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2013 and earlier BMW 3-Series Prices Paid and Buying Experience



  • Going to the dealer (Prestige BMW in Ramsey, nj) tomorrow...what would be a good deal?
    328xi automatic, cold weather pkg., ipod, power front seats (jet black, leatherette)
    MSRP 39320
    Invoice 36,190
    Paid price: 37,740 (dealer said it's 500 over the "real" invoice-BMW's-bull!
    MF .00175
    residual 60%
    584 per month plus MV fee (268.50)at signing. ALL other fees rolled into
    monthly payment.including security deposit.
    I get a lower price on my lease calculator...2 other dealers (Park and Circle) said same monthly payment and fees~
    Other questions: Anyone know what are all the fees for this car in NJ?
    Is the 825 Dest used for calculating the price or should it be added later? Should i negotiate it down to 625-real cost?
    What are the taxes?
  • The dealer quoted me 37,720 as a selling price.
  • I would shop around. Talk to another dealer and see if they can beat this price. BMW is doing pretty good becasue of their promotional rate, but still, they want your business. I assumed destination charge would be included in the price anyways regardless of where you end up.

    If they stick to the price, talk them into adding accessories for free to the tune of where you want the price to be..
  • kyfdxkyfdx Posts: 53,834
    I think you are confusing destination charges (part of the invoice and MSRP) with the acquisition fee on the lease.

    Also, the acquisition fee is $725 now.. (with the dealer option to mark up to $925).


    Prices Paid, Lease Questions, SUVs

  • BMW 328xi 2009
    Premium pkg
    cold weather pkg

    MSRP 42,500
    Selling price" 39,978.29
    Res 60%
    MF .002 (not .00175 because I rolled security deposit into my monthly payments)
    588.19 per month + MV fee at signing 268.50 (all other fees, etc rolled into monthly payments)
    I signed a contract?? (or is it just an order) for the car today (not the final lease). No $ given to the dealer. Getting car in week. Can I cancel if not a good deal? (1 day to cancel? 3 days??)
  • nyccarguynyccarguy Stamford, CTPosts: 10,629
    Pay your security deposit upfront & take the lower money factor.

    2001 Prelude Type SH, 2011 Pilot EX-L 4WD, 2015 Subaru Legacy 2.5i Premium

  • Evrything I read said to roll it into monthly payments.
    But I did the math and the difference with .00175 money factor is $2.14 less, and 600 / 36= 16.66 so that adds to 18.80 more per month and at the end of 36 months...36 x 18.80 = $677! that I don't get back.
    So, why do they say to roll it in?
  • qbrozenqbrozen Posts: 20,640
    To answer your question, a car deal is never a car deal until you take delivery and drive away.

    '12 EX35 Journey AWD; '14 Jetta TDI wagon; '98 Volvo S70 base; '14 Town&Country Limited; '09 LR2 HSE. 42-car history and counting!

  • kyfdxkyfdx Posts: 53,834
    If they were actually "rolling the deposit" into the payments, then the money factor wouldn't change.. You would just have a higher payment because of capitalizing that amount.

    If they are waiving the security deposit, then the bump in the money factor is .00015, not .00025... So, your money factor would be .0019, assuming they aren't bumping it up for extra profit.

    As noted above, the waiver isn't a very good deal, especially on a 36 month lease.. Make the security deposit, then insist on the base money factor.

    You can also either pay the acquisition fee, roll it in (i.e.: capitalize it), or waive it in exchange for a bump in the money factor of .00035 (usually a bad idea). I always capitalize the fee.



    Prices Paid, Lease Questions, SUVs

  • Randyjstark. How did you manage to get them to agree to give you back the MSD (money security deposits) even in the case of a total loss? From my understanding, the security deposits are forfeited when you get into an accident. You can have a minor fender bender and they will still use that to take your security deposits.
  • Just lease a 2008 BMW 328i, how did I do.

    Crimson red, black letherette
    Steptronic auto
    Paddle shiffters
    Sports package
    Heated seats
    Xenon lights
    Ipod adapter
    wheel locks
    floor mats
    trunk liner

    36/month lease with 12k/year
    .000125 MF
    56% residual
    MSRP $38750
    Neg. price $30750
    Bank fee $725
    DMV fees $218
    Tax $0 (Oregon)
    first payment $359
    due at signing $0

    Zero out of pocket for $359/month
  • Check out bimmerfest .com's forums and go into the "Ask a dealer forum." There is a sticky thread titled "BMWFS Improves the MSD Program!"

    This will explain how MSD works!
  • mac76mac76 Posts: 2
    Hi All,

    I am planning to buy 330xi with premium,sport,cold packages, over all it is fully loaded. it has 30000 miles on it. 18 months of original factory warranty is left. it is CPO(Certified pre-owned),

    Edmunds and Kbb shows around $31,000.

    Can any one suggest me the final negotiation price on this.

  • Wow, that's a deal!

    I don't want an automatic but for less than $400 a month, that's a really sweet deal.
  • mac76mac76 Posts: 2
    Hi All,

    I am planning to buy 330xi with premium,sport,cold packages, over all it is fully loaded. it has 30000 miles on it. 18 months of original factory warranty is left. it is CPO(Certified pre-owned). negotiated for 26500

    Edmunds and Kbb shows around $31,000.

