Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!


kyfdx ·


Last Active
More about me
Vehicle(s) I currently own
2006 BMW 330Ci Coupe
  • Re: 2015 Acura MDX Lease Questions

    Also, there was $225 for key replacement IF I lose or damage my key. Do I have to have that? Two keys are enough for me.
    You have to pay now to replace a key that you haven't lost yet? LOL
  • Re: Best Solution For Dealing With High MB Maintenance Costs

    If you really want to do it.... get a 10-yr-old Mercedes for $10K-$15K, rather than a 5-year-old Mercedes for $25K-$30K..

    They are likely to have about the same repair bills, so when you decide to ditch it, you'll be at least $15K ahead, and then @stever won't have to turn over his IRA to you...
  • Re: 2015 Mercedes C Class leasing questions

    Curious is anyone else got numbers as crazy as I did. I was told these were teir-1 numbers.

    Money Factor: .00156
    Initial Cap Cost:44248
    L.E.V %: 46% (54% Residual?)
    36/12,000 miles
    Payment almost $700 a month

    How are you all getting payments in the mid 500s? No money down also.
    LEV is comparable to Residual.. so 46% is 46% residual.

    That is the residual for the 2014 model.. The base MF for the 2014 C300 is .00089..

    I think I'd run away from that dealer..
  • Re: Chronic Car Buyers Anonymous

    well, as with any asset, depreciation is only theoretical until you go to sell. But cashflow, that is real money every month!

    besides, cars depreciate whether you are making payments or not. So it costs less to not be making payments, on top of the depreciation.
    The payments are independent of depreciation... the only extra cost that you have while making payments is the finance charge. (again, cash flow is not cost).

    Depreciation is real, not theoretical. A car owner experiences it, even if it doesn't impact his cash flow, at the time.

    And... I know you guys know this, already, and I'm not trying to beat a dead horse, but not knowing the difference is what causes people to be "payment buyers", and to keep kicking the can down the road, until it kicks back.. :(
  • Re: Chronic Car Buyers Anonymous

    Stop Making Sense