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Vehicle(s) I currently own
2006 BMW 330Ci Coupe


  • muffinflavored
    Thank you so much for all of your kind help!
    April 2015
  • wassupbee
    My calculation tells me differently. 
    Negotiated Price= $64799 x residual .60= $38,879
    $64,799- $38,879= $25,920/36= $720
    64,799+38,879 = 103,678 x .00081 (7 MSD) = $84
    $720 + $84 = $804.
    KYFDX, what am I missing? 
    I am cysj's brother. 
    Also, is BMW's MSD according to monthly payments? For example, if monthly payment is $700, the max (7) you could put down would be $4900? 
    April 2015
  • familyman15
    I need some advice regarding a low credit score lease thru Honda. It is for a 2015 AWD SE. The local dealership was able to get honda to approve us but the terms are painful and i just wanted to get a gut check before signing. The money factor quoted was .0056 and they said honda wanted 5000 total due at signing. The payment for a 12K 36 mod was quoted at 540.00 a month with a selling price of 30700.00 and a list price of 37000 msrp. Thanks for any insight you can provide a quick response would be very helpful because we are in serious need ( our old car died)

    Thanks so much
    April 2015
  • antraneek
    Looking into leasing a 2015 E400 Sedan
    MSRP 69,350
    Selling price 62,500
    36 months 10k 
    what's should my payment be? (Credit Is Excellent)
    $3000 Down
    $5000 Upside down

    What's the money factor and residual for the 2015 E400 Sedan?

    Thank you in advance 
    April 2015
    • antraneek
      I live in socal if that helps :)
  • gocard1
    Do you know the residuals and money factors for the 2015 Mercedes SL 550 for March for a 30, 33 and 36 month lease with 10k miles per year?

    Any differences if it is a leftover 2014?

    March 2015
  • browndog77
    Thank you for answering my question, hoping you can answer another.
    March 2015
  • degeo
    Thank u very much.
    March 2015
  • kyfdx earned the 100 Answers badge.
    Admit it, you read Wikipedia in your spare time.
    March 2015
  • tonka858
    2015 golf R Dealer is quoting 00232
    Do you know real numbers yet?
    February 2015
  • woogie1211
    Can you tell me the RES and MF for a 2015 Santa Fe SUV AWD Automatic, 12k miles 36year lease for New York. The MSRP at the dealer is $37,423.
    January 2015
  • bcronshaw
    Wanted to let you know that your responses regarding the Audi Q3 were immensely helpful! Had I not known the base money factor and residuals for the car we were looking at we would have gotten a very raw deal.

    One question I had was regarding the "base money factor." Can someone with top tier credit be below the base money factor, or is that a floor as far as MF/interest rates go for the company? My only point of confusion in the process was that the salesman showed me a monthly payment where the MF was marked up from 0.0012 to 0.00199 but his explanation was that it was for instructional purposes only so people don't get freaked out by a suddenly higher payment amount when their credit score clears. Basically the model they use 'defaults' to a slightly higher MF. Curious to get your thoughts on this. We ended up in Tier B with a 0.00155 MF...
    January 2015
  • salfasano
    I was just able to negotiate a great lease deal using the information you posted on the Edmunds message board. Thanks!

    I have a background in web development and I think there is a need for a website that makes the lease process easier by consolidating all available information into one place. This website would have the MF, residual %, and cash back information for all vehicles in one place. It would also display sample lease prices based on MSRP, Edmunds TMV, or a custom cap cost.

    However, I'm not sure where to acquire the finance numbers you have access to. Is this information freely available?
    January 2015
  • garden54
    All I paid was DMV fees of $300....
    December 2014
  • emailbraddavis
    Can you tell me the RES and MF for a 2015 228i Xdrive Automatic, 12k miles 36 and 39 months in Idaho?

    December 2014
  • dhop
    Sorry K - I typed to wrong year on my ? - Can you please tell me the December MF & Res % a 4x2 JGCherokee 2015 ALtitiude & Limited - 12k/36mos .We Live in Orange Calif. What banks do they use (Ally or Chrysler? ) What is the bank Fee & DMV Sales/ vehicles fee's for the Min down. The OC sales tax is 7.75% till Jan 1st I believe.
    Thank you very much
    December 2014
  • kyfdx earned the 250 Likes badge.
    You received 250 Likes. Looks like you're popular around these parts.
    December 2014
  • jim_321
    Good evening. I am looking to lease a 2014 or 2015 ford f 150 super crew. I do not see any recent posts in prices paid or leasing experience. Could you possible point me in the right location? Thank you in advance.
    December 2014
  • gobluejd
    Was wondering if you could confirm I am doing my lease correct.