    Can any one suggest me the final negotiation price on this.

  • nyccarguynyccarguy Stamford, CTPosts: 10,629
    You knocked over $8 grand (close to $9 grand) off the sticker and ask "how did I do?" That's damn impressive. Like blueguydotcom said, the only bad part of the deal is the car is an Automatic :P

    No Sales Tax in Oregon? Sounds like a nice place.

    2001 Prelude Type SH, 2011 Pilot EX-L 4WD, 2015 Subaru Legacy 2.5i Premium

  • Any idea what kind of price they're doing for 08 335 right now? Trying to find an 07 CPO, but thought with the financing difference, might work out to get a new 08 335 with lower interest rate. Any idea how much they're willing to come off the 2008s?
  • There's a used 2007 335i loaded to the gills at Crevier for 29k. You can't sniff a new 08 335i for under less than 38-39k.
  • roadburnerroadburner Posts: 9,482
    My local dealer has an '07 E92 335i manual with 18K miles and every option but navigation; I think I could get it for $30K-$32K.

    Mine: 1995 318ti Club Sport / 2014 M235i / 1999 Wrangler / 1996 Speed Triple Challenge Cup Replica Wife's: 2016 i3 REX/2004 X3 2.5i Son's: 2009 328i

  • low miles - that's a nice deal. I figure if they're showing 29k, 27k should be possible on this 335i. Too bad it's red.
  • Red is a good color, or you can get black or silver and be like the other 64% of BMW owners. 33% of 2008 BMWs were silver and 31% of 2008 BMWs were black according to BMW. So be unique and get red.
  • Hi,

    Would really appreciate some help on this. Looking to lease a 2009 328i - 36 months. 10k per month. features - premium package, ipod, 17' vspoke wheels. MSRP - 41050.

    Now I was willing to pay upto 3000 cash down (cap reduction). Using (7+1) MSRDs to reduce my MF the dealer is quoting me $337+tax. With all the fees (bank fees - 725, doc fees-249, registration-262) to be paid upfront.

    Now is this a good deal?

    Also I can get a 2008 335i with same features for $320+tax (again all the fees paid upfront). Which one should I go for ? and please tell me if this is a good lease or not. Thanks
  • As of today's there's supposedly $1500 trunk money on the 2009 and 2008 3 series cars. You can get that payment even lower - the car should have a cap cost 1k below invoice. Doc fees are outrageous. $50-100 is okay but $250!
  • Thanks for the reply. I agree the doc fees were very high. Is there a spreadsheet or a way I can calculate the monthly lease myself.

    Also assuming everything else being same what would you go for: 2008 335i or 2009 328i (i can get the 2008 335i probably $15-$20 cheaper).

    Finally what is the difference between the invoice and the MSRP price? Is it a fixed number in the range of $2700? I heard about that 1500 discount as well. Does it come off the purchase price ? Thanks
  • The 328 v 335 debate is for you to determine. I'm not terribly impressed by the 335i but I do like some of the standard equipment (xenons for instance). But the extra weight of the 335i makes me less responsive to it - mind you I've only driven automatic versions.

    Invoice and MSRP varies. For 2008s there's an automatic transmission credit and the rebate, so you should be able to get an auto-equipped 3 series for about 6k below msrp.

    Here are the current lease numbers for 2008s -

    This is before the new 1500 credit. So if you're into an auto equipped 335i, you can get the auto credit of 1260 and 1500 rebate with a 0.00085 money factor. It's 0.00075 with 08 328is.

    Here's a link for a great lease calculator:

    edmunds TMV works fine for 08s and last I checked is a tad off for 09s. Still with a 335 if you're getting a cap that's about 6k below MSRP you're fine. On a 328, it's more like 5500.
  • Many thanks for the prompt reply and the links. I spent some time figuring those out and this is what i am aiming for :

    2008 335i sedan: MSRP (44650)
    Total Discount: 7000
    Cap cost: 37650
    Cash Down: 0
    Residual value: 60% (36 month lease with 10k miles)
    MF factor: 0.00085
    Reduced MF factor: 0.00040 (due to 8 MSDs I will make) which I think is the lowest possible
    Sales tax: 7%

    Monthly Payment: $377 per month incld tax (this is what i calculated)
    Upfront payment: 8MSD of 400 (3200) + 725 (bank fees) + 100( doc fees) + 250 (registration) = $4275.

    This is all my calculation. Please tell me if this is a good deal or not? Is there anything I am missing here?

    I plan to close it tomorrow!! Many thanks in advance.
  • 7 MSDs should be a reduction of 0.00049 so your MF should be 0.00036.

    Looks like a nice deal. I get 348 (or so) including tax when I add it up.
  • yup i agree with your numbers. lets see if I will find out tomorrow if i get this deal or not. many thanks
  • jofmajofma Posts: 2
    let me get this straight, you're thinking of leasing a 41,050 bmw for 337/mo with 3000 down? what is meant by using (7+1) MSRDs? Also where is this dealor, ours here in dutchess county ny give hardly any discount. it sounds like a good deal to me.
  • jofmajofma Posts: 2
    where is the BMW dealor that is giving 6k below msrp?
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