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Vehicle(s) I currently own
2006 BMW 330Ci Coupe
  • Re: VW TDI Settlement - buying a TDI now

    It bugs me that you can't go back and look at everything you entered in the claims portal. Just your Account Profile, and that last page with steps 13-15.
  • Re: 2017 Mercedes Benz C-Class Lease Questions

    Here are the numbers a dealer is quoting for a special order of a c300 2017, could you please suggest if they are accurate?
    C300 36/15
    MSRP 49375
    12% Discount
    1000 Fleet Discount
    Acq Fees - 1095
    Residual - 58%
    MF - 0.00077 [0.00115-0.0001(autopay)-0.00028(4SD) ]
    Inclusive of 4years/40k maintenance package
    $529 per month inclusive of taxes.
    What is the adjusted cap cost?

    How much is due at signing?

    State and tax rate?

    The acquisition fee is marked up from $795
    Adjusted cap cost = 49375 - 5925 (Discount) - 1000 (Fleet Discount). I also got the acquisition cost (1095) and prepaid service (1275) added to the monthly payments. Do not know if they get added to the cap cost or not
    Due at Signing is = 3248 (First months payment 528 + Security Deposits 2200 + Other Fees 512 + Upfront taxes = 7)
    State = CA - 8.75%
    They are not willing to budge on the acquisition cost of 795 and Disposition Fees of 595). Is disposition fees normal?
    Disposition fees are normal. But, they aren't collected until disposition. If any item is "added to the monthly payments", then by definition, it's been added to the CAP cost.

    That is a pretty good deal, if you are only out first payment and CA DMV fees at signing, other than the MSDs. The acquisition fee is marked up from the $795 base amount.
  • Re: 2017 Subaru Outback Lease Questions

    Looking for MF and residual for a 2.5i Premium w/ pkg 14 - Eyesight, in Denver, CO please. Do both the MF and residual change by location, or just the MF? Thank you, you guys are awesome!
    .00135 MF and 68% residual
  • Re: 2017 BMW X5 Lease Questions

    Hello - Here is what I was given by the dealer. I am in Texas and the $5500 is a trade in. I can't figure out how they got to the final number. Thank you for any help.

    "Gross Cap" is the selling price + $925 acq.fee + $5 fee
    The "Cap Taxes" is the sales tax. Seems like that should have been added to the "Gross Cap" at that point, but it isn't. Texas charges sales tax on the full selling price, even on a lease.

    The $1112.66 upfront is the first payment + upfront charges $340.25. (doc fee, license fee.. prob inventory tax for the rest of it, but that isn't listed).

    The CAP reduction is the $5500 trade value minus the upfront amount.

    So add the Gross CAP + CAP taxes, then subtract the CAP reduction, resulting in the NET CAP.

    The residual is 58% of MSRP.
    The money factor is .00176, but that is marked up from the .00136 base MF.
    That markup alone is adding $37/mo. to the payment.
    The calculations are correct.

    This model has a $1000 incentive from BMW, so the $3500 discount is not that great.

    Another $1000 off, plus the base money factor and the payment would drop to $704/mo.
    That wouldn't be the best deal ever, but would be fair to both sides, I think.
  • Re: 2017 BMW i3 Lease Questions

    Hello gentlemen,

    I have been getting quotes on a 2017 i3 REX. I haven't been offered the 1000 option allowance, only the 7500 for the tax credit. Is the option allowance still in play?

    I've seen MFs from .00156 to .00176, and residuals of 62 and 61%. What numbers are you guys seeing this month? 36 months, 10k miles/yr.

    .00136 MF and 58% residual for 36/10.
    61% residual would have to be a 30/10 lease.
    $1000 option allowance is still there.

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