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- Vehicle(s) I currently own
- 2006 BMW 330Ci Coupe
What's the MSRP?
I try not to pass judgement on deals.... just to note if the math seems correct. Pilots aren't really cheap to lease... the money factor is not that cheap and the residuals are just average.
The key is to get as big a discount from MSRP as possible, and stay away from accessories and garbage fees..
@saabguy914 said: Hi there, I'm looking for the residual and MF for both 2014 GC Overland V6 4x2 and 4x4. Whatever term is most favorable works. Thanks in advance!
Sorry for the dumb question but is the residual percentage calculated off of the MSRP or the negotiated price?
.00009 MF and 50% residual for 4WD for 36mo, 15K/yr
.00032 MF and 49% for 2WD
Residual is always a % of MSRP
I get $489/mo. plus tax... Looks like the acquisition fee is rolled into the lease payment, not part of the upfront due at signing.
The minimum money factor for AFS is .00005, so if the MSD program is, as stated, you could only do 9 MSDs, taking the rate to .00006. That would decrease your payment by about $32/mo, pre-tax.
I'm not a fan of making cap cost reductions on leases. If you roll the $3812 into the lease, your payment goes up by $108/mo. pre-tax. I'd use the money that freed up to do the MSDs. Yes, your payment will be higher, but you'll be better protected in case of total loss to theft or accident, and overall, your cost will be the same (well.. less because of the MSDs)
Yes, MSRP for lease purposes is the bottom line on the sticker, which includes destination.
I was actually referring to the gross cap cost on your document, but now that I look, the actual selling price is $16707... with rest of the amount being acquisition fee, etc... So, more like a $1750 discount, besides the lease cash..
In my experience, car buying is never easy... my goal is to not let anything get by me, and come up with a fair deal.. and, if the stars are aligned, maybe a great deal.. Looks like you did that.
@737capt said: Can I get the residual and money factor for a Q50 Premium with Nav and Q50 Sport for 24 and 39 months and 15K per year? Thanks!!
Also, any current owner loyalty or rebates? Thanks!
Premium: .00104 MF and 70%/59% residual
Sport: .00104 MF and 67%/57% residual.
I don't have the loyalty/rebate info.