi. Could you please let me know August money factor and residual for 2014 BMW M5. 10K miles/year and 36 months. Thanks

Michaell · August 2014

@kabbalah said:
Here is my deal. 2014 535i Dark Graphite Metallic/Ivory nappa leather

Options

M Sport
Driver Assistance Pkg
Lighting Pkg
Premium Pkg
Sport Auto Transmission
Multi-contour seats
Heated front seats
Harmon Kardon sound
Black kidney grilles

MSRP $68,315

Selling price $58918
Acquisition fee 925
BMW Tire & Wheel protection 1399
Dealer admin fee 599
Georgia sales tax 4177 (new in the last year or so where you pay it upfront)

some other title fees etc

total $66297
Down pmt $1503

adjusted cap cost $65623
residual 62% or $42355
MF .00170

36m 10K/yr
payment $830 x 35

Any thoughts good or bad?

MF is marked up on you .. should be .00130. I confirm your math but the lower MF will reduce your payment to $788/mo.

Michaell · August 2014

@8042 said:
Hi. Could you please let me know August money factor and residual for 2014 BMW M5. 10K miles/year and 36 months. Thanks

.00130 and 61%. $2500 in lease cash.

dsbrasher · August 2014

I see several posts with .00130 money factor for August on 535 for 36 month/15k mile lease, but I went to 2 dealerships yesterday and they both told me that MF is only for BMW employees and that customers had to pay .00170

kyfdx · August 2014

@dsbrasher said:
I see several posts with .00130 money factor for August on 535 for 36 month/15k mile lease, but I went to 2 dealerships yesterday and they both told me that MF is only for BMW employees and that customers had to pay .00170

The base MF provided by BMWFS is .00130, but dealers are permitted to mark it up to .00170, for extra profit. Most dealers attempt to do this. Most of them don't tell blatant lies like the two dealerships you visited.

kabbalah · August 2014

@kabbalah said:
Here is my deal. 2014 535i Dark Graphite Metallic/Ivory nappa leather

Options

M Sport
Driver Assistance Pkg
Lighting Pkg
Premium Pkg
Sport Auto Transmission
Multi-contour seats
Heated front seats
Harmon Kardon sound
Black kidney grilles

MSRP $68,315

Selling price $58918
Acquisition fee 925
BMW Tire & Wheel protection 1399
Dealer admin fee 599
Georgia sales tax 4177 (new in the last year or so where you pay it upfront)

some other title fees etc

total $66297
Down pmt $1503

adjusted cap cost $65623
residual 62% or $42355
MF .00170

36m 10K/yr
payment $830 x 35

Any thoughts good or bad?

I know that the best rate is .00130 but my credit score went down as I renegotiated and eliminated a lot of CC debt so it was worthwhile to me to take the .00170. It's 4.08% vs 3.12%. I was quite happy with my deal. Great car.

danmgy11 · August 2014

Can you provide the details for a 528 36/12k?

homiedru · August 2014

Hi Michaell, can you please provide the MF and RV for a 2014 535i w/ a 36 month term for 10K/12K/15K miles per year? Thanks!

Michaell · August 2014

@danmgy11 said:
Can you provide the details for a 528 36/12k?

.00130 and 61%. $2500 build out cash this month.

Michaell · August 2014

@homiedru said:
Hi Michaell, can you please provide the MF and RV for a 2014 535i w/ a 36 month term for 10K/12K/15K miles per year? Thanks!

36/16 - .00130 and 59%. Add 2% for 12K and 3% for 10K. $1500 build out cash.

justinp85 · August 2014

This was my first lease...so hopefully I didn't get royally screwed.

MSRP: 64,375 (2014 535i, luxury line, drivers & drivers plus, premium)
INVOICE: 59,845
SELLING: 55,845
LEASE TERMS: 12k/36mo
RESIDUAL: 61%
MF: 0.00149 (3.57%)
FEES: 925
TAX: 6.25% (TX)
UPFRONT COST: 1750 (1st month + acquisition)
MONTHLY PAYMENT: $600 before tax, $706 with tax

3 YEAR COST: $26433

I guess I could have done lowered the acq fee to 725 and MF back to base (0.0013), but this was their best offer.

Michaell · August 2014

@justinp85 said:
This was my first lease...so hopefully I didn't get royally screwed.

