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kyfdx ·


Last Active
More about me
<font size="2" color="red"><b>MODERATOR</b></font>
Vehicle(s) I currently own
2006 BMW 330Ci Coupe
  • 2014 BMW X3 Lease Questions

    @ltyenta said: Looking for July lease rates and dealer incentives for both 2014 & 2015 X3 35 xdrive 10k 36 mo. Thanks!

    .00120 MF and 54% residual for the 2014

    .00130 MF and 53% residual for the 2015

    I think the 2014 models have $2000 of dealer cash on them.

  • 2014 Honda CR-V Lease Questions

    @nynj said: Hi I am looking to lease CRV EXL with navi 10K miles and 36 months. I got MF at .00029 and 59% residual. First payment is $1431 - $315 per month and NY tax and plates. - Can you please tell me if this is a good deal, I am leasing for the first time and have been reading this forum in detail.

    I show .00039 MF and 59% residual (assuming 4WD?). I notice that NYS sometimes has some different terms, but it looks like you are in the right ballpark. What is your MSRP and selling price?

  • 2014 BMW 4-Series Lease Questions

    @jasonvenice385 said: If you lease based on the advertisement of bmw? would this be a good deal?

    for example:

    The advertised lease assumes a dealer discount of $1000 from MSRP, in addition to the $1000 of buildout cash from BMW... That's not much of a discount.. Invoice is about $4K under MSRP... so, that gives you another $3000 to play with... I'd think with some shopping around, you might be able to knock another $2000 off their selling price. So, instead of $4274 due at signing, shoot for $2000- $2500 due at signing, with the rest of the terms the same...

    Don't forget about tax, title and registration...

  • 2014 GMC Sierra 1500 Lease Questions

    @capitan666 said: I see you mentioned how NJ sales tax works. Any idea how FL sales tax works on a lease? Thanks ahead of time.

    You pay tax on any upfront downpayment, and acquisition or dealer fees.... Then, the monthly payment is taxed, after that.

  • Lease: 2014 Nissan Maxima SV

    @rayd7 said: Hey All,

    I am looking to lease a 3.5 Maxima SV (leather interior, rearview camera, monitor package, etc.) and would greatly appreciate your advice. I am putting 5k down for a 39 month lease and have the following info from a dealership:

    Monthly payment: $239 No. of Months: 39 Money Factor: .000030 Residual Value: 52% MSRP: 36,500

    The decision process has become a bit confusing because of the 5k down payment. Should my monthly payment be lower because of the 5K down payment? Is $239 a deal worth taking?

    Thanks in advance and please let me know if you need additional info from me to provide an answer.


    The money factor is .00003 and the residual is 52% for 39mo, 12K/yr. SV Base model. So, that looks good.. But, more info is needed. Do you have the selling price of the vehicle? Does the price include tax? (if so, what state?). Do you have breakdown of the $5K? How much goes to fees, 1st payment, etc... and how much is a CAP cost reduction?