    Rates are 61% (15k) Residual and 3.5% MF (0.0014583) - Dealer quote.

    2015 F150 Crew 4x4 Lariat
    MRSP = 51500
    Base Cap = 46986
    Acquisition Fee = 595
    Down Payment 5k
    Adjusted Cap = $42581

    I am showing:
    Dep Fee = $310.17
    Financial Fee = $107.91
    Sales Tax 7%
    PAYMENT = $447.34
    December 2014
  • hecara
    Hello, I would like to take a moment of your time for advice if that's ok? I am currently leasing a 2012 Acura MDX. I have 2 years left on my lease. I wanted to know what my options are if I want to end it? I would like to swap it out for a 2015 for the remaining 2 years. Then I would like to finance the rest so I don't have to start over with another full balance to finance. Is this possible? I searched the forums but haven't found anything specifically on the subject. Thank you in advance for your help!
    November 2014
  • bcady
    Thanks for your reply.

    I may head to the dealer later today, so am hoping for an answer.

    Do you have any idea if the MF is being marked up for my deal? In TX, thru BMW FS.

    They are telling me 1.70.
    November 2014
  • cali_oil
    Hey KYFDX,

    Just went to the BMW dealership and I got this deal.

    2014 320i-Sport Package, No Nav
    selling price $33,400
    36month Lease 10k per year
    residual 65%
    Interest free

    Out the door: $1500

    Monthly: 265+ tax

    Good Or bad??
    November 2014
  • morgannour
    Hi KYFDX

    Would you have the money factor/residual for 2014 Jeep Cherokee LIMITED, 4WD, V4, on 36/10 for the month of December, LA, California, on excellent credit.

    is there much difference with the 2015 money factor?

    November 2014
  • hmcinc13
    2015 Ford Explorer sport. 401a package dual pan roof What is the money factor and residual?
    November 2014
  • rmbQ5
    Wanted to find out if this was a good deal or if I'm missing something:
    New Q5 2015 msrp 42K
    10,000 miles
    42 months
    $0 down(in reality 400+ because of tax, license, etc)
    Trading in my current Q5(has 1 yr left on the lease)
    $529 a month plus tax

    Let me know - thanks!

    October 2014
  • jpmg2727
    I posted this one the 2014 Nissan Altima Lease page but figured I'd go right to you as I've seen you are quite familiar w this area. But I really could use some help now as I plan on going tomorrow to really lease this car. Could use some emergency help. Not completely sure I understand the calculation process here. Looking to buy a 2014 (yes 2014) 2.5 SV w/ no packages added. I checked and they still have a few by me in NY (LI). Considering I am buying a 2014 so late, there should be significant incentive. Can anyone help me ballpark what a good monthly payment would be for this specific car w everything rolled into 500 down and rest of the payments (12k/39m/MSRP $25,150/tier 1 credit). Would really appreciate the MAX I should even consider going to per month.
    October 2014
  • hachi8
    Hello, Do you know what the lease rates are for October. I am looking for the numbers on a 2014 & 2015 Tiguan RLine & SEL. Any incentives (ex. dealer cash, USAA, etc.) Also, if anyone can advise on what they have achieved or seen on sales price. Thanks in advance.
    October 2014
  • kyfdx earned the 50 Answers badge.
    Why use Google when we could just ask you?
    October 2014
  • cmmyers13
    Hi kyfdx!

    Do you have leasing information for 2015 toyota highlander in ohio?

    I am looking for the MF and RV on the 2015 Toyota Highlander LE Plus.
    September 2014
    • cmmyers13
      My apologies, 12000 miles at 36 months
  • sherbournedr
    Hey kyfdx, been following your posts for a while and now I need some help and guidance!

    I am looking to lease a 2015 Hyundai Genesis 3.8 RWD with Tech Package this Wednesday, MSRP $46,535.

    The national lease deal is still $429 per month on the base Genesis 3.8 RWD with $3,999 down and MSRP of $38,950, 12k and 36 month term. Based on your previous posts the assumptions I see used in addition to this is a MF of .00125 and a residual value of 57%.

    I want to figure out what an equivalent lease payment would be on the Tech Package assuming a $46,535 MSRP and a negotiated price of $42,900. I am using the same MF and RV, same terms and getting a monthly lease pre-tax of $425.

    I feel like I am off somewhere, am I? Are my assumptions illogical? I want to be ready to negotiate well this Wednesday! Thanks for all your help.
    September 2014
  • rxke

    Any update on my request for the residual value and money factor numbers for the 2015 Mercedes C Class. I live in NY. 10K per year for 36 months. Also are there any incentives to buying this car vs. leasing?


    September 2014
    • kyfdx
      If you asked previous to September 1st, re-post in the same discussion and we'll see it.
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