MSRP: 64,375 (2014 535i, luxury line, drivers & drivers plus, premium)

INVOICE: 59,845

SELLING: 55,845

LEASE TERMS: 12k/36mo

RESIDUAL: 61%

MF: 0.00149 (3.57%)

FEES: 925

TAX: 6.25% (TX)

UPFRONT COST: 1750 (1st month + acquisition)

MONTHLY PAYMENT: $600 before tax, $706 with tax

3 YEAR COST: $26433

I guess I could have done lowered the acq fee to 725 and MF back to base (0.0013), but this was their best offer.

Exactly .. though the up-front taxes in Texas don't help, either. You did OK, next time come find us before signing on the dotted line.

steveh77 · August 2014

Hello. This is my first post on this forum. I've been following the tips kindly provided by other members. This is the deal I have worked out with my limited understanding of all this. Can someone please tell me if this is a good deal?

2014 535i black sapphire metallic w/ premium pkg, driver asst pkg, lighting pkg, multi contour seats, harman kardon, heated seats, power rear shade

LEASE TERM: 36 months, 15k miles

MSRP: $65,025

SALE PRICE: $56,999

RESIDUAL: 59%

MF: 0.00081 (with 7 MSDs)

INITIAL CAP COST: $56,999

ADJUSTED CAP COST: $58,004

DRIVEOFF: $6,080 (includes $4,900 for MSDs and 1st month's payment)

BASE MONTHLY RENTAL: $623.59

SALES TAX(8%): $49.89

MONTHLY PAYMENT: $673.48

I will be signing the deal tomorrow. Any opinions? Thanks.

kyfdx · August 2014

The numbers are right on the money

schmidthb · August 2014

Have offer on table for 2014 328xi with MSRP of $60,725. 36 mo lease / 10k miles for $594 with 3k down. Is this as good of a deal as I'm being told?

justinp85 · August 2014

@Michaell said:
Exactly .. though the up-front taxes in Texas don't help, either. You did OK, next time come find us before signing on the dotted line.

The money I saved negotiating got drained by the 0.00149 MF. In hindsight, at the bare min. I should have got it for 0.0013 (675 in savings) or put MSDs down on the 0.00149 (1700 in savings).

Best case would have been 0.0008. A whopping 2400 bucks.

Michaell · August 2014

@schmidthb said:
Have offer on table for 2014 328xi with MSRP of $60,725. 36 mo lease / 10k miles for $594 with 3k down. Is this as good of a deal as I'm being told?

What is the negotiated selling price? Is this a 528xi? Your post says 328xi.

schmidthb · August 2014

Sorry yes a 528i with negotiated SP of $54,058.59 . Current MF is at .00170

schmidthb · August 2014

I should mention GM showed me paperwork, claims to be making $1400 on this deal? I've tried to move on numbers and he claims to be at bottom. This is with a $1000 drive time offer factored in on top of $2500 build out inventive. Assume you'll advise that I push on MF, is this my best play or is there something else? I'm trying to get in mid 5's

Michaell · August 2014

@schmidthb said:
I should mention GM showed me paperwork, claims to be making $1400 on this deal? I've tried to move on numbers and he claims to be at bottom. This is with a $1000 drive time offer factored in on top of $2500 build out inventive. Assume you'll advise that I push on MF, is this my best play or is there something else? I'm trying to get in mid 5's

Yes, push on MF to see how low they will go. The only variables are the MF or the selling price - dealers know this and will give on one or the other.

try contacting another dealer - healthy competition should work in your favor.

pureautomobile · August 2014

Hello Michaell, what is the MF and RV for 2014 528i, 535i, and 535d for 24m/10k mi? Are the RV for 27 mths or 39 mths the same as 24 and 39 mths respectively?
Thanks.

Michaell · August 2014

@pureautomobile said:
Hello Michaell, what is the MF and RV for 2014 528i, 535i, and 535d for 24m/10k mi? Are the RV for 27 mths or 39 mths the same as 24 and 39 mths respectively?
Thanks.

MF is .00130.

528i - 68%. $2500 build out cash.

535i - 68%. $1500 build out cash.

535d - 67%. $1500 build out cash and $1000 eco credit.

