2014 Subaru Forester - LEASE A GOOD DEAL?

mavery35

2014 Forester Premium w/o weather package
msrp $26,110
Price $25,200
Cap Red $1092
36 month
10K miles/year
Factor .001250
Residual % .6100
$1200 down (includes 1st payment)
Monthly including taxes: $325.00

kyfdx

It looks like they are marking up the money factor for extra profit. The base MF is .00093 on this model. That adds about $13/mo. to your deal. I would think you could do a little better.

mavery35

Thank you. So is the money factor based on credit score?
What you would go back with as a way to get them down?

kyfdx

@mavery35 said:
Thank you. So is the money factor based on credit score?
What you would go back with as a way to get them down?

The money factor is higher for lower credit tiers, but that isn't necessarily why their quote is higher. If you have good credit, they could be marking it up for extra profit.

I'd just go back and ask why you aren't getting the base rate of .00093.