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kyfdx ·


Last Active
More about me
Vehicle(s) I currently own
2006 BMW 330Ci Coupe
  • Re: 2014 Los Angeles Auto Show: 2015 Volvo V60 Cross Country (FAQ) |

    Either way, it's great to see wagons on the road, instead of SUVs. The V60 is very cool in either iteration.
  • Re: 2014 Infiniti Q60 Convertible Lease Questions

    Taxes in Florida are assessed on each payment, not upfront.. The only fee that looks excessive is the $799 doc fee. Sad to say, that is typical for Florida, but still BS. Sort of negates the $2200 discount from MSRP..

    On the plus side, the .00046 MF and 53% residual for 39mo, 12K/yr is correct. If you drive over 12K/yr, just get the 15K/yr lease (51% residual)... That's an extra $1090 for 9750 miles.. .or, about $0.11/mile..

    $3000 inception seems like a little too much.. $17XX in fees and $700 payment is just $24XX.

    With $2500 upfront, I get $659/mo,+tax, or about $705/mo., tax included..

    That's pretty close to what they quoted.. My biggest issue is with the selling price. Only $2200 off on last year's model. Plus $800 doc fee? That's the place to drop the price on this car... with a lower selling price.

    The dealer has a $3400 gross on that car, and Infiniti suggests a $2500 dealer discount on their advertised lease. And, that's nationwide, where many dealers don't sock you with an $800 doc fee... I'd say you could drop the selling price by at least $1000. Unfortunately, there is no dealer cash on that vehicle, except for purchase. If you are a current IFS customer there is $750 of Captive Cash.

    $1000 less will drop the payment about $28/mo.
  • Re: 2015 Acura MDX Prices Paid and Buying Experience

    Thanks Steve. Yes, I am in Texas. Let me take a look at the info on and talk to the dealer regarding the VIT.
    Almost every dealer in Texas passes along the VIT to the customer.. Is it a tax on the customer? NO. But, it's usually under $100, and really not worth haggling over.

    It's easier to adjust your offer lower by the same amount, than to focus on it in negotiations and take your eye off the ball (what you are actually paying, in total).
  • Re: Lexus RC 350 lease questions?

    Thank you for the MF, still need the RV, please, I'll check with the dealers & see what they say about MSD's. Thx

    The residual for 27mo, 10K/yr is 72%. Deduct 1% for 12K/yr or 3% for 15K/yr.

    27 months is the only term we have residuals for..
  • Re: 2015 Acura ILX lease question

    Thanks for the quick response! Yup, the $23,982 is the selling price. In my opinion, this looks like a descent deal considering I will come in with little (acquisition fee) to no money down. Can you tell me what the residual percentage is for a 24 month 15k lease in Texas? I've heard that ALG has a reference manual that lists residual it common for libraries to carry this subscription?


    24/15 residual is 61%.

    ALG does publish residuals, but they are only used by independent banks. They aren't valid for Acura Finance leases.