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If you are going to go there with payload, you have to post what the rating is for your F150.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
I was thinking of you and your tax business earlier today. This year, I am required to take the RMD from my IRA account(s), and I was trying to figure out how much tax to send for my quarterly tax payments. Barring unforeseen circumstances, I know almost to the penny what my income for the year will be, but trying to figure out the taxes on that is a pain. And I do mean a Pain, with a capital P. My primary source of income is Social Security, and determining just how much of that is taxable is something I would rather not ever have to do again. But of course I will, each and every year.
When I have big changes, I like to just let it go for one year, to see how much I owe. The penalties for underpayment are relatively small.
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jmonroe
jmonroe
To figure out how much is taxable take your adjusted gross income, plus non taxable interest plus one half of your social security. If the total is less than $25K ($32K for joint filers) then non of it is taxable, If its less than $34K ($44K for joint filers) it's taxed at 50% and over that 85% would be taxable.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
taxing SS just sounds like a really cheesy move.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
heard nothing all day until about 7 when the guy who will be coming called to confirm. had a nice chat and explained the problem, and he was pretty sure what it was, and even confirmed he had that part on the truck. So with any luck, tomorrow it will be all fixed and the wife can bake again. And I will save $600 compared to buying a new range.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
jmonroe
jmonroe
No way I'm moving to Illinois. People are moving out of there for a reason.
I do enjoy visiting Chicago.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
People who are forced to live only on their SS are not going to be paying federal income taxes. Of course, the state you live in may take a chunk.
I would not relocate to Florida myself, if I were going to move to another state to retire it would probably be New Mexico or Arizona. Now Mike (@abacomike) does seem to have a pretty good setup there, I remember him describing the place where he lives, costs, etc, and it sounded pretty good actually. Speaking of Mike, how is your grandson doing, the one who was a baseball player in college?
Unfortunately the wife is more interested in moving to be near all our family, not going someplace with favorable taxes and cost of living.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Samsung actually has their own repair network too. I called the number on my fridge and they came out and fixed my ice maker (no charge amazingly).
2023 Mercedes EQE 350 4Matic / 2022 Ram 1500 Bighorn, Built to Serve
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 Cadillac ATS Performance Premium 3.6
@henryn:
You asked about my grandson - the one at UCSB (San Bernardino). He has started throwing again - it’s been 14 months since his Tommy John surgery on his pitching arm. Hopefully he will be pitching this summer and his doctors and coaches are very happy with his progress. In order to maintain his status, they made him team manager so he travels with the team.
He is studying kinesiology and wants to be a sports trainer and personal trainer like his Dad (my son).
As for Florida, the cost of living down here is the main reason I settled here for the rest of my life. We have no state income taxes which saves me quite a bit. With the warmer climate, there is no need for seasonal clothing and there is no air pollution. Admittedly, the summers can be difficult, but I have lived here for 22 years and the summers don’t bother me much like they used to when I first moved here. You get accustomed to the heat and humidity just like my family adjusts to the severe summer heat in the low desert (100+ temps every day during late May through October).
2021 Genesis G90
Based on how fast houses are selling up there, somebody wants to live in the area.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
My understanding is that Samsung is having big issues with their ice makers and is facing a possible class action lawsuit about that. I have talked to a few people that had Samsung bending over backwards to fix ice maker issues at no charge. Likely to ward off a lawsuit.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Chatted a bit about brands. He explained some specific design flaws on the Samsung fridge. And said to fix our kitchen aid DW if possible because it was built like a tank.
Also confirmed what I thought about the cheap Amazon knockoff parts. Cheaper for a reason.
Anyway, wife is happy because her oven works again. I didn’t have to crawl into the dumb thing to reach the back. Bank account a little lighter but how didn’t blow up, so overall, I’m good with it.
He did show how black and beat up the old igniter was. No wonder it was shot.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I have gas service to my house for the furnace, but really no desire for a gas stove. I can't imagine those products of combustion going into the air are good for you.
2017 Cadillac ATS Performance Premium 3.6
When we redid our kitchen a few years ago I asked Mrs. venture what she preferred and chose electric. (They are also nice because your dog can't turn on the burners. )
2020 Ascent Limited, 2024 Subaru Legacy Sport
Not sure if she has an opinion on the oven part though. Will have to ask.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
We have a glass flat top electric at the shore. Not sure I could live with that on a daily basis. Gas all the way. As for ovens. I never realized how uneven a gas oven is until we moved into the house which has a double electric wall oven. Works very well and it’s only a mid range GE.
Re: Samsung
Yes they absolutely have ice maker issues. Well known and yes they are fixing anyone’s who calls and complains. They also have fridges that ice up in the rear. That one is tougher to get fixed under warranty.
2023 Mercedes EQE 350 4Matic / 2022 Ram 1500 Bighorn, Built to Serve
At least the gas furnace brings in air from outside, and vents it, the same way.
We have natural gas, but only for the furnace and water heater.