BMW does not offer 27 or 39 month residuals.

purplebling · August 2014

Hi, I am new and hoping someone can help me. I was quoted $589 a month with $3900 out of pocket. I have not seen what is in the $3900 yet because my salesperson is on vacation & I need to get a car quickly. It's a 2014, space gray 528xi with the premium, cold weather & driver assistance package & navi. 3 yr lease with 12K miles. I had a 2013 that was just totaled & this is the same pricing. Can someone tell me if this sounds reasonable? I don't have much time to shop around. I been using this same salesperson for the past 4 BMW's I've had so I'm hoping I can trust her. I will talk to her when she returns but wanted to do some homework first. Any assistance would be appreciated. Thanks

kenny786 · August 2014

Hey, this forum definitely helped me a lot to understand all the aspects of leasing a BMW. Thank you to all the admins and commenters for sharing their details and providing such great info.

I wanted to share the details of a 2014 535i X Drive w/M Sport, Premium Package, Driver Assistance, Cold Weather. Dark Graphite Metallic and Nappa Leather multi contour seating.

Lease Term: 36 Months, 12K Miles

MSRP: $67,950
Sale Price: $58,350

Residual: 61%
MF: 0.0013

Down Payment: $1,610 (First month, Registration & Tags)

Monthly Payment with tax: $669

Dealer didn't really negotiate much as he dropped the price quite a bit but I budged him. Also tried to get the $925 acquisition fee down as I read that its a mark up by the dealer but salesmen said that $925 is the price.

Any opinions?

kyfdx · August 2014

@purplebling said:
Hi, I am new and hoping someone can help me. I was quoted $589 a month with $3900 out of pocket. I have not seen what is in the $3900 yet because my salesperson is on vacation & I need to get a car quickly. It's a 2014, space gray 528xi with the premium, cold weather & driver assistance package & navi. 3 yr lease with 12K miles. I had a 2013 that was just totaled & this is the same pricing. Can someone tell me if this sounds reasonable? I don't have much time to shop around. I been using this same salesperson for the past 4 BMW's I've had so I'm hoping I can trust her. I will talk to her when she returns but wanted to do some homework first. Any assistance would be appreciated. Thanks

You are a salesperson's dream. Spend $200 and rent a car for a week and get all of the details. MSRP, selling price, tax rate, state, and a breakdown of the $3900. With all of that information, you can get help making an informed decision.

Rushing into a lease of a $50K+ car is not a good idea.

kyfdx · August 2014

@kenny786 said:
Hey, this forum definitely helped me a lot to understand all the aspects of leasing a BMW. Thank you to all the admins and commenters for sharing their details and providing such great info.

I wanted to share the details of a 2014 535i X Drive w/M Sport, Premium Package, Driver Assistance, Cold Weather. Dark Graphite Metallic and Nappa Leather multi contour seating.

Lease Term: 36 Months, 12K Miles

MSRP: $67,950
Sale Price: $58,350

Residual: 61%
MF: 0.0013

Down Payment: $1,610 (First month, Registration & Tags)

Monthly Payment with tax: $669

Dealer didn't really negotiate much as he dropped the price quite a bit but I budged him. Also tried to get the $925 acquisition fee down as I read that its a mark up by the dealer but salesmen said that $925 is the price.

Any opinions?

Looks like you did very well.

obidee · August 2014

Went in today this is what they said 528ix black sapphire metallic ,black Dakota leather ,cold weather package, driver assistance pkg ,premium pkg Harman kardon sound =36mo 12k miles $1544 down that includes first months a $725 acquisition fee dmv fees etc msrp $59,525.00 sale price around $52,000 .. $582 a month ...I believe he gave us $1500 drive event incentive ..what do you guys think?..my first time dealing with this .very nerve racking lol

kyfdx · August 2014

@obidee said:
Went in today this is what they said 528ix black sapphire metallic ,black Dakota leather ,cold weather package, driver assistance pkg ,premium pkg Harman kardon sound =36mo 12k miles $1544 down that includes first months a $725 acquisition fee dmv fees etc msrp $59,525.00 sale price around $52,000 .. $582 a month ...I believe he gave us $1500 drive event incentive ..what do you guys think?..my first time dealing with this .very nerve racking lol

Is $1544 the full amount due at signing? Is $582/mo. the full payment including taxes? Did they disclose the money factor? (base MF is .00130)

2014 BMW 5-Series Lease Questions

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