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kyfdx

About

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kyfdx
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More about me
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Vehicle(s) I currently own
2006 BMW 330Ci Coupe
  • Re: Chronic Car Buyers Anonymous

    Naturally, I like the X1. I'd want to know the in-service date, so I know how long that CPO warranty will last.

    Wait, what am I saying? Like you'd have it long enough to worry about that. ;)
  • Re: VW TDI Settlement - buying a TDI now

    So, there is a rumor that the Honda dealer in Indianapolis no longer has that A3 TDI for sale. B)
  • Re: The Stock Market and Investing

    My wife has a Jackson product that sends her a check each month. It is a guaranteed 5% of the value each year. Never to go below the initial investment. The death benefit is also guaranteed. It was a $300k initial investment. It is now paying on $330k, which it will never go below. However the cash out is down around $250k. Seems like the monthly comes out of principal a lot, which is not taxable. Is it safe? I have no idea. She has had it about 8 years now. It is very confusing for our CPA as they do not break down interest dividends vs capital disbursements.
    Seems like an annuity or life insurance product of some type. I try to avoid investments that generate big commissions for someone.

    Though, once you commit, it's sometimes better to just stick with it.
  • Re: Chronic Car Buyers Anonymous

    My wife is skeptical, as we all are, but lowering my payment by $350 and doubling my fuel mileage was incentive enough for her to just let me do my thing.
    Congrats on the new ride. I was thinking about the bath you took on the VSport, then remembered that you probably cut your debt in half, by trading out, plus the mileage thing.

    Skeptical wife... check.
  • Re: 2016 Mercedes-Benz GLE Class Lease Questions

    Thanks to all that responded. Here's what I signed for a 36mo/10k gle350 4matic lease in NYC (with a 2014 e350 lease return):

    MSRP: $60,820
    Selling Price: $53,046 (12% off MSRP)
    MF: .00044 with autopay
    Residual: 55%
    Upfront: $4,000 ($590 first month / $945 dealer fee / $1900 sales tax / $500 plates + other tax)
    Monthly: $590

    3 year maintenance included.

    Would that be a decent deal? I got the sense that they are trying to get rid of the 2016's.
    $945 has to be the acquisition fee. Dealer fees are capped at $75 in NY.
kyfdx - Car Forums at Edmunds.com