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I’ve seen those studies, but how many hours a day do you actually use the burners? Even if you took the aggregate of each burner’s run time it can’t be much more than an hour each day. Exception might be on a Sunday if I’m making a pot of gravy but even so it’s on so low.
I guess if you are really worried about it always turn your blower hood on (provided it vents to the outside and not a useless recirculating type).
2023 Mercedes EQE 350 4Matic / 2022 Ram 1500 Bighorn, Built to Serve
Don’t worry, since her over is working again, I won’t ask how her under is working 🤣😂
I was very happy I didn't burn my grilled cheese sandwiches when I made them on her stove.
Not sure I'd know what to do with a gas burner.
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Every year they change the online version slightly and seem to add more "are you sure?" types of questions and also a bunch of come-ons to buy their more expensive versions which come with advisors, audit defense, whatever. Those are just annoying interruptions but they keep adding them. This year for whatever reason some of their screens are less understandable and a couple of them kept repeating themselves for no reason that I could determine. Strange.
The worst part this year was only partly their fault though they are not completely blameless. Their online return system is tied in with the feds so that it downloads your federal tax/income slips automatically. That's a good thing since I did not receive any slips at all from the feds for Canada Pension Plan (a small pension that you pay into all the years you are working, similar to Social Security I suppose) or Old Age Security, which is a smallish amount the feds send you every month once you turn 65 regardless. But there is a catch with that in that they start clawing it back if your income is over $73K or thereabouts, so that once you get to pretax income of just below $100K it goes away entirely as I understand it.
I started receiving both of those in '21 and made sure that 30% was deducted at source so there would be no surprises at tax time. After that withholding the Feds were putting a bit over $400 in my account every month beginning in August. But the clawback part was something I really didn't totally understand. I was plugging along doing my return thinking I was going to get a small refund thanks to charitable deductions and medical expenses. Turns out I needed even more medical expenses than I already had to get that deduction, although the charities did provide a tax credit of almost 30% of what I sent them. But that OAS was a boobytrap. Turbotax waited until the summary page just before you file to insert what turned out to be the clawback amount, with no explanation or link to tell you how they came up with it. I still don't know how the calculation was done. I tried a few times to figure it out manually with no luck and the software offers no visibility to it. Regardless, I owe Justin about $1K it seems. I'm going to wait on paying him. Grrrr.
2017 Cadillac ATS Performance Premium 3.6
I was looking for the ignitor button like my gas grille. HA HA.
connected. Held onto DSL from phone company too long.
Guy showed up not knowing landline phone was needed. They called
in a second guy who works for the company. Two holes in the drywall
overhead later..., they connect the modem &router location in the
middle of our small home where I wanted, so I wouldn't need their
repeater setups later. They had finally figured out how to connect
router to the phone lines.
First guy left at 6:40. He had arrived at 1:30 pm.
Supervisor said I'll need to get 3 estimates to fix the durn hole.
I would think they would have had a "guy" that they sent out
since working in attics to pull wires, this is going to happen.
2014 Malibu 2LT, 2015 Cruze 2LT,
@imidazol97
Sounds extremely frustrating! I’d be upset about the hole in the ceiling for sure.
I honestly didn’t know they still had DSL available. You would have had faster speeds using a cellular modem/router.
2023 Mercedes EQE 350 4Matic / 2022 Ram 1500 Bighorn, Built to Serve
When we got married the apartment we had was equipped with gas and Mrs. j, who also grew up with electric, could not get used to it. Two years later when we built our first house we got an electric job and it had the newly offered self clean oven. Back then you couldn’t get a gas self clean oven.
When we moved to our second house in ‘89 it had a drop in gas oven in the peninsula which looked good but again she could not get used to it. It was gone within 2 months and we’ve never had a gas unit again.
Now, in all 3 of our flip houses we’ve installed gas because that is the rage today and our 4th flip will also have gas. According to the realtor we’ve used no one wants electric today but to be honest I don’t think the millennial generation would know how to cook with either.
jmonroe
https://www.fhwa.dot.gov/publications/research/safety/17098/003.cfm
- “the relationship between crash frequency and speed is less clear.”
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- “However, the relationship between speed and crash frequency is unknown.”
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- “…while setting the posted speed limit 10 mph (16.1 km/h) lower than the recommended engineering value resulted in an increase in fatal plus injury crashes…”
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- “A consistent, quantifiable relationship between operating speed and crash frequency has not been reported in the literature.”
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- “Moreover, setting artificially lower posted speed limits may increase the variability in operating speeds among vehicles using two-lane rural highways, which may be associated with higher crash frequencies.”
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- “However, the relationship between crash frequency and speed is not as clear.” (This is what highly biased writers do when confronted with data that doesn’t support their preconceived biases; weasel words to get around saying; the data clearly doesn’t support our position.)
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- “…however, the relationship between operating speed and crash frequency has yet to be well established.”
That's a lot of weaseling.jmonroe