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2013 and earlier BMW 3-Series Prices Paid and Buying Experience



  • graphicguygraphicguy SW OhioPosts: 10,141
  • kyfdxkyfdx Posts: 64,780
    Yeah... the residual for 36 months, 10K/yr, is 64% right now for a 2011 328i RWD sedan..

    That's pretty strong..


    Prices Paid, Lease Questions, SUVs

  • ninjakuponinjakupo Posts: 1
    Just went to the dealership a couple days amateur at buying cars so I have no idea if I just made a fool of myself or are the details of my lease:

    MSRP $41,550
    DISCOUNT $5,000
    Financed amount $37,000

    48 mth @2.50%
    $0 down
    $2400 due on delivery (including security $550 and $515 first pymt)
    $515/mth lease pymts

    Total lease cost would be $26k with a 43% residual $18k

    Any comments would be greatly greatly appreciated!!!

    I'm in Toronto, Ontario btw
  • stunyccpastunyccpa Posts: 45
    Details about your convertible lease? I'm in the northeast and seriously considering getting rid of the 3 series sedan I bought awhile back for a new 328i convert.
  • bluguysbluguys Posts: 13
    Did you find any good price on your purchase? Im also looking buy 328i Sedan with similar config...I from SoCal too.
  • bluguysbluguys Posts: 13
    i got an offer from my local dealer on 328i sedan with
    Crimson Red w/Black interior
    Aluminum trim
    Premium pkg
    Sports pkg
    Navigation system
    Xenon headlights

    24 month lease at 15K miles per year $2,000.00 total out of pocket Monthly payments @ 547.00 + tax.

    Is this price reasonable? Please let me know what you think.
  • bmwleaserbmwleaser Posts: 17
    Dealer says I have to get the end of lease inspection done, and may potentially owe the cost of new tires (if it is found that the tires are worn out more than what's allowed) EVEN if I decide to buy out at the end of the lease ..... if I am going to own the car then this really does not make sense to me. I am free to change the tires when I want.
    Is this typical ?
  • nyccarguynyccarguy Stamford, CTPosts: 11,331
    check what the dealer, NOT BMWFS will sell you the car for.

    2001 Prelude Type SH, 2011 Pilot EX-L 4WD, 2015 Infiniti G37x Q40 AWD

  • ultimateguyultimateguy Posts: 1
    edited July 2011

    I just got the quote from my local dealer this evening for 328i Sedan w/ Premium, Sports, Navigation,Conveience Packages,Navigation,Xenon @ $550 per month including taxes.

    MSRP: $45,500
    $3000 out of pocket
    30months lease
    12K miles per year

    Is it a good deal?
  • kyfdxkyfdx Posts: 64,780
    If you buy the car out directly from BMWFS, then you will have no end-of-lease wear and tear charges...

    If you negotiate a lower price from the dealer, then they have to buy the car from BMWFS, first... which basically means you turned it back in... and then those charges apply...



    Prices Paid, Lease Questions, SUVs

  • gluckgluck Posts: 23
    edited July 2011
    How well am I doing on a lease in socal?
    328i with premum pckg. MSRP $38125 for $34945
    payments $418. with $878 down 12000 mile/36 months.
    Money factor - .00175 residual 64%.
    It'll be .00190 for credit less than 740.

    Can I do better?
  • rob34rob34 Posts: 58
    Car Man or Kyfdx, please let me know if this is a good LEASE deal. I live in Seattle. Excuse me for cutting and pasting. The drive certificate is just some promotional thing I got for going to this Oympic support event at the dealership. Would really appreciate your expert advise which helped me a lot with my last purchase.

    Vehicle: 2011 BMW 3-SERIES 1143 4dr Sdn 335xi
    Stock #:
    Miles: 8

    Vehicle Price: $52,700.00
    Preferred Customer Discount: $2,500.00
    AWD CREDIT: $1,840.00
    DRIVE CERTIFICATE: $1,000.00

    Total Selling Price: $47,360.00

    Sales Tax (estimate): + $4,641.28
    Tag/Registration Fees (estimate): + $203.25
    Documentation Fee: + $150.00
    Balance Due (estimate): $52,354.53
    No Trade-In

    Cash Due 36 months
    Rebates: $750
    12,000 Miles
    $1,082 $655 - I would do this option.

