2015 Acura TLX V6 Standard lease price

jbparkjbpark Member Posts: 2
edited February 2015 in Acura
Hi, folks

Im currently have a leased 2014 honda civic ex and made 11 payments on it.

Due to the too much mileage on it (2000miles/month :( ) and my back pain issue making me think about getting a new lease.

I asked one of acura dealer shop to set the outdoor price at $450 a month without any downpayment.

Since I'm turning my civic early, i knew that my deal can't not be the same as other guys.

Since i bought the new MDX for my mother few weeks ago, a dealer seems to try to give me the

best deal as possible but got denied due to my credit score.

I ask 2015 TLX V6, 12000Miles a year with $450/month as outdoor price and here's what they got approved by ACURA

15000miles a year
$2000 down
$594 a month

What the shop saying is my credit score is not sufficient and I am already having two loans from honda ( honda and acura) so my rate should be lot higher.

I feel like its just their decision not the bank itself. I felt that dealer was having little hard time with his supervisor (or whatever) whether to give me the good deal or not.

the deal they are asking me is almost same as buying the same car based on monthly payment without 0 down. what do you guys think?

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Comments

  • jbparkjbpark Member Posts: 2
    the deal they are asking me is almost same as buying the same car based on monthly payment without down payment.
  • MichaellMichaell Moderator Posts: 248,733
    jbpark said:

    Hi, folks

    Im currently have a leased 2014 honda civic ex and made 11 payments on it.

    Due to the too much mileage on it (2000miles/month :( ) and my back pain issue making me think about getting a new lease.

    I asked one of acura dealer shop to set the outdoor price at $450 a month without any downpayment.

    Since I'm turning my civic early, i knew that my deal can't not be the same as other guys.

    Since i bought the new MDX for my mother few weeks ago, a dealer seems to try to give me the

    best deal as possible but got denied due to my credit score.

    I ask 2015 TLX V6, 12000Miles a year with $450/month as outdoor price and here's what they got approved by ACURA

    15000miles a year
    $2000 down
    $594 a month

    What the shop saying is my credit score is not sufficient and I am already having two loans from honda ( honda and acura) so my rate should be lot higher.

    I feel like its just their decision not the bank itself. I felt that dealer was having little hard time with his supervisor (or whatever) whether to give me the good deal or not.

    the deal they are asking me is almost same as buying the same car based on monthly payment without 0 down. what do you guys think?

    The 36/15 numbers for the TLX V6 Base are .00105 and 60%. The dealer is allowed to mark up the money factor for extra profit.

    It's also possible that they are factoring in the negative equity from your current Honda lease in your payment quote.

    If you can provide us with the MSRP and the negotiated selling price of the car, we can model the payment for you with $0 down and not taking into account the Honda lease.

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