    $3,000 $597
    $5,000 $535

    The payments have the sales tax included.

    The cap cost (sale price) is $46,610 after all of the discounts are factored in, including the $750 lease cash currently being offered. There is a $925 acquisition fee that BMW charges added back in to the cap cost. so a net cap of $47,535.

    Residual is 60% of the MSRP or $31,620

    The money factor is .00195

    The up front money is your first monthly payment, license fee, doc fee and tax on the $750 rebate ($73.50)

    Thanks in advance for your help!!
  • kyfdxkyfdx Posts: 64,780
    1) The base acq.fee is $725.. the dealer is marking up the maximum allowable $200 for extra profit (typical)

    2) I show the base MF for the 335xi sedan as .00175.. If you are a returning customer, the loyalty rate is .00145.. It looks like they are marking up your rate for extra profit.. If you aren't a returning customer, and aren't making a security deposit (.00015 bump for that), then they aren't marking it up much...

    3) On your first option, I calculate $596/mo.+ tax.. The payment looks correct with those parameters if your sales tax is nearly 10%.. That's assuming your state taxes the monthly payment..



    Prices Paid, Lease Questions, SUVs

  • rob34rob34 Posts: 58
    Thanks for the fast reply. This is their initial offer. I am a returning customer, many times returning. Tax is nearly 10% in Washington. 3 questions. So you are ok witht he cap cost? Should I be getting .00145 without question if credit rating is great etc? How much would that reduce my monthly payment? Or another way of asking is what should my monthly payment be with .00145 not including tax even if I pay the extra $200 acq. fee?

    Thanks for all your help.
  • dl7265dl7265 Posts: 1,381
    2011 328I Sedan
    sales price $35,500.00
    acquisition fee 925.00
    cap fee $5
    sales tax $2234.17 ( Tx we have to pay tax on full price of car. )
    gross cap cost

    cap cost reduction
    customer cash $1,000
    rebate $750
    net cap cost 36,914.67

    MSRP $37,000
    residual 64% $23,680.00
    annual miles 12k

    money factor .0020

    advanced payment $488.82
    total cap reduction $1750
    upfront charges $ 289.05

    Monthly Payment $488.82

    Any thoughts ? sales price seems ok, fee's and MF a little inflated ??

  • Hello,

    I'm relatively new at this and would like to close on a deal on Friday. Will appreciate if you can advise if this is a good deal.

    2011 335 i X
    10K miles per year
    36 month lease
    Includes: Nav, Premium, cold weather package, rear park sensor, HK audio package,Dakota leather.
    MSRP - $52,300
    Selling price - $45,693

    Due at signing - $3219
    which includes:
    Motor vehicle fee - $502.27
    NJ Tax - $1377.80
    Doc fee - $75
    Bank fee -$725
    First month - $526.61
    Tire & lease fee - $12.50

    Monthly - $526.61

    Thank you in advance.
  • smiley10smiley10 Posts: 24
    If you don't mind saying what dealer gave you the under $500 deal on your leased convertible in northeast. thanks
  • infodocinfodoc Posts: 1

    I'm in IL, so these options are all Owner's Choice rather than traditional leases so I can avoid the monthly use tax. Anyway, I have a couple of initial offers, and I'd like help knowing how to proceed.

    Option 1
    2011 BMW 325i
    Dealer demo w/2800 miles
    Premium package
    Cold weather package
    Price $35,900
    OC Interest 5.5%
    Residual 62.5%
    Monthly payment ~ $510

    Option 2
    2011 BMW 325xi
    Brand new
    Premium package
    heated seats
    heated steering wheel
    Price $38,580
    OC interest 7.2%
    Residual 63%
    Monthly payment ~ $599

    Both are for 36K/36mo. I realize they're not the same car. xDrives are more common here, but I'm happy with RWD. I'm also not worried about the differences in features. I'd be happy with either car. I just want to figure out the best deal for each of them. So, my questions are

    1. What % of MSRP should I be paying for a demo with 2800 miles? The price he quoted (option 1) is a discount of about 9.9% off MSRP.
    2. What % of MSRP should I be paying for a new car? The price quoted there (option 2) is 5.6% below sticker.
    3. How low can OC interest go? My credit score is 825.

    From what I can tell from other posts, I should be able to get 10% below sticker for a new car, so I'm hoping even lower for a demo. Anyone else out there with Owner's Choice interest rates to compare?

    Thanks for your help!
  • This sounds like a good deal. What dealership are you using? I was quoted $436 for zero down on a 2011 328i a few days ago, but for 10000 miles 36 month @ MSRP of ~$38,000.
  • asadeeeasadeee Posts: 2
    Take a look at this deal that Ft. Worth, Texas Autobahn BmW is offering.

    $428/month with only $428 down owner's choice on any 328i with an msrp under $39,000. The balloon payment at the end of the 3 years 36 month/12k mile terms is $24,960. I am not sure what the money factor will be. They are bringing it in from their port warehouse.

    I guess I wanted to get your feedback on the owner's choice program. In 3 years does 24,960 seem reasonable?


    Dallas, TX

    p.s. let me know if i should post on the forum.
  • qbrozenqbrozen Posts: 22,102
    is it a lease or a balloon note?
    You say balloon payment, but the mileage limit indicates lease. If it is a lease, the residual really doesn't matter in this case. If the car is worth less than the residual at lease end, then just give the car back and walk away. If it is worth more, than you can buy it at a bargain price.

    '17 F150 Crew 2.7; '67 Coronet R/T; '14 Town&Country Limited; '09 LR2 HSE. 44-car history and counting!

  • asadeeeasadeee Posts: 2
    well this is a hybrid financing option that some BMW dealers still do. "owner's choice" you get lower payments of a lease with less down but you're the owner. it is an actual balloon payment fixed at the end. the mileage limitations are consistent with a lease.
  • kyfdxkyfdx Posts: 64,780
    You see these a lot in Texas and Illinois, because those states charge tax on the full selling price of the car, even on a lease..

    By doing the balloon note, you have title to the car, and can take advantage of the trade-in sales tax credit.

    I think the reason there are mileage limitations, is because Owners Choice allows you to return the car, instead of paying the balloon amount..


    Prices Paid, Lease Questions, SUVs

  • qbrozenqbrozen Posts: 22,102
    So it sounds like what GM/Chrysler used to do. Can't remember what they called it. We did it with the wife's Pacifica. Treated it just like a lease and turned it in at the end. No problems except there was a turn-in fee at the end equal to about 1 month payment. In that instance, it was a great deal, too. $0 down and $485/mo on a $39k vehicle. Buyout was something like $18k, which was way more than it was worth at the end.

    '17 F150 Crew 2.7; '67 Coronet R/T; '14 Town&Country Limited; '09 LR2 HSE. 44-car history and counting!

  • kyfdxkyfdx Posts: 64,780
    I think they called it a SmartLease, though that might have been something else..

    I never shop GM/Chrysler.... lol


    Prices Paid, Lease Questions, SUVs

  • BMW corp won't tell me (they must know by now). Car and Driver says no. Dealer says yes :confuse: However the dealer can't order one yet because they don't have the info from BMW yet.

    If you have real info - please let me know as I want to order a new 2012 328xi for Euro delivery soon. Otherwise I will buy a used A4 Avant. It is a crazy shame how many Euro wagons are no longer being brought into the US - V70, V50, C300, A6, 535, Passat... I sure hope the 328xi isn't next, especially since it is one of the last to offer a manual.
  • Hi Guys,

    Here is the deal i closed:

    2011 BMW 335iX
    MSRP - 54,580
    Invoice - 48,790
    Total due at signing - $ 3360 - first month, motor vehicle, bank fee and (NJ) sales tax
    36 month / 10K per year.
    Monthly - $577
  • I would like to know if this was a coupe or sedan?
  • BTW, does this seem like a reasonable deal?
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